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Marks & Spencer Life Assurance

Newest Review: ... terminal illness benefit (early payment of the sum assured if you're diagnosed with a condition where your life expectency is less than 12 months - accidental death benefit - free cover (of an amount equal to the sum assured) between your applying for the policy and going live. This is limited to a maximum of £250,000 and cannot last for more than 60 days - single life or joint life 1st death - guaranteed premiums that do not vary during the policy term What isn't covered? This is pure and simple life cover and DOESN'T INCLUDE: - waiver of premium benefit (paying your premium if you're incapacitated and unable to work for more than ... more

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Marks & Spencer Life Assurance: Die - that's the last thing I'm going to do (1124 words)
by - written on 14/07/09 (Very useful, 96 readings)
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Which company would I be dealing with? Marks & Spencer (M&S) Money is the financial services arm of M&S and offers a range of products including credit cards, personal loans, foreign exchange and insurance. M&S money market a simple, straightforward life assurance plan. The cover under the policy is provided by mega-global-super bank HSBC. So, what we have is a customer buying what is packaged as "M&S Life Assurance" from their favourite underwear and chocolate teacake retailer but actually forming a contract of insurance with HSBC. It's a common ploy - buy from a trusted, well respected high street brand (M&S) and ... Read the complete review

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