Every Little Helps - So Get A Little Back From Your Credit Card (Tesco Clubcard Credit Card)

Member Name: mr_nadge

Product:	Tesco Clubcard Credit Card
Date:	27/10/09 (58 review reads)
Rating:

Advantages: Receive Tesco Clubcard Points Whenever Or Wherever You Use The Cars. 0% Interest Offers

Disadvantages: The Amount Of Clubcard Points You Get Could Be Larger.

Like lots of people, I buy a lot of items on my Credit Card & pay them off the same month. Because of this I have always wanted a Credit Card that gave me something back. That's why I went for Tesco's card.

First of all, applying. This was very easy. I filled out a form in store & after a couple of weeks, I received my card. Very easy & hassle free although not as immediate as if you go to your own bank.

At the moment they are offering 16.9% APR with offers of 0% interest for 6 months on balance transfers (however a small fee applies on the transfer) and 0% on purchases for 12 months. I think you can have these switched around though if you'd like. I went for the balance transfer offer.

On top of this you get 1 ClubCard point (worth 1p) for every £4 that you spend anywhere in the world on your card. This is the equivalent of 0.25% cash back on all purchases. This might not seem a lot & to be fair it isn't a great deal of money, but it's better than getting nothing at all. You can even get interest free credit deals on purchases from tesco online.

If you are looking for a new credit card, then I would recommend this one to you. Have a look around on the internet & you'll see that it's one of the best deals out there. In all, a really good financial product

Summary: A Great Reward Credit Card, With Competitive Interest Rates.