I have been using the topcashback website now for the past few years and I think that is is great. This website gives you cash back for simply using their website to access the chosen website that you want to purchase from. The website allows you to earn and cash back from a variety of retailers from your everyday shopping, to insurances, gambling, travel (hotels, flights, transfers etc) and many more and will pay varying amounts in cash back. When you purchase your products from your chosen website that topcashback has forwarded you to and go on to purchase from there you generally get a message that your visit has been tracked and normally you will receive an e-mail quite quickly to state that you have a new credit on your account.
Once the credit is on your account there is a varying time scale before you can cash out your cash back.
There is no catches and if you are concerned about giving your bank details to the website simply choose to receive your rewards via another form - you can receive your rewards via other stores like Amazon. The great thing about receiving Amazon vouchers is that they top it be by 5% also. Normally when you redeem your rewards you receive your vouchers or cash within a week. I personally redeem my vouchers for Amazon vouchers and then use these towards Christmas and birthday presents.
To summarise there is such a thing as money for nothing with this website because it is free to join and rewards you for simply passing through the website for your planned purchase.
I discovered TopCashback after being referred by a friend. It sounded a little too good to be true to be honest. The concept in a nutshell is that providing you go via this website before conducting online shopping a percentage of your overall spend is paid back into your TopCashBack account.
There are various sites of a similar nature that offer certain benefits for 'referrals' onto web pages. My advice is to select a few and play them off against each other. Before buying online you should weigh up where the greatest benefits lies. This is where I find TopCashBack one of the leaders, quite often their rates beat those of competitors and they have limited time offers usually offering increased rates. I also find there are two types of transactions with these sorts of site, everyday transactions that usually accrue a couple of percent. For these transactions I tend to automatically use TopCashBack predominantly for ease of use. The second type of transaction is for larger purchases/services which normally attract much larger rates of cashback. These transactions insurances, mobile phone contracts etc.. Where possible I would wait for an offer rate for these products as it can make quite a difference.
The site itself is very easy to register with and navigate. There is a personalised section which will detail your account and break down each of your earnings. There are so many retailers included in the scheme, 95% of the major high street retailers will offer some form of cashback. The search bar makes it very easy to locate the retailer that you are after. There are occasions where tracking is unsuccessful but there is a customer care section where you can lodge a claim for this. Some retailers take longer to approve cashback than others meaning a delay in payment. ultimately the decision to pay cashback rests with the retailer and I have had one or two genuine claims where the retailers have refused to pay. The only way to avoid this disappointment is only consider the money once it available for payout.
Overall you don't have anything to lose by using a site such as this, providing you would have bought the items anyway.
With a wedding and house purchase on the horizon, I'm looking to increase my savings by as much as possible. I kept hearing about cash back websites but never really thought much to them, then saw it mentioned on Martin Lewis' money saving email last year so thought I'd give it a go and sign up. After all, every little helps at the moment!
As mentioned, TopCashBack is a cash back website where once registered (this is 100% free) you can click on retailers through their website and earn cash back for your purchases. For example, you were planning on buying breakdown cover anyway, you go on TopCashBack and search for the company you were going to buy from, it shows you how much cash back you would earn if you were to buy from that retailer, click 'get cash back now' which takes you to their website, a pop up will appear that says your visit has been recorded. Now when you make your purchase TopCashBack will be aware and within 7 days you should receive your cash back into your account. This can then be transferred into your bank account via BACS, into your PayPal account, Amazon Gift Certificate, Love2shop Gift Card, M&S e-gift card or Tesco Clubcard. You can claim for any amount above 1p.
The website is easy to use and set out well. Once you have signed in you get to the home page. Here you can see what the top offers are, use the big search bar at the top to search for retailers and products, you can easily see the My Account button at the top to access your account, and there are also different tabs on the home screen which categorises retailers and products so you can browse through these easily. It is also easy to find the help section at the top of the home screen.
I have found that most retailers I use are on TopCashBack. It features more than 1000 online shops, these include; RAC, Tesco, Dorothy Perkins, Sky, Halfords, Game, Expedia, Talk Talk and many many more. Some companies offer more cash back than others and obviously the more you spend on products, the more cash back you get. Before making a purchase online I always go to TopCashBack and see if they retailer is listed on there. You can search for retailer or you can just search for a product you want to buy for example, perfume, and it will list all the shops that sell perfume and list how much cash back they offer.
