Switch Card Services

I have had a Switch card since it was invented -that's over 20 years, so I believe I am somewhat qualified to voice an opinion. I have never had a single problem with the card and I love that I can make, what are for all intents and purposes cash purchases 24/7 using this card. I hardly ever have to go to a cash point machine or to my bank to withdraw cash, as at most major outlets you can get cashback when you make purchases using Switch. I prefer to do that as I never feel totally secure withdrawing cash in the middle of the high street. Switch is the leading debit card scheme provider in this country and I believe it got to that position because it earned the No ...  Read the complete review

My card has since been changed from Switch to Maestro, ok no problem. I make a purchase in excess of £10,000. The bank phones and asks if I have made such a purchase, yes I answer, okay - no problem. Only to find out a week later the transaction never took place and missed the boat on my purchase. NatWest told me the seller declined the transaction, the seller tells me the bank declined the transaction. Getting to the bottom of it all I have since found out that Maestro will not accept transactions over £10,000 even though you have gone to the trouble to phone the bank back who had left a message on answer phone regarding the transaction. The bank said they have received ...  Read the complete review

The Switch card is the most useful card ever invented. It is so handy to use for a 'cash' sale with the added benefit of letting you have cashback as and when required. It is accepted in most retail outlets and over the phone and is so convenient. It also means that if you haven't got the money you can't have it so it helps you control you spending. It is better than a credit card as there is no interest ...  Read the complete review

I am deeply concerned. An ISP (Gio internet) has been debiting my switch card at the end of the last two months even although I cancelled with them. I have been assured twice by the ISP that my account has been cancelled. I went into my bank (Bank of Scotland) & asked for the payments to be stopped. To my horror I was told that they could not do so as I did not have a direct debit or standing order with the ISP They were just reusing my card No. & it was my problem not the banks. I was also told changing my card would be of no help as the ISP would be able to access my new ...  Read the complete review

It's good to know that i don't have to carry cash, and that i can't get into debt in the same way that a credit card might allow me to. For those who aren't sure what a switch card is, i'll just give a brief definition... A switch card debits money straight from your account from the point of sale. It was founded in 1988, and has become common place since then. Because it deducts straight from your account (within 2 days) you cannot spend more money than what is in your bank account. You can also get up to £50 cash back from many supermarkets with your card. You can find all the updated information about Switch at: ...  Read the complete review