I joined Quidco when it was still a relatively small and unheard of site. Back before cashback really became a big thing! At first, I thought it was too good to be true, but I quickly found that the idea of cashback is actually relatively straightforward.
Over time, Quidco has become more and more user friendly, which ultimately, is fantastic. The website used to be quite difficult to navigate, but they have now made it much easier to understand and to get to grips with.
HOW IT WORKS
When you do any online shopping, always check Quidco first! The chances are, the retailer that you want to use will be offering some cashback. Before browsing or purchasing from a website, type to store into Quidco to see if there are any cashback offers on. If they are, use the "visit retailer" button on Quidco to be taken to the store site. Your visit will then be "recorded", and any qualifying purchases will earn you cashback!
Some retailers are quicker than others at crediting your account - you will be able to assess this through the "tracking speed" on the Quidco website. Once the cashback has been processed, you will find on the main Quidco page that you cashback has been "tracked". This basically puts your cashback into a "pot" that is just awaiting confirmation. (This sum can be identified on the Quidco homepage.) Then, once this is transferred to your "payment" section, you can expect to be paid by whichever means you have selected (bank transfer, paypal or Amazon gift certificates), provided you have supplied your details.
THE RANGE OF RETAILERS
I find that there is a really wide range of retailers on the Quidco website - more offers from Amazon would be nice though! The cashback rates vary, but sometimes retailers will have "limited time only" increased cashback rates - so do try to make use of these to boost your earnings! We also keep an eye out for special deals when certain "annual" contracts are about to run out - we recently saw £145 cashback for Virgin Media through Quidco (still tracking!) and have also had £40 cashback for breakdown cover, car insurance, etc.
There are also some "freebies" that are worth having a look at. These can range from a free graze box to £15 for a Netflix trial. Just keep an eye out under the "free cashback" tab.
OTHER PERKS AND WAYS TO EARN
One of the things I really love about Quidco is that you don't have to do all of your buying online. Some retailers have "in store" cashback. This is sometimes a little lower than the online rates, but if you do shop in store you can still get some cashback! You just add your card details to the Quidco site and these retailers will automatically track on the quidco website (usually after a couple of days.)
Quidco also has "ClickSnap" which is an app where you can purchase certain products from supermarkets, and upload your receipt for cashback. These rewards can be very good - if you have the patience to wander round selecting the various products. (Which unfortunately, I don't!)
There is also "Quidco Opinions" where you can get paid to do surveys. These are similar to most other survey sites, but I find that Quidco tends to pay quite well, and I don't get screened out of too many like other sites. I also don't get screened out on the last question which a lot of sites do (and really annoy me!)
Quidco also allows you to refer someone, and if they reach £5 cashback, you can receive a reward (usually £2.50) for referring them. A fantastic way of letting peopl know of the site and gaining some extra pennies too!
There is also a useful tool that you can use, that will tell you if cashback is available when you are on the web - a great reminder if you forgot to go through Quidco to start with!
Finally, there is the Quidco app. This seems to have changed, and I haven't used it as much recently, but you used to be able to "check in" to store and receive a few pence in cashback. However, now it seems that you need to "activate cashback" to receive the cashback, or, upload a receipt. A bit of a faff really so I don't tend to bother with this anymore.
My only complaint is that sometimes, cashback can take a ridiculous amount of time to track, which is very annoying. This sometimes leads to "raising a claim", but the Quidco support team are great at keeping you informed, and in all the years of using Quidco, I have only had to do this twice.
Quidco is worth trying out, no matter how little or how much you internet shop. The one thing I would say, is don't fall into the trap of buying things "just for cashback". Use it as a tool to put some pennies back in your pocket on things that you would be spending anyway - and it soon mounts up! Everyone that I have referred loves it, and are now regular users! :)
Getting paid whilst shopping is pretty much the best thing I've ever came across. I joined quidco in 2012 and it's the best website. Back then a few of my friends were using it however I hadn't heard of it before. So one of them recommended me and when they do they get paid for that too. Brilliant idea! The only down side is that you have to pay a £5 each year but really that isn't that much when you think about it. So far I've earned £50 and sometimes forget to use it. The website is so easy to use and simple so it's straight forward not like those pain in the backside websites where you can't find anything. All you do is login and search for the website you want then click visit site and earn cash back. This takes you to the normal website and you shop as normal. Within a few days the website tracks your cash back and you are paid fortnightly if you have over £1 cleared. Overall a great website and highly recommended!
If you shop online or even sometimes offline then signing up to Quidco is a no-brainer! If you are going to spend the money anyway why not get some money back?