Sometimes I might only make less than £1 if the cash back rate is low and I'm not buying very much, but other times I might make £40+. It really does depend on what you buy. I have found the biggest cash back comes from utilities such as Sky TV, and car insurance. There are also sometimes deals where you make money on your purchase, for example the Now TV Sky Movies months pass is £8.99 to buy and TopCashBack is offering £9.45 cash back on this at the moment, so in theory you're getting the months pass free and making 46p.You can also make free cash back, for example, if you are looking at checking your credit report on Equifax, you can sign up for free for a month (make sure you cancel after then otherwise you will be charged) and earn £8.92 cash back. Also you can earn £1.94 for getting a car insurance quote through Confused.com.
When you earn cash back, it goes from pending (where the purchase has been tracked and reported by the retailer), to confirmed (where it has been confirmed by the retailer) and payable (where the retailer has paid the cash back and it is now payable to you). Once it is payable you can then claim the money. It can take anything from a few days to a few months for the cash back to go through the stages. I have found with Dorothy Perkins it takes a while. I purchased something on 28th December and it is still at the pending stage.
Most of the times TopCashBack does track purchases, I have just had 1 occasion where it hasn't. In these cases you just need to go to the Help section and make a claim. They will look into it but it can take a while, I was informed it would take 4 weeks to several months which is a bit of a pain but they do keep you updated and are fairly quick with responding to queries.
I would recommend TopCashBack if you haven't thought about cash back websites before and would like to give it a go. You don't make loads of money, but if you are already shopping online for bits it's worth just going through this website and if the retailer is listed, you make yourself a bit of extra cash. Yes, sometimes it can take a while for the money to be payable, but at the end of the day its free cash so I think it's worth a look!
Topcashback.co.uk is a website where you can earn money from shopping with certain retailers or by undertaking certain tasks such as getting an insurance quotation or entering competitions. I actually joined this site quite some time ago after hearing about how great it is on the website Moneysavingexpert.com. However, I also am a member of other sites and schemes which essentially do the same sort of thing and I was finding these more profitable so I abandoned the site for some time. However, I recently rediscovered topcashback.co.uk after seeing a large cashback offer on a purchase. I have been actively using the site for a couple of months and have earned more than I imagined I could.
Initially I was quite wary of these kind of sites that promise to pay you as you shop online or for paid clicks etc. I thought it was too good to be true, for one thing. I also thought that to earn some money the conditions and requirements might be too complicated and time consuming. I was actually very wrong and I'm pleased and surprised by how much money I've earned over just a short period of time. It's also been easier than I imagined although I do have a few grumbles about the earning process.
To start off with this website you have to create an account with them. This is relatively simple as it's just a case of entering your details and inventing a user name. The idea of having a member name means you are able to use it as a referral link for friends. You can also use this name on the member's help forum (part of the website) which is a useful place to go if you have questions or need help. Although I was frightened of being terribly spammed I used my main email address to join and I'm pleased to say that I don't get large amounts of email from this group. They email when there are new cashback offers and they also email to let me know what's happening with my earnings.
You can earn cashback from shopping at many different retailers. In order to qualify for cashback on whatever you buy you have to go through a special link from the topcashback.co.uk website. This then registers or tracks your purchase. There are also rules and conditions you have to agree to or understand prior to making the transaction. The rules are plainly stated on an individual retailers page. As an example, if you wanted to earn cashback from shopping at Tesco you would click through to the Tesco page on topcashback.co.uk and it would state something like 'buy from health and beauty and earn 3% cashback on whatever you buy. This site call themselves "the UK's most generous cashback site" and I have to agree with that. The amounts you can earn are generally the most I've seen from these kind of reward and cashback sites.
You are also able to earn free cashback and there is a special page which details how to do this. The most common free cashback earners are things like ordering a sim card from a mobile phone company, signing up to websites that require you to enter competitions (an entry is earned through answering a marketing question), getting an insurance quote with your real details etc. I've completed a few of these free offers and found them easy to complete and they don't generate spam or set off a string cold callers contacting you day and night either!
When you make a qualifying purchase it appears in your earnings overview under the 'My Account' tab. This is where it gets a bit annoying for me! Earnings go through several stages before they finally become payable. The first stage is called 'pending' where the transaction is tracked but not confirmed. The second stage is 'confirmed' where it can be verified that you have undertaken this transaction. Then the earning becomes 'payable'. I find it confusing if I have more than one transaction as your total earnings aren't all payable at the same time. It can take days for some to be marked as 'payable' whilst other transactions have an estimated payable time of 8 weeks. It is obviously quite easy to get confused and I would recommend making a separate record of any transaction that you have made in case it is either not tracked or not paid. Neither of these things has happened to me but I do have a few outstanding transactions which are lingering and unpaid.
