Tesco ClubCard is a loyalty/rewards card for the supermarket retailer Tesco. It allows you to earn points every time you shop at the store. The store then converts the points to pounds every few months and sends you a voucher for the amount of points you've earned to spend in store.
I have a lot of store loyalty cards in my purse but my favourite card is the Clubcard. Why? I find it's so easy to earn points and it's also a very generous point conversion with options often available to double your points to spend on certain departments in Tesco.
As a member of the Clubcard scheme the store also send you out money off vouchers for certain grocery products. These are often tailored to your interests and are based on products you have bought in the past when you have swiped your Clubcard. You can use these alongside your accumulated points voucher too, so it can end up as quite a substantial saving amount.
Points are awarded per pound per shop and 1 point equals 1 penny. You can also gain points from doing things such as taking your own shopping bag into store (1 point per bag). There are also occasional point making opportunities that crop up online such as consumer surveys or product testing panels.
Your vouchers can be used online with a code printed on each voucher or taken into store and swiped alongside your Clubcard. The store often runs promotions where you can double your points if you have at least £5 in points saved. I have only partaken in this once and managed to double the voucher and get £10 of products in the pet department! It's a very appealing deal!
As a Clubcard customer you have to register with your full details and then you have an online account where you can print off unused vouchers, check your points balance and where you have used the card lately, see where you can spend points and more. You can use your vouchers in any store you like. There has been some controversy recently about customers having their points vouchers stolen. Incredibly anyone can take another customer's voucher and scan it with their own Clubcard. I think this is about the only flaw in the scheme!
As far as supermarket incentives go I think the Tesco Clubcard scheme is number one and it certainly makes me return to shop at the store even when I live closer to a rival supermarket! I would definitely recommend this card to anyone who ever shops at Tesco. It can save you a lot of money!
I am so glad that I have a Tesco Clubcard! It is free and easy to get a Tesco Clubcard. You can either get a form in store or sign up online. They then send you a Tesco Clubcard in the post along with 2 smaller fob versions that you can use as key rings.
Once you have your Tesco Clubcard take in in store every time you shop. You then earn Tesco Clubcard Points on your spend. You also get green Clubcard points for reusing your shopping bags. For each bag you reuse you get one point.
Each point you get is equal in value to 1p. With the cost of an average weekly shop your points really do add up quite quickly!
You also get points for filling up with fuel at Tesco petrol stations. Im not sure how many you get but it is not as much as spending in store.
Every few months I receive a Tesco Clubcard statement in the post. This includes vouchers to give money off parts that I frequently buy and also Clubcard Vouchers which you can spend immediately in store. Be aware though that you cannot use say a £2.50 voucher to buy something from Tescos that costs £2.49. The value must match or exceed the value of the voucher - obviously if it is more you must pay the difference.
You can also turn your Tesco Clubcard vouchers into vouchers of a greater value for other places including restaurants and travel companies. I have never done this myself but I know others that have and I believe it is an easy process.
I normally save my Tesco Clubcard vouchers up until Christmas. This normally adds up to about £60 so it really is well worth doing.
If you shop at Tescos then I don't see why you wouldn't sign up to this. You get something back from doing your normal shop!
I cannot rave enough about Tesco Clubcard points. I have been a loyal Tesco customer now for about 10 years and have enjoyed holidays abroad, weekends in top class hotels in the UK, tickets for days out, restaurant vouchers, ferry tickets, jewellery vouchers and spectacles - ALL COMPLETELY FREE!!!
When I tell my friends this they don't always believe me and say it can't be that good, but I tell them that it simply is. There are only the two of us at home and I am somewhat of a frugal shopper so we probably don't spend anywhere near the amount the average family does, but still manage to benefit greatly from this superb scheme.
There are several ways to boost your monthly points. I have a Tesco bank account which I transfer an amount into each month which doubles your points automatically. You can also get a Tesco credit card which gives you 1 clubcard point for every £4 spent, so if you spend money at other places this soon mounts up but know that some people do not want a credit card as it is too easy to run up a bill and not pay it off every months, so you end up paying more in interest than you would benefit from Tesco Rewards.
If you have your gas and electric with EON this can give you up to 4000 points depending on which tariff you are on. I am on this tariff which is also the cheapest one for our needs so am winning all round on this one!
