High Interest, Better credit building cards than this (Vanquis Credit Card)

Member Name: rb2009

Product:	Vanquis Credit Card
Date:	29/07/09 (194 review reads)
Rating:

Advantages: Easily accepted

Disadvantages: Poor customer service, High interest

I think the below reviews tell everything, I have had this card for three years, I have stupidly used it as well.

As an example at the moment my balance is £1146, the interest on that is £52 a month, it is horrendous!

If your thinking of getting a vanquis card especially if it is your first card, think seriously about it, its very easy to spend on credit cards and get carried away, I have now run into debt of over 10k on credit cards and having cards like this doesn't help as making the minimum payment will take years to pay off.

As an alternative to this I would suggest either the barclaycard initial or the capital one they are still high but not quite as bad.

Also I have tried to change my address with these over the phone but they seem to be the only company that wont let you verbally change it over the phone, I refuse to go through the hassle of copying utility bills to change the address when every other company INCLUDING my bank have happily changed it over the phone.

Hope this helps a little.

Summary: Wouldn't bother use cap 1 or barclaycard initial