I don't wish to appear cynical, but when it comes to insurance it invariably seems that whenever you need to make a claim, you need to make sure that every 'i' has been dotted and 't' crossed. This applies to house insurance, where you are faced with a raft of questions, one being, "Do you have an alarm system fitted?" for which presumably, if you answer "yes" you lower your risk slightly and benefit from a lower premium. We moved house in April and the property we moved to was fitted with an alarm system with motion sensors in all the rooms. Brilliant we thought, until we realised we'd have a little problem. Two cats!! ...  Read the complete review