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You don't have to use it - just claim the free CD !! -  Sony Credit Card
Sony 

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You don't have to use it - just claim the free CD !! (Sony)

IainCmartin

Member Name: IainCmartin

Product:

Sony

Date: 13/06/01 (72 review reads)
Rating:

Advantages: Free CD, Free CD, Free CD

Disadvantages: none

OK - so you want to hear the does and don'ts, the whys and the wherefores of the products. Sorry, but I think I'm going to disappoint you - but please read on because it could be to your advantage !!

The Sony card - a credit card - nothing special really (OK so it looks quite cool - but as it lives in my wallet I hardly see it as afashion statement).

It offers a loyalty scheme - points to get money off Sony products and triple points when buying Sony products - worth 1% on general goods and 3% on Sony.

It's widely accepted - like most credit cards.

Customer Service is courteous and efficient.

Initial rates are excellent (no surprise there) - so you could do my RBS trick if you want (see my opinion Money For Nothing and Cheques For Free) - but with a small interest charge.

So what's the score ? What makes it worth having ?

Well, OK so it means your details are run through the old credit check again - and some of may not like that, but they give you free points for starters - enough to get a CD from their catalogue.

So OK the card is nothing special,but if you don't mind the credit check and can spare 5 minutes to fill in a form, then provided you are successful a CD is yours for the asking.

It's up to you - but I did it.

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Overall rating: Useful

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Last comment:
moistoist

- 13/06/01

It's not that great an idea to get it just for the CD if you already have several credit cards, as each time you apply, you'll get a 'footprint' on your credit rating which will bring your credit score down and make it harder to get credit for say, a loan, in the future...so worth it only if you need a new credit card anyway. :-)


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