Quidco is a cashback site that offers various rates of cashback for hundreds of well known and not so well known online stores. Everything you want to buy there is bound to be a store on Quidco for it. It has many of the big names such as Play, M&S etc on it. It is easy to use just sign up, enter details of how you want to be paid and at how much for example when your account balance is £20. Then all you need to do is search for the store you want to use and click the link. Everything you then purchase should track through Quidco and you will be paid an appropriate amount some weeks down the line. To begin with if you're like me it takes a while to get used to going to the site first but it soon becomes second nature and you can always set it as your homepage.
The main advantages are that you get paid for spending money you were going to spend anyway. Cashback rates do vary and can even vary by retailer on different categories. For example Play and Boots both have different rates of cash-back depending on what you're buying. Some stores such as Amazon only offer cash-back on certain categories and they change from month to month for example one month it could be jewellery or clothes. Other stores such as Tesco offer cashback on their non supermarket lines such as clothes, tesco direct.
There are so many ways to earn money through Quidco, I recently got £90 back for booking a holiday. You can also earn extra cashback often for signing up for new mobile deals or with sky. You can even earn it for spending nothing such as getting insurance quotes.
Advantages are you are getting paid for nothing, you were going to spend the money anyway so why not get some money back. Usually purchases track and cashback is paid in a couple of months. Sometimes bonus offers such as shopping so many times in one place to get extra.
Disadvantages are none really. If cashback doesn't track it can be a pain to raise a claim but I have found claims are usually settled in your favour.
Quidco is one of the many cashback websites that pay you for shopping. There really isn't any excuse not to earn money back on your shopping.
When signing up to Quidco, check to see if anyone you know has an account - if they refer you, they get to earn some additional cashback! There are two account options for Quidco. One is the standard account which is free, and the second option is the "premium" account, for which you pay £5. I have used Quidco for many years, when only one account option was available. They would take the first £5 you earned every year. When they brought about the account options, I opted for the standard account and no longer pay a fee. The advantage of the premium account is that you get your cash back payments quicker, but I'm never in a rush for my payments, and I haven't noticed a difference since going for the standard account.
There are several ways to earn cashback through Quidco:
~Internet Purchases Link Referral~
For all internet purchase including shopping, insurance, utilities, subscriptions and more, you can check through the Quidco search engine whether they offer any cash back rates for the retailer/ supplier. They are able to do this, as you click on their link which refers you to the retailer/ supplier. They then pay Quidco if you make a purchase. Quidco in turn then pass on a percentage of that to you.
Quidco has a "no-brainer" section which does what it says on the tin. These are usually free or very cheap monthly subscription trials from which you can earn significant cashback. The deals constantly change, so it's good to keep an eye on what's on offer. Some examples of my successful cashback from this section include: Lovefilm one month free trial with £15 cash, Audible monthly free trial with £4 cashback. When you sign up for these trials, you do have to give your card details so that a payment can be taken once the trial ends. The key here is to be organised and cancel the trial a couple of days before it ends, thus no payment is ever taken from your card.
Also within the "no-brainer" section you will often find offers to search for different types of insurance with the major search engines, and get cash back simply for searching. Sometimes up to £1.50 a time.
~In- store cashback~
You register your debit/ credit card numbers with Quidco, and they register when you make a purchase in one of their selected high street retailers. Over the years the list of high street retailers has dramatically increased and currently includes Debenhams, Halfords, The Body Shop and Dixons. A full list is available on the website. I have previously maximised my cash back when buying a car battery at Halfords by going through Quidco to reserve the item in my local Halfords, and then used my registered card to pay for it in store and got £7 back for something I had to buy anyway.
You can now download apps for android and iphone or you can upload a copy of your receipt if shopping in-store to the website. Using the app or the website you will find a list of items that will earn you cashback. These lists are updated and change regularly. My golden rule is to only buy things off the list that I would have bought anyway!
Using the Quidco app, you can earn 10p for "checking in" to chosen shops. If I happen to be in the shop I'll do this, although making sure your GPS is accurate as this is how they know you are in the shop.
You can now set up a profile through Quidco and take surveys to earn cashback. I have to admit that my preferred company for surveys is Valued Opinions, as I feel they offer the best value but I will complete a Quidco survey every now and then.
Quidco regularly changes and updates it's offers, so keep a check on the website to grab the best deals.
Earning all this cashback is great but do be warned, it does take time, sometimes 6 months for the cashback to be credited to your account. There are instances where your purchase may not "track" (register) and Quidco have a procedure for you to follow if this happens. This has never happened to me. One way to check out the reliability of the retailer in tracking and paying your cashback to Quidco are the reviews by other Quidco users on the website. I often avoid retailers who have been given numerous poor reviews.
