USE YOUR MOBILE TO BUY ONLINE..... (paybox.com)

Member Name: broksababe

Product:	paybox.com
Date:	25/01/02 (106 review reads)
Rating:

Advantages: Buy online with your mobile and debit your bank account, secure,special offers.

Disadvantages: Still not a vast amount of online shops but you can suggest new ones however more being added all the time

Nowadays there are numerous ways of purchasing goods online, by credit card, paypal,nochex smartcreds and more besides.

Today I am going to tell you about yet another this time via your mobile phone!

www.paybox.co.uk is the site you need to visit as it’s not just for UK users but operational in various other countries.

So what Is This Paybox then?
¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤

Paybox is an international mobile phone payment system; it allows you to buy goods online and pay for various services.
50% owned by Deutsche Bank it is the only one of its kind at present.

However not only can you use it online you can also use it in the real world to buy Pizza or even pay for a taxi, send or receive money and more.

The system operates like a debit card, the debit being taken from your bank account as a direct debit payment, this I will go into detail later on.

Signing Up
¤¤¤¤¤¤¤¤¤¤¤¤

A fairly painless procedure all you need to is enter your personal details, email, mobile number and your full bank details.
Once you have done this you will receive an automated call to your mobile confirming these, plus a pin number, which can be changed if you wish.
Also you get to enter your own voice message for your account name.
That’s it you are now ready to proceed and use your account.

Credit limit
¤¤¤¤¤¤¤¤¤¤¤¤¤

After signing up you will receive online a daily credit limit, this varies according to credit scoring, this you cannot alter or exceed at any time, however they may alter it from time to time.

Shopping Time
¤¤¤¤¤¤¤¤¤¤¤¤¤

By clicking on shopping on the main page you will be presented with a list of participating online merchants, these seem to be growing daily which is a plus, a lot you will find offer discounts and offers unique to Paybox users only.
Here are the ones currently available:


• Books - (Student World)
• Clothing - (Mango, Efactorydeals, Kidswindow)
• Cool Stuff - ( Lycos, Phunkyphones, Ringtones,Cybercandy,Callcrazy.com)
• Department Stores Barrababes, Worthaglance,World of Shopping,mall)
• Games and Leisure -(Eurobet,Gamebookers, MagicTricks,Cigarsand Tobbacco)
• Gifts and Jewellery - (Watchheaven, Balloninabox, Flowers)
• Health And Beauty- ( Blademall, Condomishop, BlushingBuyer)
• Home- (Knifeshop, Crafts)
• Music - ( CdWow, Besonic,Mp3)
• Sports - ( Erreo, Cricket, Football etc
• Technology - ( Computeruniverse, Ucables, SoftJamSoftware)


Make A Purchase
¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤

Right so now you have seen something that takes your fancy, what next?
Simply order as normal then select the Paybox option for payment method, enter your details exactly as you did when registering with Paybox.
Several seconds later your mobile will ring and an automated message will ask you to confirm your order, you do this by entering your pin number and that’s it, the online page will change before your eyes to show you have completed your order.
You will also be notified via SMS of any transactions you make.
My first order was for CdWow and there you could buy one chart Cd for a mere £3.99 delivered to your door, another exclusive offer for Paybox customers, so it was well worth signing up for just to receive this offer!

Sending Money
¤¤¤¤¤¤¤¤¤¤¤¤¤¤

You can also use your Paybox to send money, you need to call the onscreen number, key in 1, select the amount you want to send and then enter the mobile number of the person you are sending to, authorise this amount by entering your pin number and then the recipient will receive an Sms confirming this, however they would then need to sign up to Paybox to receive the payment.

Requesting Money
¤¤¤¤¤¤¤¤¤¤¤
¤¤¤¤¤¤

Similar to the above only you key in 2 to request, enter the persons mobile as before only this time Paybox will call them, whilst you remain on hold and the payee will be requested to confirm or reject, this you will hear on your mobile, all monies are transferred by debit from one account to another.

This also works for restaurants, taxis etc, If they are prepared to accept Paybox all they need do is call them and Paybox will call you as before, authorise it and that’s them paid!.

Transactions
¤¤¤¤¤¤¤¤¤¤¤¤¤¤

If you wish to view your transactions online, you merely log into your account, this again involves them calling you for your pin, once done your account page will automatically load on screen and you can view all orders and transactions you have made.

Who Can Use Paybox?
¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤

Absolutely anyone as long as you are over 18, have a mobile and a UK current bank account.

How Much Will This Cost Me?
¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤

More good news, it wont cost you a penny!, the costs are met from the merchants, and as Paybox always call your mobile, you don’t even have any call charges to pay.
In fact just by signing up they will give you a free £5 in your bank account, before you join play the Paybox game, this allows you to win up to £5 in cash, but will let you play over and over again till you get your £5 and trust me it is simple!.

Recommend a Friend
¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤¤

For every friend that signs up to paybox using your referral link, found once you log in to your account, they will give you another free £5, not bad eh!

Conclusion
¤¤¤¤¤¤¤¤¤¤¤¤¤

I have used pa box 4 times now to make online purchases; it is extremely simple and very secure.
The first time I used it was over 2 moths ago and I have yet to have my bank account debited, so obviously it takes time.

Remembe
r whoever it is NOT a credit card, whatever you spend will eventually be taken from your bank account, so do not get carried away!.

I have to say that I have found it an excellent service even if you only use it now and again, it is well worth signing up for the special offers.
The site itself is very well designed and easy to navigate, everything is clearly listed and there are FAQ’s for anyone who is not sure and even demo’s, I suggest you give it a go, you have nothing to lose only to gain!

Summary: