Newest Review: ... dentist for my regualr check ups and i also wear glasses, i think if i didn't wear glasses i probably wouldn't get my money's worth from t... more
Refunds for treatment
Member Name: laurasavon
Advantages: Peace of mind / saves money
Disadvantages: Threashold limits
My employer offer a discount on tax for paying for simply health insurance directly from my salary at sorce thus avoiding paying tax / NI on the money used to pay simply health.
I find this beneficial as i attend the dentist for my regualr check ups and i also wear glasses, i think if i didn't wear glasses i probably wouldn't get my money's worth from the amount it costs me each month.
To see if its worthwile for you have va look at the monthly costs for each level of cover and times by 12 then work out how much you spend annualy on things such as the dentist, opticians, out patient care etc (bear in mind the upper threshold limits for each item) one figure minus the other should then give you an idea as to whether it would be worthwhile taking out for you and your family. I also find it a bit of peace of mind should anything unexpected happen as they pay out for hospital stays.
Claims are simple, fill in a form with your claim amount and your details and post with your receipt. They were picky with one receipt as the dentist hadn't stamped it so had to go back but other than that no problems and prompt refunds into my bank account.
Summary: Worth looking into