How to improve your credit rating Reviews

Thought I'd add my two penneth in here. I'll start by saying that I have 13 years worth of experience working the credit industry so know how the system works inside out and what I don't know about a credit file isn't worth writing on the back of a postage stamp. So what is a credit file? The express intention of a ...  Read the complete review

**How to improve your Credit Rating** All credit ratings are given to adults who have financial dealings. Credit Reference Agencies collect the data and custom label the data to your name; regardless if wrong or any other person has taken your name for a fraudulent act. It is up to you to view your report so that this does not occur. It ...  Read the complete review

How to improve your credit rating Some MYTHS about credit ratings: 1. If you don’t pay off your credit card, you’ll get put on a black list. 2. Black lists are shared between banks and other financial institutions. 3. Your credit rating is affected by other members of your household who have run up ...  Read the complete review

I believe that it is the love for money that results in people getting bad credit ratings. Although you may not realise that you love money, think about how much you enjoy its benefits, socialising, treating your girlfriend or even buying that bike you've always wanted. We all get a buzz from buying something new and showing it off to our ...  Read the complete review

Let's be brutal about this. We all spend up to the limit at some time in our life. I have went beyond it at times as I'm sure most people have. I could say the obvious and say that you should always pay bills on time and never default on payments. What's the point if you are reading this it could be that you have a ...  Read the complete review

I?m a student and last semester I was working part-time for a bank. After getting a new mortgage, credit card and staff account I knew my credit rating was fine. I also had a really high credit score (which is the banks personal opinion of you). Then I was turned down for a student account - which is supposed to be much easier to get. ...  Read the complete review

After my applications for a credit card was refused, I was supprised as I thoughtI had a good credit record. I was looking around on the net for info that will help me but all I found was credit agencies charge you upto £20 to reveal info about yourself! luckily a friend of mine had a simular experience and pointed out that there are two main ...  Read the complete review

Some of you may have read an opinion I wrote regarding Barclays Bank and how someone pretending to be me managed to defraud them. I have had a couple of e mails from people expressing their disgust and support over the matter, but what has shone through is, like me, most people think that something like this will never happen to them. ...  Read the complete review

Ah big brother is watching us - and nowhere is this more apparent in "Credit Rating". For those who have chosen to ignore this aspect of financial trickery, the fun begins when you try and take out a loan, get a credit card or any other type of finance when your application is mysteriously refused. You might well have thousands stashed ...  Read the complete review

How true this is, and few people can argue with this quote from the Bible. There are very few problems in life that cannot be solved with a little extra cash in your back pocket, and there are few people who wish they did not have more. I should tell you, before I start, that I have been to the very brink of bankruptcy, and not just once. ...  Read the complete review