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I became aware of the Money Saving Expert (MSE) website around 2 years ago when I was looking at a PPI claim and I was looking at how to take the matter further. Since then I am now a regular user of the site and a massive fan.
MSE began in 2003 by Martin Lewis who was a financial journalist. Its slogan is "Cutting your costs and fighting your corner" and Martin Lewis has became to be a minor TV personality appearing on TV shows giving viewers helpful hints and tips for saving money. The popularity and general awareness of the site has been increased by the council tax banding which has saved home owners and tenants £1000s and the PPI claims against the banks. The site was sold last year for £87million however Martin Lewis still edits it.
The main web page has several heading for which readers can click on, they include -
Card/Loans (this looks at good credit card and loan deals)
Reclaim £1000s (this is PPI claims, flight delays, council bands and other ways of claiming back money or compensation)
Shopping (this shows you how to good discounts and money back, reward schemes)
Deals/Vouchers (similar to shopping but has more to do with sales, printable vouchers and codes and other good bargains)
Utilities/phone (how to get good deals on these)
Banking/Saving (where to get good deals on your bank accounts, interest rates and good saving schemes0
Travel/Motoring (good car insurance deals, flight deals, breakdown deals)
Insurance (car, home, mobile phone and other insurance deals)
Mortgages/Homes (getting good rates, remortgage or first mortgage deals, house buying tips, tenants guides)
Income/Family (Good ways of boosting income, tax credits, money saving tips)
Now some of these do feed into each other so its worth having a good look around the sight. These are all articles and deals posted by MSE direct, as a user I myself tend to look at the "new deals" see if any of them are suitable for me then head over to the forums page.
For me this is where I find most of my deals and savings. Interaction here can be as much or as less as you want, you don't need to sign up to view postings and threads but you do need to reply, the sign up itself is free and takes a few minutes. Sections include -
Work and benefits
Home and play
For who and where you are
Bargain buys, sassy shopping and fantastic freebies
Moneysaving and the site
Now I mainly look in and post in the Work and benefits area, mainly in "up your income" which is where is found Dooyoo. I also regularly look and post in the bargain buys, sassy shopping and fantastic freebies. As mentioned above your usage and participation within the areas is up to you and the different areas are well titled should you wish to explore each one.
What MSE means to me
I am a massive fan of the site and I go on and check out the forums daily to see what people are posting, especially within the bargains or freebie sections. Over the past 18 months (I started using the site properly in May last year) I have saved so much money with MSE from freebies, bargains, sales and discount codes, I couldn't put an exact figure on it but I would say probably over £1000 by now and continues to assist me every day. I also enter into competitions through postings on the competition page and so far I've won close to £1000 worth of gifts and vouchers. The site to me has a really friendly, helpful feeling and I think that its great that people are willing to spend time posting great deals and freebies for the benefit of others. I try to post things when I can however I normally get pipped to the post by others but alls well if its saving money! I can honestly say I wouldn't be without it now, it forms part of my routine daily, even just a quick check I cant help it! I definitely recommend it to anybody looking for good deals, freebies and so forth, the whole website is a great tool to use.
I found this site a couple of years ago after regularly seeing Martin Lewis on GMTV and being impressed by his money saving tips. Its one of my favourite sites to browse when I have spare time and in particular I spend a lot of time on the forums. Indeed, it was on one of these that I discovered Dooyoo and I got loads of great tips on how this site works, which encouraged me to join. It has also pointed me towards a number of other useful websites which I would never have discovered. It has a weekly email showing the best deals and these are great if you are looking for a bargain - last week it alerted me to a sale of Dyson hoovers at Aldi. I hotfooted it to the nearest branch but was, unfortunately, too late to snag the bargain! I love how current the information is on site - its clear that it is well run and they go to great lengths to ensure that the information on bargains is correct and up to date. My most favourite section is definitely the forums and I have learnt a huge amount from browsing there. The only disadvantage for me is that, as a resident of Ireland rather than the UK, much of the content doesn't apply to me but there is still plenty that does.