I have also recently changed my mobile phone to Tesco mobile where I only pay £7.50 a month but again get clubcard points, and as Tesco tell you, every little helps!.
Quite a new company where you can get Tesco clubcard points is TopCashback, which surprise surprise is another one of my favourites. This site gives you cashback when you purchase certain items and even when you visit some sites or fill in a short survey. You can now change the cashback for clubcard points and even get a small bonus on top for doing so.
Esso, Blinkbox and Living Social also give clubcard points but I have yet to use these particular companies.
We have had several holidays with Cosmos where you can treble your points to a maximum of £300 per person, (it used to be £400 so would pay outright for a cheeky week away in the sunshine). The latest short break we have booked is a two night stay at a Best Western hotel in Somerset in July which cost £180 but was free using £60 of vouchers. We have had numerous meals at Pizza Express and Café Rouge which times your points by four so for £10 of vouchers you can get a whopping £40 towards a slap up meal.
The vouchers come every three months and can now be printed off at home, or in store when they have the promotions for doubling up the vouchers to spend in store which is another great idea. You can order goods online and just type in the voucher number or send them off to Tesco if you prefer and they are always updating and offering new rewards to choose from.
I would say with all the different ways we collect the points amount to approximately £220 to £250 a year which could be used in rewards at up to £1000 which I think is just fantastic as it is just something for nothing in my opinion as we have to eat and are being rewarded for it.
If you haven't got a Tesco clubcard I would highly recommend getting one and you'll be surprised how quickly the points add up. Most definitely five stars from me.
Although they seemed like a really good deal, you need to be very wary about how you use Tesco Clubcard reward vouchers. We had £30 of vouchers that we thought would reduce the cost of the ferry on a visit to Ireland. The price for the standard return trip with Stena was £250. But when we tried the same trip using Tesco vouchers an immediate surcharge of £40 was applied. Then, on top of that, we could only order by telephone, and this was subject to a service fee of £10. So, with all that added, the price was inflated to £300 before the discount of £30 was applied. That meant that the final cost would have been £270, which compared with a standard price of £250 without the vouchers ... some "reward" for loyalty!! So we ripped up the vouchers and bought the standard tickets ... and saved ourselves £20.
@ About @
I have been a clubcard member for many many years and as far as I can tell, it's one of the most rewarding supermarket schemes out there. Basically you earn 1 clubcard point for every £1 you spend, where one point is equal to 1p. The points can then be redeemed in a number of ways: In store for money off, Tesco online, and my preferred way to redeem them: air miles.
You get a small plastic card with a barcode on the back and a blue swiping strip. When you use a self serve checkout you just scan the back of your clubcard. Your name is also pressure punched into the card so no one can rub it off and steal your card. They will ask questions if it says the name of another family member when they try to spend with your card, this is good security. You can also get a keyring card which is made from a flexible plastic. In my experience, you will need a new one every year. They wear down very easily and the plastic coating comes off.
@ Membership @
When you sign up you can start using your card in store. The actual sign up process can be done in store by a member of staff at the help desk. Very easy to do, and took me less than ten minutes. If you want your children to use the card when they buy things for you, they can put points on the card under the age of 18 but can not spend it, nor can they sign up for one themselves.
My best experience with tesco clubcard is the service you get from the scheme. I rang up customer services to amend some details on the account and it was all completed within minutes with no queue on the phone (it was also 11AM when I rang) the membership is very rewarding even when you don't spend in store. Just by using your clubcard on things you normally buy allows Tesco to collect data about what you spend the most on. I spend a lot of money on potatoes and milk, so I recently received a voucher in the post for a bonus 25 points when I spend £1 or more on these items.
@ Using the clubcard @
Using the clubcard is very easy, and is the simplest of tasks. To use at a self serve checkout you scan the back of your clubcard, or at a checkout you hand it over If you forget your clubcard on one trip, tesco have devised a scheme where a barcode is printed on the receipt if you don't have a clubcard. The barcode can then be scanned with your next purchase when you remember your card. You can add an unlimited amount of points from the barcodes you get, but only two barcodes per transaction
@ Overall @
Tesco clubcard is a highly rewarding scheme and is tailored to things you buy when you get vouchers in the post. If you don't have a lot of money and need to cut back, you can save up clubcard points and spend them on other things, or save up and buy your weekly shopping for free just in points.
O% credit card deals were ten a penny a couple of years back, but such deals seemed to have all but dried up recently so I was keen to take advantage of the 0% for 15 months deal that the Tesco Clubcard credit card was offering.
~~The application process~~
This was really straightforward, you can apply online and you get a decision pretty much straight away. They ask you about your annual income and your employer's postcode and address and your current account details. I think I received my card within a week or so of applying and then a few days later they sent the details needed to monitor the account online.
The card acts as a Tesco clubcard as well as a credit card. This means that you get clubcard points in the same way as you would with a standard clubcard for all spending within Tesco stores. In addition, you also receive 1 point for every £4 spent outside of Tesco stores. This means we can shop around and buy our shopping wherever's cheapest (often Asda or Morrisons) and still get Tesco Clubcard points! The Clubcard points can then be redeemed either against shopping or for offers giving up to 3 times the value of the points.
You get all the usual benefits from using a credit card including protection against fraud and the ability to build up a good credit history if used wisely. In addition, if you are good at managing your spending, you can take advantage of the interest-free period on this card by using it for all routine spending and investing this money in a savings account to accrue interest until the interest-free period is over when you simply pay the balance off and keep the interest gained. You can set up a direct debit to make the minimum payment each month.
You can monitor your clubcard credit card account online at tescobank.com. You select a username, internet PIN and internet password and log in through the credit card option. The first screen you see is an account summary, showing your credit limit, current balance and credit available. You can then view all your transactions since your last statement as well as all statements from the past 18 months. These are in PDF format and can be downloaded and saved to your PC for reference.
You can also make payments to your credit card using a debit card, set up regular payments, view a history of your online payments, transfer a balance to your Tesco credit card and set up text alerts on your account.
This is a great credit card which gives a long interest free period on purchases as well as Clubcard points on spending at Tesco and elsewhere. Internet banking makes managing the account really straightforward. Can't fault it.
Ok Tescos is a huge corporation that uses the Clubcard to analyse / "spy on" their customers & do target marketing. However, the deals are too good to miss!
Where I live the only choice is Tescos, so we are a bit stuck for choice, however, I have a clubcard since I moved out 7 years ago and have loved it ever since. We collect thousands of points each year doing what we would have done normally, and received free stuff as a result.
In addition to the normal weekly shop, I got a great deal on a sim only mobile contract (£10 per month for 5000text/500min/500mb), I also used the credit card (use for normal shopping and pay off total monthly).
For each £1 spent in store you get 2 points (2p)
For every £2 spent on petrol you get 1 point (1p)
For every £1 spent on Mobile contract you get 3 points (3p)
and you get addition 1 point for each bag reused in store
In addition to the above, if you use your tesco credit card for everything:
An additional 1 point for every £4 spent in store or out of store,
The vouchers are only valid for 3 years so keep an eye on them!
You can use your vouchers in store at a £1:£1 or spend them on the clubcard deals at £1 in voucher = £3 in deals (this used to be £4, was very upset when that was reduced!)
So our average weekly food bill - £75 = 150 basic points + 18 credit card + 5 bonus points for using own bags = 173 per week = 8,996 per year just on food shopping which is the equivilent of £89.96 of vouchers. If you convert the vouchers into clubcard deals = a whopping £269.88, if you save these for 3 years you have over £809.64 to spend on holiday/jewellery etc
If you add in the mobile contracts, paid for on direct debit on the credit card (mine - £10 pm, other half = £20 pm) = 90 basic points + 7 credit card = 97 points per month = 1,164 per year --- another £11.64 in vouchers or £34.92 in deals or £104.76 over 3 years
Our average fuel bill is about £200 per month = 100 points + 50 credit card = 150 pm = 1,800 per year = £18.00 in vouchers or £54 in deals or £162 over 3 years
So in an average year only looking at my food / mobile and petrol spending we earn a total of £358.8 in deals, or £1076.40 over a 3 year period! This doesnt include the rest of time we use the credit card!
If you sign up to the website you can keep track of your progress online & if you loose a voucher they can be reprinted off on there. I managed to loose £20 vouchers which were due to expire in Aug this year, so I converted them into Goldsmith vouchers and treat myself to some jewellery!
