This is an extensive and powerful money management tool, whether you want to keep track of your every move financially or simply to balance your bank statement each month, the features pretty much allow you to do as much or little with it as you like. It's basic account tracking is probably it's best feature. It's clearly laid out, the income and expense categories cover almost every conceivable area, and the integration with most major banks and credit card websites is a real plus. I personally found the pop-up tips regarding personal finance slightly annoying, however there is some good advice contained within them. The reports it can produce are wide ranging, and contain lots of facts, figures and advice and are almost completely customisable and exportable to spreadsheet software.
Setting up more than a basic account tracker can be slightly more challenging, and I found gradually building up my understanding of the program was easier than attempting to access the help files, which cannot be viewed without access to the internet. Even then, I found them fairly unhelpful, and I would expect a novice user to struggle. Eventually though, I managed to include and now track all my finances using the software and am happy with the outcome.
Strangely the facilities linking the software to the MSMoney website community are not entirely reliable, in particular I've found it doesn't seem to update share and fund prices accurately, meaning I still had to check other sites for latest data, one of the things I had hoped to avoid when buying an all in one money program. However, you can synchronise your account with the MSMoney server, and providing you have signed up for a Microsoft Passport, you can access your money data from any computer with internet access