| Product: |
Sony |
| Date: |
13/06/01 (72 review reads) |
| Rating: |
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Advantages: Free CD, Free CD, Free CD
Disadvantages: none
OK - so you want to hear the does and don'ts, the whys and the wherefores of the products. Sorry, but I think I'm going to disappoint you - but please read on because it could be to your advantage !! The Sony card - a credit card - nothing special really (OK so it looks quite cool - but as it lives in my wallet I hardly see it as afashion statement). It offers a loyalty scheme - points to get money off Sony products and triple points when buying Sony products - worth 1% on general goods and 3% on Sony. It's widely accepted - like most credit cards. Customer Service is courteous and efficient. Initial rates are excellent (no surprise there) - so you could do my RBS trick if you want (see my opinion Money For Nothing and Cheques For Free) - but with a small interest charge. So what's the score ? What makes it worth having ? Well, OK so it means your details are run through the old credit check again - and some of may not like that, but they give you free points for starters - enough to get a CD from their catalogue. So OK the card is nothing special,but if you don't mind the credit check and can spare 5 minutes to fill in a form, then provided you are successful a CD is yours for the asking. It's up to you - but I did it.
Summary:
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Last comment:
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- 13/06/01 It's not that great an idea to get it just for the CD if you already have several credit cards, as each time you apply, you'll get a 'footprint' on your credit rating which will bring your credit score down and make it harder to get credit for say, a loan, in the future...so worth it only if you need a new credit card anyway. :-) |
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