Martin Lewis made a fortune from this site when he sold it. He's a clever man!The site owners get a cut from any starred links that users click on. The site says categorically that they don't promote the starred links, but if you get the weekly newsletter just look at how often they are advising you to switch energy providers and banks. This is their big earner and so this is headlined. There's good stuff on it but I would advise just a wee pinch of salt.
In the last few months I have discovered this website alongside the rest of the planet it seems. It provides excellent advise on how to improve your finances, either by getting the cheapest quotes for things like car insurance, getting tax back, getting a second income or just household tips like using vinegar instead of expensive cleaning products.
The best parts of this site for me are two things. Firstly the weekly emails are amazing, they provide codes on discounts for sites I use a lot like the Body Shop, and they also have handy guides on when to switch your gas and electric and who to. Which has the best cashback deal and are there any hidden clauses. They also have forum of the week and also provide great advice on claiming back missold ppi insurance.
Secondly the competitions page is something I always end up looking at every day if I get time. It is a section of the forums and there are people out there that enjoy posting links to competitions and providing the answers. It also has a section on how to maximise winning in these competitions. Basically if you have all your personal details saved on crome, you can enter the forms on these links so quickly and enter about fifty comps in just an hour. Therefore the more you enter the more chance you have of winning something like £500, or a holiday or other experience. Its addictive once you start believe me!
Although this site provides fun stuff to do and is always challenging the consumer to fight against the big companies charging us more than it should, it also seems to help people in extreme debt and who have had their heads in the sand. The debt free wannabe forum is full of people who have a story to tell and they use it as sort of an outlet to chart their progress in being debt free. I think Martin (who started the site) has helped so many people to get their lives back and make a fresh start.
Have a look! Its worth it and you can start saving money straight away take the challenge!
I will start by pointing out that I don't consider myself to be the average member of Money Saving Expert. I don't have a mortgage or any debt, I don't have any utility bills to pay and I don't do the food shopping for my househhold either. Despite all of this, I still find the Money Saving Expert website to be very relevant to my life and I find that it encourages good spending habits and inventive thinking.
When I check my emails on Wednesdays, I know I'm in for a treat. I'm aware that this sounds cheesy but Martin has began to feel to me like a family member who is full of useful tips on how to make my money go further. I'm especially enjoyed the Money Dilemmas and the "Spill The Beans" sections of the weekly email, however it also gives me ideas of great offers that I might have missed otherwise, such as cheap meals out or free magazines.
The forums are my greatest source of inspiration on a day to day basis when I need to do a bit of financial soul searching. The stories of the members are incredible, from people who have made their way out of endless debt to people just beginning their journey to one retired lady that I particularly admire who has continued the frugal ways of life she was taught during the war. The challenges are ingenious, there is no other word for them. Often the best ideas encourage a habit of saving money or paying off debts without feeling any pain, such as the Sealed Pot Challenge or the 1% at a Time Challenge, where instead of trying to pay off £8000, one member is looking to find 100 ways to pay off £80!
A great social experience mixed with informative tools and articles, thanks to this website I now hope to get through my University years debt free! There's something for everyone regardless of financial situation and is a very welcoming environment to peoplefrom all backgrounds.
Everyone should use money saving expert. I'm absolutely addicted to it. It can save you a fortune.
It's recently had a revamp and the site looks fresher and more professional but it's always been great!
It is laid out in sections and the main site provides advice on how to save on a wide range of day to day costs, for example utilities, insurances, banking, credit cards, flights, shopping and much more. If you're not using the website you're probably throwing away hundreds of pounds per year.
The site also has some interesting articles and blogs, some are money related but Martin Lewis who runs the site is a journalist by trade and writes some amusing articles on various subjects.
The site involves it's users in it's development and seeks their opinions.
The forums are great especially 'Quick Grabbit while you can' where people share their own bargain finds. They point out 'glitches' where shops have made errors in their pricing of products and more often than not the shops honour these. The freebie forums are also great; i've had all sorts of free things from the advice on there including various free food items, toiletries, days out and much more.
I would recommend the site to anyone!
