The Fujifilm X20 is a great camera for people wanting to move up from the basic compact point-and-shoot cameras to something a little more technical and with better picture quality, but still easy to use and great value.
The first thing that struck me is the styling. It's delightfully retro. It comes in a standard black, or the more retro black and silver. The build quality feels good.
There's a dizzying array of buttons and knobs so it's worth watching the 3-part Beginners' Guide on YouTube, which demonstrates all the options available. If you want complete control over shutter speed etc you have all of those options, but there are also automatic modes. It has a 2/3" CMOS sensor and takes 12MP images, more than enough for an enthusiastic amateur. It records in RAW or JPEG with various quality options.
There's a clear 3" LCD screen for viewing, but also a viewfinder which has a display overlaid, very unusual in a camera this cheap. It's handy where the light is too bright to use the screen, or if your eyes struggle with screens.
The bits I've found most useful (as a complete beginner) are the manual focus, which is easier and faster than jumpy digital focusing; the ability to shift the point of focus with the buttons; the automatic shooting mode; and the ease of transferring images either via the lead or a memory card reader. The picture quality is spectacular, even in fairly low light. It has built-in filters and on-screen preview.
It doesn't have a removable lens but the 28-112mm lens is fine for most photos. I intended to get a full SLR with interchangeable lenses but realised that I wouldn't bother taking it out if I had to carry spare lenses and mess around with them, so this suits me perfectly.
Aside from the flexibility and quality, this camera looks and feels great, important because it encourages me to take it out and use it more often.
I'll be doing a course soon to enable me to take better advantages of all the technical bells and whistles but it's perfectly usable without, and you can experiment with settings and compare the results.
Great camera, highly recommended!