Saved me Tons (Direct Line Insurance)

Member Name: Donf18

Product:	Direct Line Insurance
Date:	25/11/05 (193 review reads)
Rating:

Advantages: Very competitive

Disadvantages: Not found any yet

It's that time of year again, car insurance due, MOT next month. So instead of merely staying with my current company I decided to have a butchers on the net to see if I could save myself a few quid.

Finding quotes on the net is as easy as pie, just type car insurance into Google and they are virtually all there for the clicking. Norwich Union, Admiral, Privilege, Direst Line, Cornhill, Churchill. Once on the site you simply enter all the relevant details and hey presto there is your quote. it probably takes about 5 mins on average to fill in the information.

Direct line was the last company I tried and it turned out to be far cheaper than any of the rest. The website address is www.directline.com. The site is laid out quite well with the distinctive red phone very visible. near the middle of the screen is the car quote button just click on it and your in business.
You will of course need all your vehicle and personal details available and ready to type in.

The difference in quotes between companies is absolutely incredible. Some were offering a pretty average policy for hundreds above other quotes. So when I got to Direct Line and they were hundreds lower I thought I'd better check out the policy they were offering.

Courtesy Car
Legal Cover
Excess
Fast claims
Monthly payment
No Claims Insurance
Helpline

Yep everything I needed and £259 cheaper. 10% discount when bought online. You can choose to pay all or have monthly direct debits. This part wasn't too clear as I was left with the impression that if I paid in full there would be a further discount. This did not turn out to be the case. If you choose the direct debit method of paying a deposit is required, and then 10 equal payments to make up the balance. This has the advantage of leaving you with 2 free months at the end of the year.

The application process online is very easy just type in the details as requested. At any point you can leave and get a reference number which wil enable you to return in the future and continue where you left off. After completion you simply add your bank details and fill in a direct debit silp. Your are then taken to a confirmation screen which gives a very detailed breakdown of the proposal offered by Direct Line. You then have the option to accept or decline. Should you find that the offer is suitable after accepting you are sent a confirmation E-Mail with your policy number. A few days later all your documentation and a welcome pack arrives on your doorstep. Easy as pie.

It would seem that shopping around is definitely the way to go, I stopped when I reached Direct Line because I was very very happy with the quote I got. he service is very god to quick and efficient. I hope when your insurance is due and you go shopping you get as good if not better deal than I did. Check it out and don't get ripped off by the other insurers.

Summary: A very competitive and comprehensive insurance deal