House Buying Made Easy. (houseweb.co.uk)

Member Name: belucky88

Product:	houseweb.co.uk
Date:	13/03/01 (826 review reads)
Rating:

Advantages: very informative.

Disadvantages: none.

There often comes a time in our lives where We need to buy or sell a House..
It's a particularly stressful time,not only do you have to sell your own property and search for a new Home,but also wade through the mountains of mind boggling morgages and deal with all the legal sides with solicitors etc.
It rarely goes according to plan without a hitch or two.

With "www.houseweb.co.uk" they might just provide some useful tips to a less stress free time.

First off if you have a property to sell,by using this site you can reach buyers worldwide dramatically increasing your chances of a quick sale
by advertising your House on here..
You will eliminate those rip off estate agency fees as it will cost you a one off fee of a mere £47 until they sell your property.This could save you quite a few thousand pounds.

Advertising your property is simple,just register for an account,enter your property details and upload a photograph.That's all it takes.

While your House advert is on-line you can add further details about your House as many times as you like.

Judging by some of the testimononys of people who have sold their House through this site,the sale of your House could be very quick,some have sold their properties within four days.

While you are waiting for a buyer,you can take a look at the available properties this site has to offer,be it to buy or rent or even House exchanges.
You may need to narrow your search down by putting in your requirements from the price range to number of bedrooms,to the area you are interested in.

Many of the adverts give detailed information about the property itself,
about the area surrounding them and most have included a good clear photograph of the property.

In the guide section theres information on the following........

"Buying"
Here you can find a morgage on-line,get quotes,find out the latest morgage
rates ,morgage protection,types of morgage deals available and about tax relief.
Not sure how much you will be able to borrow,no problem,just enter your earnings and use the morgage calculator.

Could you save money by changing morgage lender ?
Try using the online morgage broker web sites link to find out and by using these you can even arrange a new morgage on-line.

"Sellers"
How to sell your House without an estate agent and some helpful tips on advertising jargon,like what their abbreviations mean.

"Moving"
planning your move.
Follow the handy move planner,beginning one month before moving.
With tips like remembering to let gas and electric people know that you will be the new owner of the property you are buying.
Start collecting packing materials,book your removal company,sort out redirecting your mail and start cleaning your house.

There is a guide to the art of packing.
Label your boxes and mark which room they are to go in.
This will save a lot of time fumbling around for certain articles you need.
Spread the weight of heavy articles over several boxes and use lots of bubble wrap for fragile items.

Decide whether you want to use a removal firm or to save money you might consider DIY removal.
If using a removal firm get at least three quotes and dont forget to see if the quote includes vat.
Which ever way you decide you will need to make sure your insurance covers the cost of any damages incurred during the moving process.

"House exchange"
Here you can read reasons to exchange Houses,how to advertise your House for exchange and how to approach an interested party to arrange exchange dates.

"The House Professionals"

"Surveyors" are necessary in House purchasing,they carry out a valuation survey for the morgage lender to access whether the proposed loan is less than the value of the House.


"conveyancers"These are involved in the sale,purchase and re-morgage of freehold and leasehold properties.They can create new leases and tenancies,where necessary.

"relocation agents"Their services can be used to take over the whole process of moving House.
They will find an estate agent to market your property,find properties for you to view,help raise the finance needed,deal with all the paper work and negotiate everything through to the end process.
For this they will require between 1% to 1.5% +vat of the purchase price.
Using their services should leave you relatively stress free.

"Estate Agents"
These are people who put a value your House to market it at,they will advertise your property and find you properties to view.
They charge between 1.5% to 4.0% + vat of the House price when sold.
.
"Solicitors"
They have to check that the property is in fact owned by the sellers and check whether there are any proposed developments or roads including motorways to be constructed near you,which might involve your property.

They draw up the contracts of sale,establish what contents the seller intends to leave with the House and finally the solicitor oversees the signing of both parties to exchange contracts.
For their services a solicitor could charge you between £400-£750 on properties upto £100,000.

This site offers on-line quote facilities for finding a morgage,a conveyencer,solicitors,removal firms,house insurance and life insurance in fact everyone and their services who will be involved in the House move.

I found this site really useful,it would be ideal especially for people who are first time buyers who are not sure what the roles of all the professionals involved in the purchasing process are.

The quote finder is an essential place to begin,after all you will need to know how much a morgage lender will be prepared to lend you
before you can even start to look at properties.

You can get a rough guide of the costs payable to the professionals,to give you an idea of the extra costs involved with House moves.That way it wont come as such a shock once you start the process.

Literally everything you need to know is either contained on this site or via site links,so you can browse around calmly at your own pace.

Summary: