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I can't wait for that economy to rise again
How has the Credit Crunch affected you?

Member Name: kelly10
Product:
How has the Credit Crunch affected you?
Date: 12/04/10, updated on 16/09/11 (67 review reads)
Rating:
Advantages: You tell me because I don't know any
Disadvantages: Lose your job, get into debt, stress and too many more to mention.
The credit crunch has affected me badly, twice. August 2008 I was made redundant and August this year I will be out of work again as my contract is not being renewed. I'm on a temporary contract but have been since January 2007, annoyingly if I could only stay there for another 5 months I'd have to be given a permanent contract and then I'd be entitled to redundancy, which on a temporary contract I'm not.
When I was made redundant in 2008 it was a shock. I was working at an Estate Agents at weekends and although we weren't as busy as we had been we were in profit and still selling houses. In fact we were doing the total opposite of how the media were portraying things. Because people were believing the hype clients were pulling out of sells or taking their house off the market. Therefore after a few months although we were still in profit it wasn't good. Other chains in the group were closing so it was a great atmosphere going into work and then all staff were put on 30 days redundancy notice but before the 30 days was up I got the dreaded news.
I'll be honest, I didn't like the job and I wanted out, but I wanted it on my own terms and with another job to go to. I was kind of lucky though as I had a part time job through the week as a clerical assistant, which I really love, but now it meant my money was down and I'd had no chance to save up. Luckily they were in position to offer me over time so for 12 months everything was hunky dory, but then I had to drop some of the overtime so my wages just paid the bills, food and watching my local football team. All treats had to go out of the window, unless I could buy it from Amazon using vouchers I get from surveys.
But now I'm facing the possibility of unemployment again and to be honest it is really scary this time. I've a few months to look for a job and I've started looking and applying for jobs but nothing yet. There's not much out there and as I don't drive and relay on public transport there are only certain areas I can actually look at due to where I live. And before someone says 'learn to drive then', it's not easy when you've got no money left at the end of the month.
What I find really sad is that by the time I was 30 I'd been made redundant three times. There's lot of people that have never experienced redundancy or do so only once and when there a lot older then 30.
I do get angry about it all at times, as everythings been out of my hands and I've not been able to do a thing about it. Because of all this I do get fed up and just feel like giving up as it seems to happen to me every so often. Luckly, I'm quite a strong character so I've managed to avoid stress and depression that so easily can affect people in this position, but if this will always be the case is hard to say as I have shed tears out of anger, frustration and being scared about the future.
I sometimes wonder if it's even worth all the hassle of getting a job because I keep thinking I'll only be made redundant again, but thankfully I pull myself together and start thinking realistically. Plus I could not survive on JSA alone, and I'd be bored.
I just hope that when the economy is back on an even keel, that I can find my self a job that pays well, has security, that I enjoy and that I can do for many, many years to come.
Summary: Job loss, a horrible situation to be in.
