Visa Electron Reviews
Newest Review: ... jubbly - or was it? Well at first it was. I could write cheques out and send them away. That was okay, although there was not a cheque guarantee with it. I could get money out pretty well anywhere. Superb. But come to pay with this over the net or on the phone, this is where the problems occurred. It appears that because younger people can use this card, anything that might be classed as 'over 18' might be rejected. Don't get me wrong, I wasn't buying naughty magazines or anything (lol) but I did occasionally wish to make a gambling transaction. I also like buying shopping (including wine) and I do trade financial markets. All appeared ... more
Customer Visa Electron Reviews (4)
by - written on 17/05/10 (Very useful, 303 readings)
Rating:
When I first opened my account with Halifax, I requested a basic account. After having got into (and got out of) financial difficulties many years back I have never been one to take out credit, either with loans/credit cards or overdrafts. Even when I bought my new car, I saved up the cash and took it in to the dealership. (Not the most sensible thing to do I agree). So I simply said that I wanted an account that only allowed me to stay in credit, gave me a visa debit facility and also allowed me to take out cash from the branch or wall. In return they gave me a cheque book, electron card and no overdraft. Lovely jubbly - or was it? Well at first it was. I ... Read the complete review
by - written on 16/11/09 (Very useful, 400 readings)
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--- Plus Points --- The Visa Electron card was my first bit of 'plastic' as they say and whilst it wasn't exactly a golden ticket, it did make spending money a little easier...though this isn't always a good thing! The positive thing about the Visa Electron card is that it doesn't let you go overdrawn, quite simply, if the money isn't in your bank account then you can't spend it (a god send for shopaholics). The card is also fairly widely accepted now within the UK (in my experience). A Visa Electron card is basically a key to the funds in your bank account at that time, no extra money you'll be borrowing from the bank and paying back with interest like with a ... Read the complete review
by - written on 16/11/09 (Useful, 60 readings)
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I got a Visa Electron as my first useable debit card. At the time I was aroudn 15/16 something like that. It was great being able to pay for things without carrying cash and withdraw money etc. The fundamental downfall of the Visa Electron card though, is the fact that there is quite a lot of shops and certain internet retailers that do not accept it. It might not hit you at first but if this is the sole card you rely on you have no idea how frustrating it is when you come across somewhere it is not accepted. The Electron card does have a plus point in that it will not let you withdraw funds or spend funds that are not available in the account, you won't go ... Read the complete review
by sevgo - written on 17/11/08
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Unfortunately not all online shops accept visa electron card. I found this website which shows which ones accept: http://www.shopspree.co.uk/shops-accept-visa-electron.htm
