| Product: |
cashinco.co.uk |
| Date: |
23/11/07 (348 review reads) |
| Rating: |
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Advantages: Free money, most clicks are credited
Disadvantages: takes time to get going
I love to wander through the sites that offer me ways of either saving or earning money. Not all these sites manage to keep going as they can only attract so many users. With that in mind each site strives to find something different to attract users and therefore increase the sites profitability.
I have found sites that offer some strange incentives like searching web pages for items, top clicker contests (whoever clicks the most adverts/emails wins a prize), instant confirmation of activity (clicks credited straight away), instant pay out, various different payout options, payout from 1p. The list of differences is quite amazing and can be very daunting. I try to have a selection of different ones I realise that some of these will be around for a long time and others will fall by the wayside.
I read about Cashinco on a review website and then decided to send a message to the author of that review asking them to send me a link so I could join. Well I can honestly say I am very glad I took that decision as I am now a very happy member of what is a very reliable site.
What was my personal experience of this site?
When I first joined I thought of it as a well laid out site that was to the most part easy to navigate through (more about this later in the review). I was also pleasantly surprised that I had been credited with 1,000 points (£1) just for joining Cashinco.
I tried all the relevant daily clicks and then looked at my balance, it only showed 40 points pending I was not bothered at the time, but when it still showed the same the following day I was a little disappointed. It was the following day that I received a lot of emails telling me that things were pending and sure enough my account had gone up.
The next few days I kept plugging away, normally with a coffee and it seemed that for most of the clicks roughly two days would pass before they would show as pending (the odd one would show pending almost immediately).
After a couple of weeks the boredom set in and my clicking regime for this site slowed up, I still did some but not on a daily basis. Looking back it was probably because none of the clicks had moved from pending to complete (or points available). But it was a mistake that I regretted as I lost out on quite a lot of daily cash. It was when 60 days had passed that I realised fully how the site works (not strictly 60 days it is in fact two calendar months).
Something I have noticed is that nearly all of my clicks become pending and so far all of the pending ones have carried on to become complete. So apart from this being a very good ratio of clicks to cash it also means I can go to the earn points section and work out when I can next make a payment claim. This time will be reduced by my referrals activity, but that is not a bad thing.
What does this site look like?
The main page is presented in mainly subtle yellows and a pale grey, these colours work well together and are pleasant on the eye.
At the top centre of the page you can see how much has been paid to members, this currently stands at over £44,000 pounds
There is a bar across the centre of the screen that has
Auction - This brings up a new web page, where you will find an auction site where people can buy and sell items.
Forum - This again opens a new page where you find yourself in a forum run by Cashinco.
Advertisers - This give those who wish to advertise on Cashinco the contact details that they need.
Contact us - Here you will see an email link to contact them as well as their address.
Member sign in - This is where you enter your email address
Password - Yep you've guessed it, this is the place for your password.
Submit - Click this when you have completed the previous two.
Join - The place to visit and join.
Once you have signed in the centre bar changes offering you
Auction - As above.
Forum - As above.
Advertisers - As above.
Contact us - As above.
Earn Points - This is one place that I visit on a daily basis. It lists all clicks both pending and complete on a monthly list and I can select any month I want to see how my clicks are progressing.
My Account - This page displays your current account details and the status of your cash outs
Refer Friends - Here you have the chance to send your friends a ready made email or if you wish you can copy n paste your own link. I like both of these as it means for people whose email I know I can just put in their details and if I am on a forum or a guestbook I can give out the link if it is asked for
Also those of you who have any referrals can visit here to see how many points you have earned from them. I like this as if I see any of them struggling I can offer them help and encouragement.
Redeem Points - Simply the place to go when you have at least 10,000 points (£10)
Just below the bar on the right of the screen is a welcome and in brackets is the chance to log out, below this are two totals points pending and points available.
On the left hand side is a search bar so you can search for a shop or an offer. Then just below this is Browse Offers. As well as having Offer of the week, top free offers, free points, free shopping coupons win daily money and an A to Z listing of the types of shops/offers. You will find "Daily Points"; this is the most important part as it is here you will find all the daily clicks that will earn you money without any outlay.
What you need to know
Firstly that they pay and payments are made quickly and efficiently. They say that Cash outs will be paid within 48 hours. But it can take up to 5 working days to clear into your bank account. If this is your first Bacs payment then it will be a few days longer before it shows as paid as they have to get you set up on their banking system first.
They offer a points system and you need to reach 10,000 points before you can cash out. The points/pence ratio being 10 points is the equivalent of 1p, therefore 10,000 points is equal to £10.
They currently pay by either Paypal or Bacs (directly into your bank account).
What does it offer?