You can claim your earnings in a number of different ways although it may be dependent on the transaction how you are able to claim your money. You can be paid straight into your bank, by paypal or you can transfer earnings into points for loyalty cards or vouchers. It's a straightforward process and I can vouch that you do actually get your money and it's paid within days of requesting it!
I'm happy so far with being able to earn money on my purchases and special offers and I'll continue to use the site now that I know it's trustworthy. I would recommend it to anyone who wants to earn reasonable amounts of cashback for shopping they would be doing anyway! As mentioned, it can get a bit complicated once you start adding more transactions through different merchants to your earnings list but as long as you are able to keep track of your own dealings you shouldn't have a problem.
I have only been using Topcashback for 2 months and already have £200 in the pot ready to be paid to me!
It's easy to use, once registered. Just type in the business you want to purchase online from and see what cash back they do. You'll be scrolling for ages thinking different cash back possibilities, it's great!
Change your broadband, change your energy supplier, but so e shoes. Cash back varies but a little back in the pocket is ideal!
Keep track of what you have purchased as some companies can be a little slack in stumping up the cash back. This though is easily chased in the customer service tab.
It's the best cash back site I have used and I really recommend it. A little secret, if u are in charge of ordering stationary for your company, this is a great little earner. Register today & start earning
I always used a cash back website that was linked to my employer but when I moved to a new job I was forced to look elsewhere for my cash back. I was recommended topcashback by a friend and she received £10 for recommending me. I had read a few bad things on here about the site but money saving expert recommended them so I gave it a go.
We have just moved back from living abroad and spending a small fortune on furniture, kitchen appliances etc so the cash back has been mounting up.
The site is easy to navigate and has most suppliers and companies on there that you can think of.
We have now received over £60 from argos, £110 from sky and pending is nearly £100 in other companies.
It does take a little while to have them confirmed but once they were they went into my bank account within a few days.
There are also incentives for signing up to free things such as lovefilm trials and dating sites.
It is a genuine website and the custom service department are very helpful indeed.
I have been using Topcashback for over a year now and have had no real problem with them tracking my purchases and paying out.
Sure some merchants do take a lot longer than others to process the transaction in order for Topcashback to give us back the cash but that is expected.
I've found that Topcashback is great because they are affiliated with a lot of merchants so there is something you are bound to buy that you could potentially gain cash back for. They also do some generous top ups too on some selected products with certain companies.
You don't have to pay anything to use the service and when you build up your cash back you can transfer it directly to your bank account without having to pay a fee. You can also read reviews from other users as to how reliable the tracking was for a particular product/service before you make your decision. What more could you ask for?
Overall I'd definitely recommend Topcashback to people who buy things online on a regular basis and for those who can afford the product/service without relying on the cash back in the first place to fund it.
switched ISP providers, lured to 02 by the promise of £40 cashback through my membershipof Topcashback. No cashback. Nothing. No answers.Appears to be a ruse...but not sure if 02 or Topcashback are the culprits...
I joined Topcashback 2 months ago, and thanks to Xmas shopping have now made £15 in cash back. Its a very easy site to use and you can navigate through very quickly and easily. I have been amazed at how many, shops, services and hotels are on this site, and its always worth searching on here before you buy anything as some of the cash back offers are brilliant. Most stores are on here even EBay which is an added bonus. I recently bought a LeapPad for £64.99 and recieved free delivery and £5 cash back......brilliant. Most items track either on the same day or the next so you can pretty much see the cash back earned instantly. There's a time period you must wait to actually be able to recieve the money (about 3 months I think) but its all shown on your account so you can see all the information. Unfortuantly some purchases don't seem to track, but in this instance you raise a claim and they will work to get the cash back for you. I wish I'd discovered this site years ago, as I will saving my cash-back to put towards next Xmas.
I have been complaining about my account not working for weeks and even after several emails, I am not given any satisfactory reply. Now I have been told that my account is terminated and will not be re-enabled. I have been accused of being linked to other accounts and for fraudulent activity. I have only one account and my understanding is topcashback is just trying to keep my money by accusing for something which I have not done. And it does appear from the email that I am not their only victim.
I warn everyone to be careful before doing any purchase through topcashbak. They can accuse anyone of being linked to other accounts, terminate your account and keep your money.
Below is the response I received from topcashback.
It has been spotted that your account has been identified to be associated/linked with a other recently terminated accounts that have also contacted us and they will not be re-enabled. This is due to the abuse of certain merchants across these linked accounts.
We have a duty to protect our merchants, so they do not withdraw their cashback offers to the thousands of genuine members that we have.