Using these deals over the years we have had a long weekend in the Hilton Whardorf in London for my birthday and bought a £1000 watch from Goldsmiths for my other halfs 30th. I am currently saving my vouchers for Optimax laser eye surgery!
Sorry for the maths lesson, I am a mathematician at heart!
I've had a Tesco clubcard for years, and out of the many loyalty cards I own for various stores, this one is my favourite. The clubcard system is pretty simple, you earn points by spending money in Tesco stores or online. These points are then coverted into Tesco clubcard vouchers, which you can use in store, on-line, or for one of their Exchange deal promotions. The Exchange Deals triple the value of your vouchers for certain restaurants, days out etc, and you have to send your vouchers off and state where you want to spend them. They then return the voucher to you which you must spend in your chosen place.
The clubcard points can be earned in many ways, including grocery shopping, at the Tesco petrol stations, using their financial and mobile phone services, and many others. I only really shop in store with the occasional online grocery shop, and I always make sure I get my petrol at Tesco to build up my points. At the moment they are offering double points on grocery shops, and this is a good way of keeping customers as it quickly boosts the number of points you have. The online shopping facility is good because it stores your clubcard details and adds the points to your account. You can also earn additional points in other ways such as re-using carrier bags, or completing surveys for the online "Shopper Thoughts" forum. I am a member of this and regularly get invitations to complete surveys, the reward is usually 50 - 200 points.
When you've earned enough points to convert to monetary value vouchers, you will be send these vouchers in the post once a quarter. As part of the Clubcard scheme you'll also get money off vouchers if you buy certain things (or sometimes if you spend over a certain amount, eg £5 off if you spend over £50), or you might get vouchers giving extra clubcard points if you buy certain things. The products they choose to give offers on in this way are usually carefully selected based on your spending patterns, so they tend to be for things you will actually use.
I always used to spend my Clubcard vouchers by converting them to restaurant vouchers for Bella Italia, as this was a good way for my friend and I to have a free night out once in a while. We'd both save our vouchers and convert them so that they were enough for a meal for two. When we both bought houses and things got a bit tighter, however, we have both started using our vouchers for reducing our weekly shop. I usually earn about £12 a quarter in Tesco vouchers, so I either spend this in store on a special meal for my fiancé and myself, or if I've overspent during the month I'll put it towards our normal grocery shop to make it cheaper. Either way, it's a nice little surprise when the vouchers come through the post each quarter.
I would say if you have a family that needs entertaining, the best way to use these vouchers is by exchanging them in the Clubcard Rewards deals (this can be done online). There are lots of offers on the website for places like Alton Towers, Legoland, Warwick Castle to name but a few. This vastly reduces the cost of a day out and makes it worthwhile being loyal to Tesco.
By far i think this is the best store card of any UK supermarket. Tesco only offers 1 point per pound on groceries, home and technology, equivalent to 1p. However due to their seemingly continuous double points scheme, this become 2p per pound. Points are very easy to rack up, especially when using extra points vouchers they send with vouchers. The vouchers are sent 4 to 5 times a year, and consist of monetary vouchers and extra points. Money vouchers are available in denominations of 50p. For example, 1150 points would equal £11.50, which would come as a £10 and £1.50. There can be five or six points vouchers, which are usually 25 extra points when a pound is spent. tesco send vouchers based on what you spend the most on, so it easy to use all of them, and recieve an extra £1.50 in points. There is a multitude of other ways to receive points, from petrol to owning a tesco credit card. However these pay less reward points.
I decided to review this because I find I benefit a lot from this little card and think therefore that Tesco deserve a good review!
The points card is easy to start using, you can pick up a form instore which gives you a temporary card, you can then go online and register fully and they will post one out to you. Alternatively, as I did, you can use one of the little instore machines to enter your details and your card will be printed out for you there and then in a minute or so, simple!
As you would expect with this type of card you then simply hand it over every time you shop in a Tesco store, or use it at Tesco online, or at one of their petrol stations etc and you will earn points. These points do seem to add up pretty quickly and about 4 times a year they will then send you vouchers to spend based on the number of points you have accumulated.
I don't spend a huge amount on my shopping there, probably an average of £30 or £40 a week if that, but I normally get around £8 in vouchers every 3 months or so. So If you spend quite a bit on a large family shop every week then it is well worth you getting yourself a clubcard as imagine how much you would get in vouchers then!! After Christmas, as I had been spending a little more than usual, I got £15 of vouchers, which was much appreciated.