I don't understand why some people don't want to earn cashback on day to day and annual purchases. In the last year I have earned £60, which may not seem like a lot, but it certainly helps at Christmas time. If you are thinking about signing up, I would go for the free account. It is also worthwhile shopping around through the cashback sites, I don't use Quidco for all my purchases as another site may have a better deal at the time.
Quidco is a cashback website, and in my mind, there is no excuse for shopping online WITHOUT going through a cashback site! There are a few options to choose from, but I joined Quidco nearly 5 years ago and have had no reason to change.
How does it work and what does it mean? This is the first question I am asked whenever I tell a friend (or acquaintance - you do become a bit of an evangelist for it!) about Quidco. Quidco strikes agreements with retailers to feature and provide a 'click-through' link their websites. There are hundreds of retailers on the site, although the term retailers also includes financial services sellers (credit cards, insurance), betting sites and subscription services (eg Which, credit checks, Sky). When the time comes to make a purchase, whether that is a book, clothing, insurance, new mobile phone contract, you make Quidco your first port of call. If your chosen retailer is listed with Quidco, a quick search will tell you the cashback you will receive for any purchase you make and offer a link to click to visit the site. Cashback may be a fixed amount on taking a contract, or more typically a percentage of your purchase total. If you decide to go ahead you click the link and the retailer's website opens up. You then go about your business as you would normally do and make any purchases you want to. Somewhere in the depths of your computer, this process is "tracked", and Quidco receive a payment from the retailer which they pass on to you.
Personal examples.... So what sort of amounts are we talking about? My personal main source of Quidco income is insurance. First you get cashback (£1 - £1.50) for simply clicking through to one of the comparison sites to get the quotes. Having received the quotes, I check if my preferred ones are listed on Quidco and often they offer £50 - £70 cashback on successfully taking out a policy. With Buildings, Contents, Life, Travel, Car, Landlord and Pet insurance each year it's easy to see how quickly this can mount up. My total cashback since I joined is over £2,500. The other big boosts to that total have been my broadband, phone and tv contracts which in some cases have been £100+ each. So there is some serious money to be had through Quidco for things you do every year anyway.
No downsides? Quidco isn't entirely without fault! The process I described of 'clicking through' is not 100% foolproof. Occasionally sales don't track and you need to be proactive in following these up. In 4 years I have had this happen 6 times, and in all but 1 case I successfully got my cashback. The other naughty thing Quidco have done recently is automatically upgraded customers to "Premium" on the offer of certain services, which to me at least, are not really adding any value. For this they take £5 of your annual earnings. It is possible to downgrade from Premium but there is a very specific way of doing it, and in a specific time frame - requiring you to be on the ball to avoid unwittingly upgrading yourself... This is very new and I have not had the opportunity to downgrade yet but it's something to be aware of. In the past you were always charged the £5 anyway but it's the only negativity I've felt towards the site since I joined - I would have preferred 'opt-in' rather than 'opt-out', so be on your toes!
The other major downside is sometimes the length of time you need to wait for the money to come through. Some retailers track and pay within a week, others it can be 6 months. Again though they do give you an idea up front, and with reference to the "Premium" membership, one of the benefits is that it is supposed to guarantee quicker payment.
Smartphones? I don't have a smartphone but there is also a quidco app which friends of mine use which adds money to your earnings simply for entering shops or checking in at places. Sometimes these (and regular) Quidco amounts may only be pence, but it does all add up.
I recommend Quidco 100%, but I suggest that a "basic" rather than "premium" membership is just fine - and FREE.
Quidco is a Cashback website which tracks purchases made through their website to give and pays you a percentage of your transaction back. They also send frequent emails of discount codes, sales and a check in feature where you can earn money by going into shops! (No purchase required) It is actually rather simple enough and I am glad I found it!
- How I use it -
I have a smartphone (Samsung Galaxy S III) so I have downloaded the Quidco app which allows me to take advantage of all kinds of offers whilst I am on the go. The feature I mainly use is the "check-in" aspect where it will give a list of shops nearby and if I go in-store and click "check-in" it will credit my account with an amount ranging from 5p - 20p. There is a wide range of stores available to check into such as Bodyshop, H&M, River Island, B&Q, Tesco, and many many more. Once you do check in, you normally can't check in to the same store until a month or two later, but from check ins alone last year I made about £10! I am quite cheeky as 90% of the time I don't even need to go into the store but it will track my whereabouts even if I am just walking/driving past in my car or sometimes even if I am on the opposite side of the road!
