Make a 7 day Saving plan (Saving tips)

Member Name: happytohelp

Product:	Saving tips
Date:	07/09/09 (32 review reads)
Rating:

Advantages: to save for extras and treats.

Disadvantages: need to spend a few hrs organizing first.

To save well, l believe a person must be well organized.l try to follow my own set daily plan to help myself to save as much as l can using my limited energy due to health problems.After l have organzied my files,(which l review often,) l spend a few times a day to try to save money.l hope my tips can help others to save serious money.l regard my money saving as now my stay at home job.
l will edit my review as often as l can as l add extra money saving ideas.

Day 1. You will need to collect together a calculator,pen,calender,2 small expanding files,l large expanding file,small note book,A4 note paper, 2x A4 files.
First plan your budget.Write your in and out goings on A4 paper.Write your out goings under headings, ie 2.Mortgage/pension/insurance.3.Gas and Electric.4.Work/Car/School.5.Food & Cleaning products.6.Clothes/Personal.7.Holidays/Social/Ente rtainment.

Day 2.starting on your first heading. ie mortgage, spend a few hrs today researching around where you possibly can get better deals.There are lots of web sites that help you to get the best for your money.Make sure you do your research today to make big savings.File all info in your first A4 file .This is your Home file.

Day3.Again spend a few hrs today researching that you are on the best tariffs etc for your heating and gas.Time spent will be well worth the effort.There are big savings to be made if you do this today.Again file info in your Home file.

Day4.If you travel to work, try and see where you can make saving on this, ie car share,take lunch in to work,look where cheaper petrol is,can you use the car less etc etc.Get the family involved.Ask for ideas from them, you may be surprised on some helpful advice from them on saving money.File their ideas and your own again in your home file under the heading of no4

Day 5.Food.This is where your biggest saving will come from is you take it seriously.It is possible to cut your food spending by half.l make first a list of whats in my food store and my freezer,then l make a monthly meal plan,writing on the calender, meals l can make from my food store.Any days left l look at bogoffs by going on to store websites and noting the prices.l then see what coupons l have saved and filed in month order(in one of the small expandng files)and see if these can be used against the bogoff.
If they can, l look in my second A4 file(my recipe collection of cheap meals) and write my shopping list out after lv finished entering the meal ideas on the months calender.

The small note book is for you to make a price book.Keep this always with you when out shopping ie market shopping, as you never know when you might see a better offer.

l collect coupons from magazines, newspapers etc & l get on food products mailing lists, l also use printable coupons .
Coupons are money so collect as many as you possibly can.The best time to use them is when items on sale.Items l find go on sale just right about the time the coupons against them expire,that why l keep mine in month order in small expanding file.

l also look for rebates on try-me-frees and money backs called mbg.
.l file those in the larger expanding file as usually you need to keep packaging and reciepts.
Cleaning products
.l wont list tips about these as there are endless websites that give recipes for home made cleaners you can make so collect and file them in your Home File and try them, they work and they save you pounds.

Day 6.Clothing/cosmetic allowance etc etc...l buy all my jeans, trousers, winter jumpers, scarfs and gloves from charity shops,the Shop called Help the Aged as really good.the shops are well organzinged,clean and very reasonably priced.l have had real bargains from this shop that is local to my home, many garments have been brand new, and the money is going to a really good cause.Its the only charily shop l will use.
Car boots sales.again worth going to for clothes.One stall was selling 10 garments for £1!!!! everything there was incredible..l think the garments were either never been worn or worn only once.If you feel too proud to buy at car boots or charily shops you are missing fantastic bargains.Just remember that some celebritys/models buy at charity shops in London.If its good enough for them, its good enough for me.

My winter fleecy pj,toweling dressing gowns and socks and tee shirts l buy from Primark , as these are really good value.
My bra's, undies, tights & hubbies pj, l buy at Tesco,when on sale only and also using the extra points from tesco clubcard mail.(l save my points as you get 4 x the value off them)l do not use my points in statements against food shopping.
You will get 4 times the value if u use them against deals.See Tesco website.lm saving my points for a special Annversary Holiday .saving all my points will enable me to get this holiday for free,
My Dresses and summer Jackets and winter coats l will wait till l have discount codes for on-line clothes stores, plus l use cash backs sites when l buy on line.
Dont forget to file hints and tips you read about in magazines etc.l NEVER buy make up, but l wear make up every day,so how do l get it,..l get it free.How? l send off for samples from cosmetic web sites, l ask & get them free from cosmetic counters and free when included with ladies magazines.l get so much cosmetics a year free that l make up goody- bags for my girls, several times a year.If you do buy make up, get a Boots card and earn points on your shop(again buy when items on bogooff and also using Boots mailing coupons),then spend your points when the 75% off sales that are usually end of January and end of August.
Face scrubs and face masks are so cheap to make at home, no chemicals in them either.Again look for recipes on web sites for home made bath bombs to hair conditioners.
They cost so little and you may just enjoy making them.Get the family involved.Have a pamper night,(hubbies or partners love this as well)you will have just as much fun than the overly expensive spa treatments.

Day 7.Holidays,entertainments etc..holidays are where l like to spend my savings on.So to earn extra money for this l do surveys, daily clicks,write in to magazine letter pages(l do one letter a day to the latest issue l may have bought that had a freebie or coupon in) l send in tips, do reviews. l also do comps, but only for stuff l can use though, as l believe no point in spending valuable time entering for say DVDs if l dont want it, as l dont ebay.
If you think you can sell unwanted wins then comping in a good hobby.l have won loads of things over the last year for myself or for my family.Maybe you could think about mystery shopping, selling Avon products or car boots.
If you are fit, l know someone who earns very good money gardening in the week for a few local people.
Again, write and file all tips for later to research up about.
l always look for deals on my holidays..My savings allow us to have two holdiays a year, out of season.One in England ,other abroad.l keep a look out and file the 2 for l meal deals for use for when away on UK holidays or for special days outs.File these in your second small expanding file.

What ever you want to use your savings on, make sure you get that saving as soon as possible into a high interest account ,again, look around, make notes and keep the details in your Home file.l bank every penny l can save monthly.

As we have two holidays a year, l look for the best last minute deals and when we stay near other hotels we get free entertainment by visiting other hotels near by in the evenings.Many managers are quite happy to let you do this as long as you buy a drink in the bar as you are possible customers for your next holiday there lol.

After this 7 day organizing,you will be ready to keep a look out every single day for ways to save money.
You will be writing hints and tips, recipes etc etc in you Home file.You and your family will be saving every day as you take it seriously and in an organized manner.
You will want to get the family involved to help you save money,and because you are all seriously organizing your savings you will reap the rewards.
Take the time to plan and after that it can become fun.Believe me, l know it works..

Summary: possible to save £££s