Not only do these vouchers come in really handy as a way of getting money of my weekly shop but when you are sent them you also get other handy liitle coupons with offers such as an extra 5o points if you buy such and such a thing, or 50p off a particular product etc.
Overall, simple to use, easy to tot up points and the vouchers now and then come in really handy, I really feel I am being rewarded for my loyalty as a Tesco customer.
I am generally quite skeptical of reward card schemes and may never have got a clubcard unless I actually worked for Tesco. The system works on a points basis where 1 point is given for every £1 spent in tesco stores or online (except if there is a promotion for extra points or points are reduced on a certain product range e.g. gift cards), each of the points is then worth 1p in clubcard vouchers which are sent out every few months.
Points are very easy to accumulate, due to the fact that Tesco seem to be taking over the world every one seems to have shopped in Tesco at some point. Every one needs to buy food and drivers need fuel and so points are easily hoarded, especially during promotions such as double points. Extra points are also given at the checkout of bags are re-used to pack shopping, equalling a point per bag (every little helps as some company says!).
The vouchers are sent out in a statement about 4 times a year and can be spent on anything in store or online at their face value, allowing you to save money instantly on your shopping. There is also a regular promotion called 'double up' which allows customers to double up the value of their vouchers (in multiples of £10) for use against products from certain departments in store and online. I choose to make the most of my vouchers by using the rewards scheme online allowing you to use up to triple the face value against rewards from partnering companies, from meals out to magazine subscriptions and airmiles to breakdown cover.
Oh and did I mention... it is free!
I can't speak highly enough of Tesco Clubcard. I have yet to come across a better customer loyalty card than Tesco's. I have been a Tesco Clubcard member for over 5 years and have enjoyed the rewards that come with being a Clubcard member.
It used to be that you would collect 1 point for ever £1 spent in Tesco. However, in the last 6 to 12 months Tesco now offer customers 2 points for every £1 spent on groceries. There are also other ways to collect Clubcard points and top up your balance. 100 points equates to £1.00 in vouchers.
You can collect Green Clubcard points for recycling products such as old mobile phones, both working and not working and printer ink cartridges. You can also collect Green Clubcard point when using your own bags at the check out. You typically get 1 point for every 1 bag you re-use.
You can collect points on fuel, spending money on a Tesco Credit Card, Tesco Direct, the list goes on and on. As well as collecting Clubcard points in Tesco, you can also collect Clubcard points with their affiliates such as Eon, the energy company.
So, you have now collected your points and Tesco have send you your vouchers in the post. Typically you can either use your vouchers in one of 2 ways, spend them at face value to get money of your shopping. The other way and the way I like to spend the vouchers is charge them for reward tokens. This way you convert your vouchers for rewards which are worth 3 times the value of the voucher. £10 of vouchers gets you £30 of reward tokens. You used to get 4 times the value.
The rewards list is endless, you can have days out at theme parks, a ride on the London Eye, stay at hotels, such as Hilton and Magazine subscriptions to name a few. The rewards scheme is similar to the one Nectar offer, but I believe that the Tesco scheme is more superior and from my experience you do not have to collect as many points to get the rewards.
I can't rate this scheme highly enough. I have and will continue to recommend it to friends.
The Tesco Clubcard is a really good idea and can save you a lot of money, if you give Tesco a lot of money.
As I used to work at Tesco, I did a lot of shopping there, even before I received my 10% off priviledge card, which allowed me to rack up my points. In an average month I was spending around £400, which is 400 points, unless there is some kind of promotion on points.
The basic point of the card is spend money and receive points, which will then be sent to you in money off vouchers. You can either use your vouchers in store or exchange them for days out vouchers, restaurant vouchers etc. I have never exchanged mine for vouchers but some friends do and they say you get more back by doing this.
Every point is worth 1p. So to get yourself a decent amount in vouchers you would have to spend a lot of money in Tesco.
Your vouchers are sent to you quarterly and one month I received a voucher for £20. Meaning I has spent £2000 in Tesco in 3 months!!!!
Also, you receive some basic coupons with you statement, 25p off bread etc, which can be a little help.
