i have home insurance with kwickfit and the underwriters are AXA... i recently got burgled a few days after xmas 2011... all my gold jewellery was taken, watches and kids electrical items etc... i went through the correct procedure in logging my claim... it took axa 2 weeks to replace my items.... as far as the gold and watches, axa got lmg to valuate my items... my contents cover is £60.000, £19.800 is for valuables cover i believe that amount was sufficient to cover my valuables at the time i took my policy out (sept 2011)... they have valued my valuables at over £40.000. im am shocked how can that be... now axa are claiming that i have undervalued my items and that they may not pay me out... i have been so truthful, i have been through a lot of stress, why do they do this to the honest people.... i regret ever insuring with a broker were the underwriters are axa...... got no idea were i stand, i could be left with nothing. What can i do?