Protect yourself from financial woes. (Advice for First Time Computer Users)

Member Name: Cheuk

Product:	Advice for First Time Computer Users
Date:	11/05/01 (26 review reads)
Rating:

Advantages: Credit card protection, Get all your money back

Disadvantages: Some credit card issuers are just as bad

This is really for beginners and most of you may know this already. When purchasing anything over a 100 pounds use a credit card. Never use debit, cheques or pay by cash. Under the credit act you are protected and can claim your money back from your credit card issuer if things go wrong under section 75. This applies to buying online also. If the company goes bust and or your product fails and the retailer doesn't want to know, then take it up with your credit card issuer, who are liable under contract along with the retailer. This I think applies when paying by credit as well. However some credit card issuers don't want you to know this so find out which are the best ones for this. If your issuer makes it hard for you, then take them to small claims court or contact your local CAB for advice.

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