However, when I ordered my card, it took 8 months to be sent to me! And I had plenty of people complaining to me about their card not coming through whilst on the checkouts. Tesco claim that it takes up to 3 months for your card to be sent, then you have to call the 0845 number to chase it up.
Overall, the Clubcard is a good little saver. I don't use mine that much now and probably get £3 every quarter, if that!! But if you spend a lot, you will receive a nice voucher back.
I do a lot of my shopping at Tesco whether that is at one of the larger supermarket stores near to me or the Express shop which is within walking distance of my house. I like making purchases at Tesco locations because they have a splendid variety of products, the prices are reasonable often with useful items on promotion and also I love the added bonus of the Club Card points, probably one of the most successful and well known loyalty schemes on the high street.
After a pretty simple registration process you are sent a card unique to you which is the same size as a debit or credit card, I have also seen people who have a smaller version on their key fob along with their keys, I remember being sent one of these but I have never used this, I have only ever used the standard card. When I first started to partake of the scheme you would receive 1 point for every pound you spent in Tesco stores but it is currently double at two points for every pound you spend. When you take your items to the check out the cashier will ask you for your card and they will scan it, in the process updating the balance of the points you have accumulated. Your receipt will often show your total number of points and you can also check online.
As well as collecting points when you buy groceries you can also accrue them when filling up with petrol, using Tesco direct and even if you use some of the company's financial or insurance services. Every 3 months I believe it is they will send you vouchers, if you have collected 2000 points you will receive £20 in vouchers which you can then redeem against products in the store or petrol. The last time I received my vouchers Tesco were offering the chance for you to double the value of your vouchers when you used them, so for example if you had 15 pounds they would increase it to 30 pounds. I doubled up mine and bought Lego to sell on eBay.
If you are a user of the company's mobile phone network they will give you treble points on whatever you spend currently. Another brilliant thing you can do is claim really good days out at famous British theme parks or locations with your points and dramatically increase the value of what you have earned sometimes by four times as much, a great bonus for families. When you are sent your vouchers you will often get other money off coupons for products Tesco know you like to buy so this membership scheme is a way of them monitoring your shopping patterns as well. It is a good bonus if you already shop at the stores and don't just do it to collect points.
Tesco Clubcard is a great way to get the most out of your money. Tesco is the closest supermarket to us so we do use it for everything. Our shopping, our petrol, we even do DVD rentals with them. Consequently we accrue a lot of clubcard points.
I never really took much notice of them though. I would get the money off vouchers and I would save them up for Christmas then have a substantial amount taken off my bill. That in itself was great but I soon discovered there was so much more available with these vouchers.
The first time I changed up my vouchers I was really surprised. My £5 off voucher was worth £20 if I exchanged it for one of their clubcard deals and there are so many deals to choose from. You have to exchange in values of £2.50 but that's fine. £2.50 is worth £10 in clubcard deals. My husband and I decided that we would give it a go and exchanged some money off vouchers for Bella Italia vouchers. We exchanged £7.50 and got £30 to spend in Bella Italia. It only covers your food, not your drinks but that was fine. We had a fantastic 3-course meal and a bottle of wine for about £10.
I have to say it was a little embarrassing handing over the vouchers in what was quite a posh and romantic restaurant but it was about 5 minutes of feeling a bit embarrassed - we had 2 hours of enjoyment!
Since then we have used these vouchers loads of times. I exchanged some vouchers to pay for an Open University Course and we also exchanged money off vouchers for Goldsmith vouchers. We bought 4 very beautiful white gold, diamond necklaces for our 4 bridesmaids at our wedding. Some of the deals have their own restrictions, for example in Goldsmiths you have to spend over £200 for the vouchers to be valid.
The vouchers can also be exchanged for days out, activity days, holidays, hotels, subscriptions to magazines and so much more. All of the information about clubcard deals is sent out with the money off vouchers so it's not difficult to find something to suit. You can also look on the Tesco clubcard website to see what deals they have available.
Exchanging the vouchers is easy as well but you do have to register yourself online. We just go onto their website choose what we want to exchange our vouchers for, click on it and on the right hand side it asks how much you want to exchange. It explains everything as you go through on the screen but you just need to type in the codes at the bottom of the vouchers, it registers them as being used and then within a couple of working days your vouchers are sent out to you.
I can't fault it really. If you don't have a clubcard, get one! There is so much to enjoy from their deals!