I also use the quidco page to track online purchases for cashback. As much as I love a spot of online shopping sadly a lot of the sites I shop on are not available for cashback e.g. amazon and asos (although there was a short spell where asos were available for cashback on there and I took full advantage!). My biggest cashback experience for shopping online so far was booking a hotel for amsterdam via laterooms.com. I can't remember the exact percentage the site was offering - perhaps 3% or so but as I booked a hotel room for all 4 of us travelling it was around 400 euros (£336.33 GBP) and I got back £16.80 or so in cashback. Every little helps!
- Payments -
It is possible to get paid via BACS or paypal but to keep things simple I just get paid via BACS. Payment runs are really efficient as you can set a threshold for immediate payments once it reaches the amount. I did set mine as £5 but at this time I was only really using the check-in feature so was taking me ages! Minimum payments are for £1 so I changed settings so it would pay me for £1. As sad as it is, I count every pound so it does make a difference! Payments run every week and whilst I don't think there is a set day, once I receive an email I generally get the money in my account within the next 24hours so I know what to expect.
Payments from checking in are really fast, they get confirmed within an hour or so of checking in, and are ready to be paid immediately. Payments from online purchases are a little trickier. Quidco retain £5 each year as an admin fee so it is good you are not charged to sign up but they will take it from cashback earnings so you don't really notice you have paid it. Tracking purchases online is also quite slow. When I booked our hotel online, it took about a week or so to get the tracking confirmation email. Then the average payment to be confirmed is about 3 months. I went to Amsterdam 9th November last year, and the payment was only confirmed to be paid today! (7th Feb). So you can't really make plans for the money (yes the 16 quid makes a difference to me!) but its a nice little addition when you get it. I even got a £5 bonus from Quidco (not sure what it was for!) so an extra fiver for no reason is always going to cheer me up!
I have not had any difficulties in tracking/purchase confirmation although I am aware the success rate of all purchases is not 100% and from time to time so it's always good to expect the least and be pleasantly surprised!
- Overall -
In my opinion Quidco is a fab site and the only cashback one I have tried and so far I have only positives to say about it. There is a wide range of services and sites to be used e.g. signing up for broadband/homephone, upgrading a phone aswell as checking in stores and buying online. I have never had any problems with transactions not being tracked, the only thing I seem to get now is Quidco automatically tracking me buying things online without me even signing into their website first, and then emailing me saying there is no cashback available for my purchase! I like their initiative or tracking my purchases for me now, as I do often forget to go through their website first, but it is an annoying email reminder telling me how much I have spent!
I would definitely recommend Quidco as I think long term there are some good savings to be had and although I have only used Quidco for the last 7 months it's been great. I've had no problems at all so it gets 5 lovely stars from me!
What can I say, a site that not only finds you up to date offers and discounts, but when you spend through them you also receive cash-back, unbelievable yes, but completely true.
I was browsing the internet for ways to save a bit of money before Christmas last year. I came across quidco and haven't looked back. I was at first dubious, money for doing what I'm already doing seemed a bit unlikely to say the least. However I decided I had nothing to lose and after reading a few reviews and getting some more information online to confirm the site was legit and safe to use, decided to give it ago.
I have managed to earn over £100.00 over the past year. I know it sounds a small amount but really its money for nothing. Registering is extremely straight forward, you simply enter your details similarly to the way you do on ciao. It`s very quick and easy. I could not believe how great it was.
Once you have registered you are able to start using the site immediately. Every time you wish to make a purchase online search quidco first to see if the site you wish to purchase from is available for cash back. Then click through to the site your wishing to use and continue as normal. It's so simple!! It becomes second nature to simply go through quidco; in fact I have made it my home page so as not to forget.
When you find the store you wish, a screen opens with any offers available for you to use and then you click through to the site. There is also an app for smartphones for you to be able to save whilst out and also some stores offer you cash back for just going into the shop. You just open the app and search for in store offers and once you are in the store check in by clicking check in, make sure your internet is on.
You can also earn by searching with kelkoo, there is a maximum of one a day and 1p a time, holidays are also available from Disneyland Paris to Haven. I use this site every time a make a purchase online, some retailers pay more than others but as I have said before if you are going to purchase the items anyway, its money for nothing.
There is a huge variety of stores all the major online stores are included. Argos I use a lot. You can search and purchase insurance and mobile contracts too. The offers and cash back change frequently, but it is all clearly shown when you click on each store. You can also find printable vouchers too and there are countless vouchers and offers for restaurants. And if you refer a friend and they earn £5.00 you receive £2.50.
If you register your cards with quidco, some store offer in store cash back for purchases also, it's a win, win. Your first five pound cash back per year is retained by quidco.
The money you earn is paid into your registered bank account or into your PayPal account, the choice is yours and is paid if you have £1.00 or more in confirmed cash back every two weeks unless you set the amount higher which you do in your settings.
The way quidco works is when you make a purchase through quidco, they track the cash back. They receive commission from the companies for encouraging your custom and this in turn is passed on to you. Once quidco receive your cash back the status is changed to confirmed until your account reaches £1.00 or amount set by yourself. Then once a fortnight the payment is made to you via your choice of payment. Payment takes around 2-5 days to get from your quidco account to your bank account.
I would give one piece of advice however, the money is not guaranteed until it is confirmed; and I would say that really not until the money is paid would I consider it mine. I have not personally had any problems with cash back and receiving the money but I have heard of problems.
Another great thing about quidco is there is no SPAM, they send you a weekly newsletter and emails to confirm purchases and payments and that's it.
You can save hundreds of pounds, it brilliant.
www.quidco.co.uk it's well worth a look to see if it's for you.
I joined Quidco back in 2009 from a referral from a very good friend of mine.
The premise of Quidco is much like many other cashback sites, they are affiliated with hundreds of companies, some well known, some not so well known. They cover all kinds of shopping, from DVD rental to Car Insurance. They have sections where you can print off money saving coupons from restaurants and look for freebie offers - although mainly things like doing online surveys and earning yourself a few pence each time.
Quidco take £5 each year out of your earnings as your membership fee. If you don't use Quidco in it's fullest potential £5 may seem like a lot of money. Some of the cashback on offer may seem minimal, but if you were to use Quidco for the majority of your purchases, it soon adds up.
They also have an option to register your debit card so that shopping at certain high street shops can earn you cashback too - such as Debenhams, B&Q and even Cineworld Cinemas (even better doing 2 for 1 Orange Wednesdays and getting some cashback too!)
Since joining I have earned almost £400 in cashback just buying things I needed (not going out of my way to get things purely for the cashback on offer).
1. Switched energy supplier - earned £120
2. Upgraded to Sky+ - got £85 cashback and £100 of M&S Vouchers that went towards buying wine for my wedding!
3. £55 cashback for home insurance.
Pretty handy thing when you are on a budget, looking to save money and able to earn a bit extra just for getting the things you were going to buy anyway.
Yes there have been some niggles along the way - some purchases have taken a long time to pay out - something they have been working on. I had an issue where a few of my online purchases during one month hadn't tracked - but I raised claims on them and got them dealt with.
Their customer service is good, easy and understanding.
Now whenever I think of buying something I will always check on Quidco to see if the shop is on the list and what their offers are.
In this day and age when money is tight and you are looking to save some pennies - it's well worth a look. Certainly worth it if you are looking for a new energy supplier or a new phone contract etc.
For the sake of £5 a year I've earned close to £400 that I wouldn't have had otherwise.
Quidco is a company that will keep your money. Don't bother putting yourself in a position to get robbed by them, join a site like Top Cash Back.The complaints procedure is useless, arbitary rude replies are the norm. Half the things on QQ do not track.Even if Quidco themselves get paid they are not obliged to pay you.
Quidco is an affiliate commission sharing scheme, this means they get paid a small amount of money for sending people to buy something from another website and they share a portion of this money with you. For example, you can sign up for a new mobile phone contract and they say they will give you say £150 if you sign up for Quidco first and wait an arbitrary amount of time to receive this money.
The idea of cashback sites is all good and well and a very innovative way of spending their affiiate commission, however, the time it takes to get the money makes it more hassle than it's worth when the amount is large. I'm waiting on a £50 commission on a single transaction and checking it, emailing them etc. is just not worth the effort when they take a week to reply to emails with one line repies.
--Update-- There is now no way to contact Quidco about a commission that has not been paid.
The commissions on low value purchases are pretty measely, 2-3% on the types of goods I buy which works out 50-75p, hardly worth the effort. I'm going to try other cashback sites and update my review when I have a basis for comparison. If you have the chance I would recommend trying one of the others, since I haven't got a penny out of quidco I can't see you have much to lose.
--Update-- Quidco says less than 6 month payment speed for Ford car insurance. If this wasn't ridiculous enough it has been almost 7 months since I put my car insurance through Quidco. Seems pretty clear that getting money out of Quidco is either not possible or so difficult that it is not worth the effort.
Quidco is a website that lets you earn 'cashback' for your purchases. E.g. You buy something, you then get a percentage or a fixed amount given back to you. This is a great way of saving money if you were going to buy an item anyway so rather than spending £100 and getting nothing back, you could get for example, 5% back (£5) and end up having spent £95 instead of the full £100. Buying things you wouldn't have bought in the first place without the cashback on the other hand, would be a false economy. I have so far, earned £639.41 in cashback (think I've been paid around £550 so far) and this is over around a year and half so not bad considering they were all things that I would have bought anyway.