This website is full of useful information and benefits from a huge community of member ready to share their best deals to get stuff for free!I mainly use it for the information provided by the website itself but have already participated at some competitions, etc. via messages published on the forum.Keep the good work!
Money Saving Expert is ran by Martin Lewis. Martin Lewis often appears on Daybreak talking about great deals which are available and giving information on many money matters.
The forums on MSE are my favourite section. There are forums for everything, some examples of my favourite forums are - Grabbit, Freebies, Health Beauty & Fashion, Discount Codes, Old Style Moneysaving and Competitions! There are so many forums which are personally not relevant to me but that I know many people benefit from. There are some lovely people always there to give advice.
If i ever want to purchase anything at all I always check MSE first to check for a better deal or discount codes. Also, when I have insurance to buy I check to MSE first to look for the latest deals and find extra ways to save my money.
Although the forums are the area of MSE which I use most often, there are many articles and other sections to read. Some examples of these areas are - Banking saving, Insurance, Shopping and Mortgages.
If you sign up you can get a weekly email sent to you which contains the latest offers and advice on so many areas of money saving. I love getting the email as it is a simple way to see an over view of all the latest offers and advice!
I am completely addicted to this site and easily spend hours just reading though the forums or searchig for advice. I am sure that MSE has resulted in me spending more money just because of the deals on the grabbit forum, but it also results in me buying better gifts and planning in advance for bithdays and christmas because I know I can get great delas throughout the year. Although I find so many great deals, MSE has also given me the chance to raise a little bit extra money, without MSE I would never have found dooyoo!!
I would recommend visiting MSE and signing up, although it is slightly addictive.
We all work hard for our money so it is great to get more for our money.
I discovered moneysavingexpert.com (hereafter referred to as MSE for the sake of brevity!) about two years ago after a google search for information on mortgages led me there. I was instantly impressed and have been hooked ever since!
MSE was founded by Martin Lewis, a journalist specialising in financial issues and advising people on how to save money. Its a pretty comprehensive site, offering information on everything from the best credit cards to cheap flights to reclaiming bank charges.
The site is well laid out, although the bright colour scheme can be a little off putting at first! There are tabs at the top of the homepage dividing all the sites content into clear categories such as 'savings' 'family' 'utilities' etc. When you hover over these tabs a larger menu of more specific topics appears. If you are unlucky enough that you can't find what you're looking for in the tabs then there is a search box available.
The site contains financial advice divided into guides, lists of good deals and other easy to understand formats. The language is not complicated and is easy for everybody to understand yet is still comprehensive. Its great for people who are new to managing finances, who have struggled in the past or who are venturing into an area of money management they haven't used before, such as me and my mortgage! I like the fact that the site manages to provide all the information you need to make an informed decision without seeming patronising, or as though its assuming you're stupid! The language is clear, factual and the jargon is explained.
I've found lots of great money saving (and even money making) tips on MSE. For example it guided me towards DooYoo, to cashback sites, and to several survey sites that pay for your opinion. I have been influenced by this site on decisions about credit cards, insurance companies and utility companies.
You can sign up to receive a weekly e-mail with the latest new deals and money saving tips. This is really useful, but you have to be quite quick off the mark when taking advantage of the deals as so many people are now signed up for this update that limited offers can go fast!
MSE also has a large forum with a lot of regular posters, some of whom are very knowledgeable about specific aspects of money saving and finances.
I came across the moneysavingexpert.com about 9 months ago after lots of people on the free bingo portal I use mentioned having been referred there by the mysterious 'mse'.
This is a fantastic site run by Martin Lewis, the 'money saving expert' himself. The main site covers all financial matters and I never buy anything (insurance, credit card, train tickets ...) without reading the relevant article on mse first and despite already being pretty canny about comparing prices and minimising the cost I have still managed to save money by following the tips on here. One thing I would say is that 'time is money', for example when I last bought train tickets I did manage to reduce the cost from £29.50 to £21 however I spent a few hours reading the article and checking out different options in order to do this. I'd say that how useful you find the site and how much money you can save definitely depends on how much time you can invest. eg. if the option is available you might prefer to do an hours overtime and just spend 5 minutes booking your full price train tickets.
