Equifax

With the credit crunch on everyone's minds recently, so many companies are offering free credit reports. I, like thousands of others, have been watching the pennies after getting a bit out of my depth with debts. I've done a number of things to help my financial situtation, lots of suggestions from dooyoo, thanks guys! Signing up to a cash back site was one of those things. After consulting Martin Lewis' Money Saving Expert (checking this site reguarly is another thing on my list!).. I opted for Top Cash Back. Top Cash back not only give generous cash back on purchases but have a constantly updated list of 'no purchase' cashback offers. These are usually a ...  Read the complete review

We are constantly being bombarded by 'The Persuaders' telling us how we must have the latest electrical gizmo, new car, more up to date furniture, exotic holidays and a whole host of other things. How can we possibly be happy without them they insist. All well and good if we have a bank account overflowing with money but, unfortunately, the majority of us aren't that lucky. It's difficult enough just ticking over without having to save for some expensive item. In the end we most likely succumb and opt for the easy way out. We take out a loan or some other form of credit to buy whatever it is that 'we can't possibly live ...  Read the complete review

Have you ever been refused credit and wondered why? Perhaps you applied for that new credit card offering 1% interest for transferring balances but were knocked back? Maybe that application for finance on the new car was rejected? You may find this rejection confusing as you pay your bills on time, you're not in debt, so why the leper treatment? One reason 'could' be the information held about you in the data banks of Equifax and the like. You may not realise that, most, if not all of your financial transactions are floating around in the computers of credit reference agencies (CRA), information that is monitored and constantly updated by ...  Read the complete review