The gist of it is that you log into your Quidco account, browse for or search for the retailer you are expecting to make a purchase from, click on the link in the Quidco account that takes you to the website and then make actual the purchase. This transaction is then tracked in your Quidco account with a tracked status. In time, it is validated and then later "Paid" in your transaction log once the retailer pays the commission. The clearance time varies, but expect anything from a month up to 6 months depending on what it is. It's in case you decide to return your purchase, cancel and account or not fulfilled requirements. There are hundreds of big and small retailers including eBay, Apple, Best Buy, LastMinute.com, Firebox, Play.com, etc, and in loads of different categories. I've used Quidco to buy pretty much everything when I needed something off eBay, Play.com, Firebox, etc.
I've even used Quidco for work purchases so I basically earned cashback without spending any of my own money (i.e. bought £1000 worth of domain names through 123Reg and then earned £80 cashback for myself. CHA-CHING! :D). I have also signed up through a number of gambling website offers via Quidco with silly offers (silly for them!), which proved very profitable for me. For example, I register for an account via a Quidco link, deposit £20, gamble at least £20 on the site (required to qualify) and then earn £40 cashback. That's £20 profit! Oh and I ended up winning money with the £20 deposited on some occasions so it was more like £60+ profit (amounts vary from the example as I did this a number of times giving me more like £200 profit). I've done this via other cashback sites as well in the past but none of them would have paid me 100% so I would only make half the profit. These offers come and go but they've worked in my favour but I see the reason for these. These are to tempt people to sign up and gamble in the hope that they get hooked and spend all their money! I DO NOT recommend trying this if you have no self-control, as gambling can be an addictive past time.
Aside from buying things, there are one or two paid searches that you can do to earn cashback. This costs you nothing and simply involves you doing a search and clicking on the research. These offers are very limited and currently, I've only seen 2 offers (High Street Web paying 4p per search and Kelkoo paying 1p per search). These are limited to a number of searches per day to prevent abuse so with a limit of 2 searches with High Street Web and 1 search limit with Kelkoo, it can boost my balance by 9p per day at most. I seldom do these searches as I think it's a bit unethical to search just to earn cashback with no intention of buying anything (The money has to come from somewhere i.e. the retailers advertising on the comparison sites mentioned) but that's just me.
However, unlike other cashback sites, Quidco also let you earn cashback when you shop offline (in shops)! To use this feature, you would need to register your credit card with Quidco, which just involves punching in the credit card number and saving it in under the In-Store settings on the site. I've done both debit and credit cards. American Express doesn't seem to work but the rest went through fine. I don't think there's a limit to how many cards you can register. I've even registered my dad's cards(!) so I have about 8 in my account.
For those whom have security doubts about doing this, you don't give any other details such as the expiry date or 3 security digits at the back. Quidco also have a massive user base and seem trustworthy enough whereby the pages are secure (https and padlock in browser to show there's encryption in use), plus I've not had any problems since registering my credit cards. Once your card has been registered, simply wait 24 hours and you can start using the registered card in the shops they support.
I've used this and the cashback shows as "Tracked" in my account in a day or two after the purchase. I've earned cashback from Sports Direct, Halfords and Debenhams. Unfortunately, the offline cashback offers are a bit limited (currently only 13 offers) when the online ones are more like several hundred but it's better than nothing. Cashback varies as shown below:
Sports Direct (2.25% cashback)
Halfords (4.5% cashback)
Debenhams (2% cashback)
B&Q (2% cashback)
NCP Car Park (4.5% cashback)
Even though the list of offers is limited for the offline cashback, there are a number of big retailers so it's a nice to have. There are a few I've never heard of as well (i.e. Country Casuals, Viyella) but some people may be able to make use of them if they happen to have one of the shops near them.
Not only that, you can get free cashback from offers such as signing up for bank accounts and get cashback for essentials such as car insurance! Do shop around for them as well but if the offer you find on Quidco is the cheapest anyway or very competitive, it can work out cheaper than the competitors after the cashback. I got the cheapest quote from AVIVA for my car insurance (£370) and got £50 cashback via Quidco, so I paid £320 for the year.
Quidco pay twice a month (1st and 15th) via BACS (bank transfer) or PayPal once you reach the minimum pay out amount. The minimum pay out amount can be changed in your account settings, and can be anything from £1.01 upwards. I set mine to pay out via BACS when I accumulate £25. Not sure if the PayPal option incurs PayPal fees or not as I've not used it (some survey sites I use that pay me via PayPal don't incur PayPal fees).
