The best credit card around! (Tesco Clubcard Credit Card)

Member Name: johanna18

Product:	Tesco Clubcard Credit Card
Date:	21/03/09 (79 review reads)
Rating:

Advantages: points

Disadvantages: if you dont pay it off

Overview
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I have had this credit card for around 4 years now. It has always worked perfectly for me. As an avid Tesco fan i trade my points in for deals tokens and enjoy a treat every year.

Incentives
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1 point for every £1 spent in Tesco. 1 point for every £4 spent elsewhere. But dont forget with deals tokens you can get 4x the value of your points. These tokens can be used for restaurants, trips, hotels, days out ect. Theres hundreds of activities to choose from and they change some every 3 months.

Looks
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I have a Platinum card which looks great - I think they have stopped doing these cards now which is a shame as my partner wanted one. The normal cards arnt as cool and i wouldnt be as keen to use them i dont think.

Paying them back
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I pay the balance on my card in full every month. The easiest way is to set up a direct debit - this is done very easily. Ring up and ask for a direct debit form and within 7 days you'll have it. You can also pay by phone or online - you use an automated service to pay by phone which is also really easy.

Customer Service
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I have used Tesco customer service and have found them very good. You wait no longer than a few minutes before someone answers and the person on the other line is from the UK!

Overall
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I really like the Tesco credit card. We use the points to treat ourselves and as long as you pay the balance every month its win-win. The look of the card is great and customer service cannot be faulted. Prehaps im biased because i like tesco so much but this really is the card for me and i cannot recommend it highly enough.

Summary: great card but remember to pay it back!