Vanquis Credit Card Reviews

I was in need of a credit card badly as my Barclaycard limit would not be increased. I used to do a lot of transactions online and finding no other alternative I applied for a vanquish credit card and 2 days later I got a phone call from card department. After giving them some required information they told me that a complete application ...  Read the complete review

I went to this outfit when things were looking down for me to help my credit score as they say they could. I think I would have been better going to to a loan shark to be honest. The mount it cost me in the end was through the roof, the customer service was one of the worst I have come across, DO NOT ever give them a phone number as this was harassment on the highest level, at least 5 calls a day even some as late 11:30pm. The amount of JUNK mail you get through your letter box is really diabolical.Stay away from this lot, it is for your own good.I give one whole star because I could not give any less..

I have had quite a mixed service from vanquis, but I don't think I would recommend it to people who haven't got additional time to sit around on the phone calling 0800 numbers for every little thing. I first got my card around 4 years ago, using it as an emergency credit card for little things and then paying it off. However ...  Read the complete review

Applied for the vanquis card after being invited by them, I already have 2 credit cards all up to date and a catalouge also kept uptp date, Im also on a very good income.I applied and got an instant decision they said i had £150.00 credit limit, 2 weeks later i get a letter in the post saying the application as been declined. Disgusting, Im glad they did decline it if this is the way they treat customers id rather i wasnt one. Any how thanks to Capital One i have all the credit i need now.

I applied for a Vanquis card about three years ago after running up horrendous debts whilst I was in University. All the regular card providers rejected me. I was initially put off by the high interest but thought that if I used the card and paid it off in full each month it would help to rebuild my very poor credit score. I applied ...  Read the complete review

I thought i would write a review on vanquis as they really have helped me alot. When i was 18 i had ran up loads of debt and have been stuggling on and off for years with finances. So never in my mind did i think i would ever get a credit card again. Over the years i had applied for a vanquis card and always been refused so when i ...  Read the complete review

I dont usually review anything on the internet, but after reading so many bad reviews about this card I feel as though I can't not review it. Many years ago when I was 18 I got myself into a fair bit of debt with 4 credit cards all upto their limits, loans, phonebills and the like. It all got completely out of control, and only now 8 ...  Read the complete review

Look, let's face it, none of us would have applied for a Vanquis card if our credit was squeaky clean. And unless you are really daft, you knew exactly what the interest rates are. When I applied for a card with Vanquis, my credit rate sucked! If the milkman knew how bad it was, he would have me paying on delivery! I was surprised ...  Read the complete review

Application Process: I am 18 and wished to get a credit card in order to start building my credit score. I planned to only use the Vanquis card for montly spending and then pay off the full amount in order to prevent any interest charge. This has been the case since I recieved my card over 3 months ago. I applied online ...  Read the complete review

I am seeking legal advice regarding my Vanquis account, which I took out at 39% apr, their modus operandum is to offer you credit increases and then up your rate of interest, it is of no use trying to solve any problems with them over the phone, you may as well speak to the wall, as I am sure their operatives are told to be as ...  Read the complete review

Oh dear. Where on earth do I start with this card? My wife took this card out a couple of years back unaware that it was actually aimed at a market for those with poor credit. She was given a card with a £500 limit (not a lot) and to be honest she didn't really care. Most of the time she would use a debit card, and she only ...  Read the complete review

*** I've waffled on a bit at the start. If you just want to read about my Vanquis Card experiences then go to the ==== section *** I normally stick to fun everyday reviews, and don't usually delve too much into my life. I have a Vanquis card. Yes, that normally means that it is someone who is on a low wage, or is in debt. I am ...  Read the complete review

Vanquis - taking advantage of the poorest and most vulnerable in our society under the guise of helping out. Hmmm - not the snappiest slogan ever written, but accurate. These cards are pitched as 'an ideal way to restore your credit rating' - when the truth is that they just make it easier for you to get in debt ...  Read the complete review

I think the below reviews tell everything, I have had this card for three years, I have stupidly used it as well. As an example at the moment my balance is £1146, the interest on that is £52 a month, it is horrendous! If your thinking of getting a vanquis card especially if it is your first card, think seriously ...  Read the complete review

VANQUIS BANK CREDIT CARD IS NOT GOOD IT SAYS 39.9% BUT THEY LET YOU HAVE MONEY £1500 AND THEN UP YOUR APR TO WAIT FOR IT 68.9% AND EVEAN MORE FOR CASH DONT GET USE THIS CARD THEY ARE NOT A GOOD COMPANY TO DEAL WITH THEY NEVER (A) YOUR (Q) LIKE WHY HAS MY APR GONE UP? THEY JUST SEND YOU A COPY OF THE SATEMENT SAYING ITS GOING UP IM NOT PAYING THEM ANY MORE ITS LIKE BEING ROBBED THEY ARE MUGGERS IN SUITS DO NOT DEAL WITH THEM..............

I applied for a Vanquis Visa Card back in 2007 and was given it almost immediately, hassle-free. Unfortunately this was the only positive thing I can say about the company itself. Upon delivery, the card itself was the ugliest I've ever seen, with the abacus design on an orange backdrop. This was a sign of things to come. ...  Read the complete review

From the age of 18 I was in debt up up until last year when I cleared it all off and what a feeling that was! Although I had been in debt I had never missed a payment, always paid on time and therefore have always had a good credit rating and do have access to a fair amount of credit if I still need it, I have one credit card ...  Read the complete review

The other day, I got a statement from Vanquis telling me that my account was over its credit limit, by £2. Yes, £2. Enclosed was a default sum notice. I was pretty shocked as with my other credit card companies a default notice is only served if you dont pay your repayments. My credit limit is 250 and i have never missed a ...  Read the complete review

A couple of months ago we made the mistake of getting a credit card "for emergencies", it was meant to be...but as always happens, it was used when it wasn't necessary (mainly by my husband!!!!). Vanquis Bank are a company who offers credit to people with a bad credit history (i.e. CCJs, missed payments etc and just ...  Read the complete review

WARNING! DO NOT GET A VANQUIS CREDIT CARD. I have had so many problems with this cowboy company. Hardly surprising giving that they are a subsidiary of the notorious Provident Financial Service, who are known for exploiting the most vulnerable of society and their underhand tactics.. I got a Vanquis credit card 2 years ago. I ...  Read the complete review