WHAT'S THE CATCH?
Most cashback sites out there split the commission that they earn with their user (i.e. you and me whom uses the cashback site). So let's say they earn 5% or £5 from a sale, they'll give you 2.5% or £2.50 and they'll keep £2.50. That is how they make the money but Quidco does it differently and instead give you 100% of the commission. Instead of splitting the commission, they simply charge an annual fee of £5. This may earn them less in the long run per user who registers with Quidco but their business model is to get more users to make it worthwhile. The £5 is only deducted from your earnings so if you don't earn any commission, then you don't pay anything. This annual subscription fee which allows for me to be paid 100% of the commission as cashback means that I make substantially more than other cashback sites so I love it!
There have been several instances whereby some cashback I had earned had not been paid or not been tracked. One time, a transaction was tracked but not paid even after 3 months and it was supposed to have been paid by that time according to the cashback page for that particular retailer (all cashback offers state how long before cashback is paid). I submitted a Cashback Query, which is their ticket support system, and swiftly received a response from the Quidco team informing me that it takes time for some retailers to pay. My cashback was paid right away into my Quidco account though so they did action my query even though the response was pretty generic. Another time, a transaction didn't track so I queried that, and it did get added to my transactions and validated by Quidco with the retailer. I'm still waiting for payment for that one to my Quidco account so will be contacting them when the time is right.
My cashback has only ever been declined once whereby a Bingo site said I hadn't played the amount deposited (which is rubbish). That's £20 lost but I believe this was the retailer's fault and not Quidco as I don't expect Quidco to pay me cashback if they don't receive the commission themselves. Fair dos. Another time, a gambling site didn't pay out for almost a year but I got it in the end after a number of support tickets to Quidco. Quidco seemed to be very proactive in getting it resolved, which is good. It was £45 cashback so glad I got it eventually.
- Earn 100% cashback
- Quick and good customer service
- Low pay out amount (customisable)
- Payment by PayPal or BACS
- Prompt payment
- Some purchases are not tracked properly so need to be enquired
- Cashback payment time varies from retailer to retailer (some take months)
- Offline (in shop) cashback number of offers limited
- You'll kick yourself every time you forget to check Quidco first or forget to buy through Quidco
Having used a number of cashback sites in the past (Cashbag, iPoints, FreeFivers, MutualPoints, Rpoints, to name a few), Quidco is by far my favourite. The £5 a year is nothing compared to how much you can earn and it only comes out of what you earn each year so it doesn't cost you anything to join. By making a habit of going through the site for your online purchases, registering your payment cards, and playing it smart (i.e. do it for business purchases at work if you're responsible), you can earn a significant amount of cashback for spending money you would be spending anyway. I couldn't recommend Quidco highly enough. I would sign up today if you haven't already!
Interested? Sign up here.
Thanks for reading!
For the unitiated cashback sites are a fantastic way of making a few extra quid each month. There are a lot of them out there and there's no point signing up to multiple ones as you will make more money by being signed up to one.
Cashback sites in general work, by advertising a certain shop on their site and when you make a purchase as normal online you will be given an amount of cash as return. They make their money through advertising and are able to pass some of this on to you.
Quidco works like this but also offers voucher codes for a range of online shops. When you sign up to Quidco they take the first £5 you make but after that everything you earn is yours forever. They will pay you directly into your bank account once a month, regardless of what you have in your account, this separates it from other cashback sites as they often have a payout threshold. They also offer a referral system, where for each friend of yours that signs up and earns £5 you can earn up to £2.50 as a bonus, this can be split between the two of you or you can be greedy.
What I love about Quidco is just how many shops are on their site, I'm not much of an online consumer except through sites like Amazon, which unfortunately doesn't give you cashback. My first Quidco experience was with a wallet I bought my boyfriend for Christmas, through Ebay. I received 14p for a sale that was less than £5. OK that's not much as it's just 40% of what Ebay make but it's 14p more than I would have had, if I'd just gone straight to Ebay. We did most of our Christmas shopping online this year and as a result racked up an ok amount of cashback. If you get your food shopping delivered anyway it's worth doing this through quidco as you will regularly have some money coming in. Some of the takeaway websites such as Domino's and Just Eat are also on Quidco which is great particularly through Just Eat as you can usually recover the card fee this way. There are of course larger amounts of money available through Quidco if you want to earn more than a few pence. If you book holidays, take out insurance or visit gambling sites that's where the bigger money can be found.
This year Quidco have placed a challenge on their site, they reckon you can save £1000 if you do all your shopping through the site. That to me sounds like a very logical reason to sign up. (If you want a referral link for the extra money, message me.)
