I dont know why people are complaining so much about this
plan. Yes, you can receive more interest if you put it away
in a high interest account. The point is however, once you
have built up your savings in a bank account to say £5000
you may well be tempted to start withdrawing some of the
money. It is obviously slightly more time consuming to do
it with AXA plan as you need to phone and the time the
money gets into the account etc..so hence you continue to
save. Before you realise it the time 10-15yr is over and you
get the lump sum back with the interest. Its a great way to
save!!!