Top CashBack Support
I found out about cashback sites a few years ago and have literally got hundreds of pounds back from making my usual purchases.
A cashback site for those that don't know is a simple site that you go through before you buy your items. You go to the site and then search for the shop that you are wanting to buy from and then carry on shopping.
****Why join TopCashBack?****
I am a member of a few cashback sites but now only use this one as the cashback percentage rates always seem to be higher than the others. (If they aren't, they will also MATCH any other site too which is very usual to know.)
There is also a referral scheme in progress where if you get your friends to join up you get paid £10 once they start to become active on the site. (HANDY HINT : If you use the site alot, it does increase to £15 occassionally so it's worth really focussing on recruiting at such time that happens )
****Tracking and payment****
I've always found the process on TopCashBack to be really easy to follow. My account clearly shows the transactions that have tracked, moved onto pending and then the ones that have been paid.
There are ways of making 'free' money on this site too by signing up to certain sites and also clicking through price comparison sites. The best way to build up your money is to look at the cashback when making larger purchases like home and care insurances, mobile phone contracts and broadband to name a few.
****The BEST bit for me****
I LOVE LOVE LOVE the fact on this site that I can redeem my money as soon as it becomes paid. There's no waiting around for the end of the month here like other sites do. You can have your money sent to your bank account. You do have to wait another day though before requesting another payment. Paypal is also another way although you do have to wait 14 days then before accepting another payment in this way.
A 5% bonus is also offered if you want to have your money send to you by Amazon voucher. I have never done this as I don't tend to use Amazon that often but it's great to have the option. (The voucher can be used by a friend though.)
****The support team****
I have had a few transactions in the past that haven't tracked and have put in an enquiry. The support team are fantastic and a response has always been received extremely quickly. Very impressed with the level of service and professionalism that they always show.
MY BEST ADVICE ~ ALWAYS take your money out of cashback sites as soon as it becomes paid. It is much better in your bank account than in a 'virtual' account online. No one knows how reliable some sites are in the long run. If you are saving your money for something, then open a savings account with your bank and pop it in there.
I first came across Top Cashback (T.C) as I had seen a friend using it quite a bit. I decided to register and I have not looked back. The basic jest of the site is if you make purchases online if you search for the merchant through Top Cashback you may be eligible for cashback. The site acts as a middle man. Top Cashback pays out 100% of the cashback it receives from its merchants to its members. This is unlike other cashback sites. To join Top cashback it's also free unlike other sites. Since joining I have never looked back.
I have been registered for 2 month and already made £50 cashback buying products I would usually buy. It's like getting free money.
[How it works]
When you're ready to buy simply sign into the site. Search for the merchant and go to their site through Top Cashback. Once you have purchased you and your cashback has gone through you will receive and email to tell you cashback has been added to your account. The time it takes for money to get to your online account depends on the retailer and it will tell you the tracking speed when you visit the merchant's page on the cashback site. When you visit your T.C account you will have 4 different sections. Pending, confirmed payable and claimed. This tells you what stage your money is at. Once your money has reached the payable stage you can withdraw you money free through Amazon vouchers, BACS or PayPal.
[Making some extra cash]
Once you register on the site and see how easy it is to make money you get addicted I tell you now. On the site you have a section on merchants which give free cashback. I visit this section everyday and have made around £20 out of it so far. Some companies such as Match.com, match affinity, love film give out good money if you register or take out a free trial. For example match affinity gave me £6 for free registration and fill out their questionnaire. Easy money. Plus if you don't want junk mail just set up another email account to receive your junk mail.
There are some merchants that will pay you good money. These are usually mobile phone, broadband, car insurance and breakdown cover to name a few. My friend took out 2 contracts with Vodafone to receive £300 in cashback. Look out for these kind of deals and if anyone in the family wants a new phone make sure you put them though top T.C
When you refer a friend to T.C you will receive £2.50 for every friend you get to subscribe. You receive the £2.50 when they have made over £5 cashback. So I sent a referral to friends and told them to sign up to match affinity for £6 and bobs your uncle we are both making some money.
This is not an opportunity to be missed so sign up to Top Cashback....you have nothing to lose!
Several friends have been recommending that I join TopCashBack.com (TCB) for a while, but as I have had less-than-impressive experiences in the past (not bad, just never got any money back) with this type of site, I never bothered.
After much nagging from a friend who wanted the £2.50 referral fee she got for introducing me, I finally took the plunge.