I discovered the joys of quidco about 2 years ago when I started reading the moneysavingexpert forum as a part of my job. I was reading about all of the ways that a person can save money when they shop online, or even make money. Quidco tends to get quite rave reviews across the consumer forums as a great way of cutting the cost of your online shopping.
Little did I know this discovery would lead me to a new obsession... cashback! From a customer perspective, all you need to do is sign up to Quidco, and remember every time you do online shopping to check the website to see if the shop you want to use has a rate of cashback with them. Then click on the link and do your shopping. It is pretty simple.
Quidco are an affiliate, and they get money from companies for driving customers to their website, and in order to get you to do this, Quidco offers you a portion of that money. I believe Quidco offers 100% cashback but I'm not definate about this. Quidco charges each user £5 a year for this service. So anything you make over £5 is yours to keep. You can set a threshold for the payment to be made into your bank account (useful if your saving up for something) and on a monthly basis the money is then put into your bank account.
One of the newer offerings from Quidco is discount codes, they are able to secure discounts for their customers, and preferential rates, so if you know you want to buy something when you check if Quidco offer cashback it is also worth checking if they have a voucher code. It may add a little time onto your shopping, but I honestly think that it is worth it. For me it just makes sense.
Most of the retailers that Quidco work with are pretty reputable and in this time of financial difficulty I think it is a great way of trying to make your money go a bit further, if you were already going to buy the product doesn't it make sense for you to save the most you can on it?
Overall this is a really simple premise and one I hope you can get lots of benefit from using. Good Luck!
What is it?
QuidCo is Cashback website which pays you money for signing up to promotional offers or making purchases (having travelled through their website) at one of their participating retailers.
Why use it?
- If you regularly buy off the internet you could save significant amounts of money on your purchases with the discounts offered and also gain cashback!
- They have some great promotional offers in which you do not need to spend a penny and yet you are given a decent amount of cash for nothing.
- You can make/save money! Significant savings can take quite a while to accrue but its better than receiving nothing!
How do I get paid?
Each promotional offer you sign up for or every purchase you make is validated by the participating company to ensure you are eligible for cashback, after validation a payment is sent to QuidCo, this process can happen in a matter of days or in some instances can take months. Once you're account balance reaches a set value (set by yourself) quidco will automatically credit your bank account via BACS transfer or your paypal account if you have one.
Do they charge?
They charge a maximum administration charge of £5 per year taken out of your cashback earnings and not from your pocket.
Recent QuidCo Offers I have gained with?
- I recently signed up to a LoveFilm offer in which I received £15 cashback for registering for a free trial, I had the opportunity to rent 4 dvds/blu-rays free for a 23 day period. After renting the DVDs I cancelled my account and have been awarded the £15! I didnt spend a penny!
- I also signed up to an offer to open a high interest bank account with Alliance and Leicester and was given £45 just for signing up and opening the account!
Is it worth It?
- If you have the time to sign up to the promotional offers and keep track of them then yes definitely.
The only drawback I have come across so far are that it can take months for some payments to be validated by the participating companies. I was worried about a few of them but eventually they came through so I do believe QuidCo to be a reliable cashback service.
Quidco is one of many cashback websites which has sprung up in the past few years. With over 900,000 members it is the Uk's biggest cashback website.
How does it work?
You first need to sign up to Quidco which requires an email address. Registration is quick and fairly easy process. Once you have signed up you can set up how you want to receive your cashback i.e. whether you want the money deposited in your bank account or a paypal account.
The Quidco homepage lists the hot offers for that week but if you want to find a specific retailer you can use the search function at the top of the page. Once you find the retailer you want to buy from you can click the link from the quidco website which will redirect you to the website. It is important to remember that you will only get cashback if you enter the site through the quidco website!
When you buy an item, it initially appears as "tracked" on the quidco website. From here it may take several days or even weeks for it to progress to received. Typically the larger the cashback, the longer it takes to be received.
Quidco generates it money through commission which it receives from the retailer whenever you purchase an item from that retailer. This commission can then be given back to you in the form of cashback. Quidco does have a £5 sign up fee but instead of taking this money from your bank account, it takes it from the cashback which you receive.
Cashback rates can vary from up to 25% to just 1%. Insurance companies, broadband providers and energy providers all offer the best cashback rates. However with the vast amount of retailers which you can choose from, even the smaller cashback rates add up to a fair sum of money.
In the past 6 months I have made over £100 from quidco which isn't bad considering I haven't bought that much.
This site is a must if you regularly buy form online retailers. It simple, hassle free and saves you money.