As well as the 20% referral rate (more about this later in this review), at the time of writing this review it offers 500 points (50p) per day in daily clicks alone. On top of that is one click which may be of use to those who write holiday reviews for called "Holiday Watchdog" here you can earn 500 points for a submitted review, rising to 2,500 points for a video. Then you can earn between 50 and 1,500 points for placing an advert posted on Gumtree. You can also earn points by sending Ecards the amount is currently from 100 to 150 points. Then on Ebay 12 ½ % of the sellers fees can be gained when you shop on Ebay. Also if you are really feeling lucky you have as many options as you want to gain entries into the prize draw for 100,000 points (£100).
How easy is it to join?
Very easy if you have been given a link then it is simply a question of clicking on that, or you can go to the home page and on the right of this page you will see a link in blue simply marked "Join".
Either way it is then just a matter of filling in a few personal details.
Now they do have something unusual with these sites and that is they require your phone number. You will then be given a code via the phone number you have provided to finalise you as a legitimate person. At a guess this serves two purposes, firstly it identifies people as being from the UK (a lot of cashback sites are having a lot of people from other countries trying to join, a lot of the companies that work through these sites are targeting UK customers therefore it is not in their interest to be advertising to non UK people, they will complain to the cashback site so the cashback site needs to try and reduce the people from outside the UK from joining) and secondly it helps in reducing people from setting up multiple accounts. For anyone who may be worried about getting cold calling on your phone, I can honestly say that since I joined Cashinco I have not received one phone call that could have come as a result of giving them my phone number.
The 20% referral rate
Now I make no bones about this, the rate is at 20% for each and every referral that you make, that means for every pound that they make you earn 20p. So it will come to no surprise that I am looking at various ways of increasing the amount of people who take my referral link and become active members. If that means people need help then I will offer it, be it to help them with joining, how to get the best out of the daily searches etc. I am there for them, but then that is also in my best interest as the amount per referral is one of the best out there.
The Maths for the referral rate.
Like a lot of you I am finding it impossible to make ends meet, so with that in mind I thought I would work out what could possibly be made through getting referrals. One referral getting the maximum on daily clicks will earn 50p per day; you will get 20% of that which is 10p per day. So if you were lucky enough to have 10 active referrals you can earn £1 per day, or put it another way £365 a year from referrals alone. Now we get into the land of the ever hopeful (this normally happens just after I have spent my imaginary lotto win). 15 Referrals would make you £10.50 per week or put it another way enough to cash out £10 each and every week. That is not taking into account your own earnings of £3.50 per week which would reduce the number of fully active referrals needed for a weekly payout to 10 (£7 for referrals plus £3.50 equals £10.50).
A realistic referral earning expectation would be 6 referrals, some hardly visit, others do not clear cookies properly so on average the each earn 20p per day, that works out as an average of 4p per referral or 24p per day for all 6, this is still £87.60 in a year purely from your referrals.
Any downsides
When it comes to finding the relevant part of the site, I found that finding the location of the page that tells me what clicks I have made and on what date to be slightly difficult to locate. Well I don't have that problem now and neither will anyone reading this review
Waiting exactly two calendar months for pending transactions to complete I found a pain at first. But when I consider that the ratio of clicks to cash on this site is extremely high I am now not at all bothered about this.
So realistically I cannot see any substantial downsides no matter how hard I try to find them.
Company details
Cashinco.co.uk
Global Net Ltd
144B King Street
Great Yarmouth
Norfolk
NR30 2PQ
Global Net Ltd Registered in England No. 05952082.
Registered Under The Data Protection Act, Registration No: Z9855001
Overall
This is a great site with 50p worth of daily clicks alone. Now I realise it takes two days for the clicks to appear as pending and two months for them to be confirmed. I can happily click away.
The 20% referral rate is easily the best that I have come across. That is why when family and friends join or come to that anyone else who is interested asks for a link and signs up through my referral I tend to be as helpful as possible to help them maximise their earnings, it would be daft of me if I didn't because I do get 20% of their earnings, and you will have to trust me on this but for me every penny really does count. I like to think I have learnt the hard way when it comes to cashback sites and I try to stop people falling into the same pitfalls as I have done in the past.
At first I thought of sites like this as not offering much as it is only pennies per day, but once I thought about it I realised that it can add up over the year.
I became so much more interested when I thought that Cashinco earnings alone can pay for my car tax or TV licence, now for me it has become worth doing for that reason alone and the referral earnings becomes the cream on top.
Summary: A very reliable cashback site that is one of my favourites
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Last comments:
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- 07/05/08 This sounds great, I am going to sign up tomorrow, thanks x |
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- 02/05/08 Tiptop review...I'll have to add this to the list of sites to check out :) |
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- 24/02/08 Excellent review - had never heard of that website. Definitely one for the fiancée this! |
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