The site is very easy to use, it requires minimal information to sign-up, and once you are in all the merchants are groups by category or a-z, or you can just use the search facility. There are over 2,000 merchants on TCB, including some very big names such as Argos, Ebay, Amazon etc, so if you are shopping on line there is a good chance that you will be able to get money back somewhere on the site. Just one word of warning - don't automatically go for the cash back as the best option; you may be able to find the item you want cheaper elsewhere (without cash back) through a shopbot such as Kelkoo. Don't lose out on a £20 discount to get £1.50 cash back!
I do buy on line, but not very much, so didn't expect to make more than a few pence from this site. I spent an hour browsing and discovered that there are actually a lot of options to make money with no outlay! This may seem too good to be true, but bear with me; I have made over £50 so far and have only paid for a couple of items. TCB actively encourages this by providing a 'Free cashback' button on the site so you can browse all offers that require no outlay on your part.
First of all are the free trials; companies will offer 14 or 30 day free trials, and will pay you anything from £5 to £15 for signing up for one - no obligation. Sound unlikely? Well, the same companies will offer a free gift (such as a £10 Amazon voucher) for giving them a try, and this is the same kind of thing - only you get cash instead of a voucher. I have signed up for a LoveFilm trial (£11 cash back) and a Credit Expert trial (£15 cash back). I have also switched to a cheaper energy tariff, using uSwitch I got £22 cash back.
If you are planning to change your broadband provider, or buying a new mobile phone, make sure you check out this site first - this is where the big money can be made with cash back offers of up to £100 from some major players (BT, Orange, Sky etc).
Then there are the sites that give you a few pence for signing up to them; competition sites, survey sites etc. Sign up to these and you will be inundated with spam, but that is easy to junk, and you will see your cash back figure slowly climbing.
These free trials are excellent for getting started, but I have now got into the habit of checking everything I buy on line through this site. Want a book from Amazon? Waterstones may sell the same book at the same price, but with cash back thrown in. Be creative and you will watch your coffers swell.
This site is not a get-rich-quick idea, and you won't make a fortune overnight, but if you regularly buy in line there is money to be had. Once you have 'earned' the cash back, it is added to your account within a few days; but is not usually available to withdraw for 2 or 3 months from the time of purchase; TCB obviously won't pay you until they have the cash from the merchant in their bank. You can easily access your account to see what payments are outstanding, and which are available for payment.
One very good feature of TCB is that if you want your money back by BACS (bank transfer), you can request any amount, however small. It takes a couple of weeks to come through, but they are very reliable.
Overall there is no reason not to try this website. You can make a few pounds straight away, and some users make hundreds or even thousands of pounds.
I think it was the election that most influenced me to start consider ways in which to save money. Working in a sector that I knew would be hit by public spending cuts made me take a look at the family finances. Were there any ways to squirrel away some extra cash without really impacting on the way we lived? Welcome to Topcashback.
Before signing up I had no clue that there would be ways to receive money back when making online purchases. In six months I think I've had about £100 back through the system. The way it works is a customer visits Topcashback and, after registering, uses the site as a kind of retailer search engine and then shops as normal. The retailer picks up that the customer has come via Topcashback and pays them a commission which in turn is passed onto the consumer. Simple and painless and incredibly welcome in the current climate.
There are a number of companies offering the same service but Topcashback are a personal favourite. They have a wide range of retailers on their books, offer competitive return rates and also offer to match better rates on other sites. Furthermore, they have an excellent customer service that chases up missing commission when it doesn't track automatically via cookies.
All in all I'm delighted to have found the site and can only recommend it most highly.
Is the the best site out there for internet shoppers? Quite possibly yes...
After just just over two years of using the site, one year of using it properly (as in not forgetting to use it before buying) this morning i have just hit the £2000 mark.
The site itself is fairly easy to use with retailers nicely categorized, the breakdown of your purchases and cashback amount is easy to view too. Topcashback.co.uk as the only site that i know of that will actually increase the amount of cashback available through the "top-ups" scheme, this in itself can be quite substantial.
If on the odd occasion that a purchase doesnt track properly, the easy to use and comprehensive enquiry system doesnt usually disappoint, do though be prepared for a wait, dont forget that this is money that you would not normally see again though...
Just one example: every ebay purchase you make you can be eligible to 40% of the cost that the seller of the item has paid to ebay, that in itself can add up quickly sorry, two examples: Who can give up £80 for switching your utilities to EDF? that money would normally go to one of the comparison sites, use topcashback and you effectively making a stance against annoying TV adverts.... "Go Compare......"
If you read this and think you want to sign up why not try this link, http://www.topcashback.co.uk/ref/Phileh it will get me an extra £1 (at time of writing this) something you will be able to do once signed up!!