If you register you get a really useful email every Wednesday with the latest bargains and offers in. I've just received mine and am trying to get a £6 Amazon voucher for £1 but the site is really busy with all the mse'ers so I'm struggling at the moment, should have read my email quicker!
There are also vast forums on this site, which I sometime visit but haven't really got into. There are loads of threads with advice and support on subjects such as supermarket bargains, competitions and the 'challenge' threads like Debtfree wannabe and cost neutral Christmas.
One other disadvantage of the site is that I do find myself getting a bit annoyed when I can't find things on there. This isn't a fault of the site as its clearly laid out with a very good search facility so its easy to find the articles, its just that some things aren't covered. I'm likely to be moving abroad in the next few months and wanted to know which foreign bank accounts are best, but there is no information on mse about it so I feel slightly annoyed and a bit lost now!
It's very sad but this is probably one of my favourite and most visited websites. Since stumbling across it by accident a few years ago it's saved me hundreds of pounds (at least) and also made me a couple of hundred quid through things as simple as insuring my car! I'm probably a little obsessed - not that this is necessarily a bad thing. I only wish I'd found it sooner.
The site was set up by Martin Lewis whom you may recognise from his various TV and radio appearances. It's general aim is to help consumers get the best deal and save money wherever possible. There are various articles on the site ranging from how to reclaim bank charges to which credit card or mortgage offers you the best deal to money off vouchers for restaurants. The site can help you to reduce your energy costs, find cheap flights and offers various tools to help you budget or tell you the chance of winning a million with premium bonds (low - unsuprisingly!). You can subscribe to the weekly e-mail and recieve up to date deals, tips and hints in the convenience of your inbox. While the articles themselves are invaluable the crowing glory of the site is without a doubt its forums.
The forum is also split into a myriad of categories and covers pretty much every element of money saving you can think of and probably a fair few you wouldn't have! The posts range from people in serious amounts of debt seeking help and advice to more general advice on making extra cash and stretching that food budget a little further. The high standard of advice and level of support offered especially to those who are obviously under extreme emotional stress is humbling and a clear demonstration that the kindness of strangers can still be relied on even in these cynical times. As with all forums it does attract the occassional odd person and some posters can be judgemental. As a general rule however it is a mutually supportive community and can be particularly helpful for individuals who may find it difficult to discuss their debt issues with those closes to them.
If the website has a downside it's that you will resent paying full price for anything ever again. Anyone who is in financial problems of any degree or just wishes to save a few quid here and there should definitly have a look at this site. This site has something to offer whatever your income, financial situation, age or family set-up. It will change your attitude towards spending forever!
Moneysavingexpert is my first port of call on the internet before I buy anything online or on the high street. It simply is an invaluable resource and would urge anyone to check the site out before purchasing something. Whilst the site itself contains so much information on the best deals to be had, I believe the site's main strength is it forum. No longer do you have to trawl the web researching prices and products before you buy, someone already has done the work for you on the forum. For example, the release of the latest iphone could cause people a headache not knowing which tariff to choose, which is the cheapest in the long run and where to buy. With so many people using the forum, people pull info together, saving you so much time. This is true of everything from games consoles to restaurant vouchers. I can't quantify just how much money this site has saved me, be it from finding the best deal, or from pointing me in the direction of cashback sites but I never buy anything without checking the site first.
If you are reading this then there is a very good chance that you came from Martin's Money Tips (MMT). The reason for this is that MMT is the best site for every possible outgoing you could have.
Since finding out about this site I have not made any major financial decision without first consulting MMT. For example when my insurance cam up for renewal I just looked on the easy to navigate site and looked up 'car insurance' wherein I found a number of things to do to make my quote as cheap as possible. All in all, on that one page I would estimate it saved me at least £300. At least.
It's not like it's a one trick pony either, the amount of information available is diverse as can be. If you are looking to buy something major, something minor, save money or even earn money the you will find something worthwhile here.
There is even a page updated by users where you can find discount codes for online stores and that has saved me hundreds of pounds as well. I honestly can't believe I didn't used to use it, I must have spent a huge amount of money needlessly. And if you don't use it, you probably do as well.
