Newest Review: ... They are able to do this, as you click on their link which refers you to the retailer/ supplier. They then pay Quidco if you make a... more
Earn money for the things you were going to buy anyway....
Member Name: wilykit
Advantages: Cashback for free
Disadvantages: Takes a long time to receive payments
Quidco is one of the many cashback websites that pay you for shopping. There really isn't any excuse not to earn money back on your shopping.
When signing up to Quidco, check to see if anyone you know has an account - if they refer you, they get to earn some additional cashback! There are two account options for Quidco. One is the standard account which is free, and the second option is the "premium" account, for which you pay £5. I have used Quidco for many years, when only one account option was available. They would take the first £5 you earned every year. When they brought about the account options, I opted for the standard account and no longer pay a fee. The advantage of the premium account is that you get your cash back payments quicker, but I'm never in a rush for my payments, and I haven't noticed a difference since going for the standard account.
There are several ways to earn cashback through Quidco:
~Internet Purchases Link Referral~
For all internet purchase including shopping, insurance, utilities, subscriptions and more, you can check through the Quidco search engine whether they offer any cash back rates for the retailer/ supplier. They are able to do this, as you click on their link which refers you to the retailer/ supplier. They then pay Quidco if you make a purchase. Quidco in turn then pass on a percentage of that to you.
Quidco has a "no-brainer" section which does what it says on the tin. These are usually free or very cheap monthly subscription trials from which you can earn significant cashback. The deals constantly change, so it's good to keep an eye on what's on offer. Some examples of my successful cashback from this section include: Lovefilm one month free trial with £15 cash, Audible monthly free trial with £4 cashback. When you sign up for these trials, you do have to give your card details so that a payment can be taken once the trial ends. The key here is to be organised and cancel the trial a couple of days before it ends, thus no payment is ever taken from your card.
Also within the "no-brainer" section you will often find offers to search for different types of insurance with the major search engines, and get cash back simply for searching. Sometimes up to £1.50 a time.
~In- store cashback~
You register your debit/ credit card numbers with Quidco, and they register when you make a purchase in one of their selected high street retailers. Over the years the list of high street retailers has dramatically increased and currently includes Debenhams, Halfords, The Body Shop and Dixons. A full list is available on the website. I have previously maximised my cash back when buying a car battery at Halfords by going through Quidco to reserve the item in my local Halfords, and then used my registered card to pay for it in store and got £7 back for something I had to buy anyway.
You can now download apps for android and iphone or you can upload a copy of your receipt if shopping in-store to the website. Using the app or the website you will find a list of items that will earn you cashback. These lists are updated and change regularly. My golden rule is to only buy things off the list that I would have bought anyway!
Using the Quidco app, you can earn 10p for "checking in" to chosen shops. If I happen to be in the shop I'll do this, although making sure your GPS is accurate as this is how they know you are in the shop.
You can now set up a profile through Quidco and take surveys to earn cashback. I have to admit that my preferred company for surveys is Valued Opinions, as I feel they offer the best value but I will complete a Quidco survey every now and then.
Quidco regularly changes and updates it's offers, so keep a check on the website to grab the best deals.
Earning all this cashback is great but do be warned, it does take time, sometimes 6 months for the cashback to be credited to your account. There are instances where your purchase may not "track" (register) and Quidco have a procedure for you to follow if this happens. This has never happened to me. One way to check out the reliability of the retailer in tracking and paying your cashback to Quidco are the reviews by other Quidco users on the website. I often avoid retailers who have been given numerous poor reviews.
I don't understand why some people don't want to earn cashback on day to day and annual purchases. In the last year I have earned £60, which may not seem like a lot, but it certainly helps at Christmas time. If you are thinking about signing up, I would go for the free account. It is also worthwhile shopping around through the cashback sites, I don't use Quidco for all my purchases as another site may have a better deal at the time.
Summary: Join up and start earning cashback now!