MARTIN LEWIS MONEY MAN
I first saw Martin Lewis on the GMTV sofa. At first I didn't take too much notice but week after week what he was saying started to really hit home. I started to think about my finances more and more. Especially as my fiancé and I had just moved into our own home and had to start thinking about insurances and utilities ourselves! Then one day I signed up to his news letter and that was it, I was hooked!!
The news letter is full of money saving tips, the best deals around for gas and electricity, freebies and so much more, but the thing that has really got me hooked is the Forum.
This is jam packed with information on just about anything you can think of. There is loads of different subjects on there, including
Work and Benefits
Green Fingered Money Saving
Old Style Money Saving
Ebay and selling
And just general discussions and questions about different aspect of peoples lives. It was on the Marting Lewis website that I first found out about Dooyoo!!!!!!
These are just a few of the subjects covered. There are so many money saving hints and tips you could tap in just about any question and I guarantee someone will be able to help you, or someone else is in the same situation as you!!!!!
I have picked up so many good ideas from this forum. From growing vegetables to cutting my grocery bill. I cannot recommend it highly enough.
I particularly like the Old Style Money Saving, there are loads of ideas for good cheap meals on there, cooking from scratch instead of ready meals, meal planning and so much more. Really I suppose its getting back to cooking like our parents and grandparents did. But it does make for a much cheaper shopping bill.
I have to say though despite being a huge fan of home made meals from scratch, it sometimes is false economy, especially when you can buy a tin of curry sauce for 8p!!! So I guess there are times when ready made is good.
There is also a wealth of cleaning ideas, tips and hints too.
I would definatly recommend anyone to take a look at Martin Lewis' web site, you cant help but become hooked.
Money saving ideas, hints, tips and information on just about anything you can think of.
The only disadvantage I can think of is that Martin Lewis does make some things sound very easy. Things such as changing your gas and electricity supplier or mortgage provider. And while these are probably straight forward for a lot of people they can be quite daunting for others.
Take a look, MoneySavingExpert.com
This website and its newsletters have literally been the only reason I found dooyoo and started participating in writing reviews. It is such a lifesaver for people like me who don't have much money and like to find the cheapest deals they can on items.
Saving money is a big priority for everyone, there is no-one that can say they don't like to save a few pennies here and there and this is exactly what this website has set out to do. Martin Lewis is a financial genius and extremely knowledgeable in helping you get around some of the harder loopholes in the systems that we know and trust.
The newsletters that are sent once a week online to your email account usually contain all of the new money saving tips that have come about in the week that Martin has compiled. Although some of the information is repeated week after week there are both minor and major changes to the ongoing cases, such as how to reclaim bank charges (which has been invaluable for my friends and I) and other fantastic tips that could save you hundreds of pounds.
My favourite part of the website has to be the money off vouchers that are included every week that can get you money off a whole range of things, from restaurants and pubs to discounts at high street stores and online. I often use the 50% off vouchers for places like La Tasca as I can order twice the amount of food for a lot less than I would pay normally.
I personally find it a great help to be told of the best deals and the latest money saving information, as I often don't know where to look myself. The newsletter also gives you confidence that you could save money or fight charges brought upon you that aren't just, meaning that you could get money back that you would never have thought possible. I managed to apply and get my bank charges back for the year and it was a nice tidy amount to receive just when I was financially struggling the most and in quite a bit of debt.
As I mentioned before moneysavingexpert.com was the reason I joined dooyoo and started writing reviews as I needed a way of making some money whilst I didn't have a job and it has proved to be a fantastic idea as well as a good way of making money instead of sitting around not doing anything. I also joined a few other sites that were recommended from the newsletter and although they haven't proved to be as fruitful it has shown me that there is always a way of making a few quid.
It's about saving money on anything and everything finding the best deals and beating the system. There are pejorative articles and guides detailing the best methods and products, plus the Chat Forum is a focus for tens of thousands of MoneySavers discussing the ultimate deals and helping each other save. There's even been a specific motion in the House of Commons to commend the work of this site.