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Freedom Finance
by MR,LOW
FREEDOMFINANCE COST US £7000 ON PAYING OFF OUR LOAN FROM THEM THE TOOK £7000 ON TOP OF LOAN TO PAY IT OFF IT WAS MENT TO BE THE PPI .ON TRYING TO CLAME IT BACK THROUGH BELMONT A YEAR AND A HALF AFTER WE WENT FOR OUR CLAIM AGAINST FREEDOM HAVR JUST FOUND OUT TODAY IT WAS A COMPANY CALLED KARAKUS WE GOT THE LOAN FROM AND CANT CLAIM OUR PPI ... BACK BECAUSE THERE NOT IN UK.SO READ THE SMALL PRINT FROM FREEDOM FINANCE AS THERE USEING COMPANYS OUT SIDE UK YOU HAVE NO CHANCE OF CLAIMING BACK YOU PPI IF ENYONE KNOWS OF NY WAY YOU CAN GET TO THESE COMPANYS TO CLAIM YOUR PPI BACK LET ME KNOW AS A HAVE HIT A DEAD END AND PLEASE DONT USE BELMONT AS THEY LIED ABOUT THE CLAIM GOING TO THE FINANCIAL OMBASMAN A YEAR AGO AND DONT KEEP YOU INFORMED ABOUT YOUR CLAIM A HAD TO KEEP CALLING THEM FOR UPDATES.SO IF YOU CAN THINK OF A WAY TO GET TO KARACUS IN GIBRALTAR MAIL ME AT k9dwl1966@ntlworld.com THANKS AND BEAWARE OF FREEDOM FINANCE THERE A CON MR.LOW
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Pay Day UK
by dirtybassdj
Payday UK is one of many well known Payday lenders which are advertising on our radio and tv's daily encouraging us all to take out short term loans to cater for our immediate cash needs.
Some people, the clever ones will stay far away from these company's however for those who are really in a bad predicament financially there may ... be no other option to take out such a loan when there are no other options available.
I have previously turned to Payday UK for a £240 loan which was to be paid off on my next paydate, having reviewed the interest charges and being approved instantly I was willing to pay back the total amount plus interest and had convinced myself that for the short duration required the interest was something I would of had to deal with.
The cash was in my account within 3 hours I think at the time, the service in itself was very user friendly and convenient.
My problem only arose when it came to collecting the payment, I was actually paid 2 days late from my employer after the date which I had agreed to pay back the loan, it was at this stage I had been contacted by Payday UK advising that I had defaulted on my payment and that a further £35.00 fee had been added to my account. I now owed £70.00 in interest from my £240 loan which I found to be extorsion.
During the same period I also had other direct debits attached to my bank which had left within a couple of days of this time, this ment that when Payday UK tried to charge my card again it declined. I was then issued another fee of £55.00 bringing my current arrears of interest upto £125 plus my original £240 which I had borrowed.
Eventually I paid the full balance of my account after several very abusive phone calls from Payday UK, all I can say from this experience is be very careful of how much you borrow and when you pay it back. If you don't pay every penny back on the exact date that you specify then you may end up paying half of the loan back in interest like I have.. Avoid at all costs!
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Paydaddy Payday Fast Cash Loans
by olseno
They claim guaranteed approval, which could be correct as I did get rejected at other payday loan providers due to an imperfect credit record - while Paydaddy approved the loan.
It's also not a requirement to have a debit card or current account, so you can pay them off with a savings account.
Customer service is a ... bit slow to respond to questions, but paying out the loan is done within some hours of applying. They actually only guarantee payout within 24 hours. There are loan providers that are quicker to pay, like Wonga - but I didn't get approved.
Paying back on time, I experienced no problems. I have no idea how their service is if I would have failed to pay them back. Some payday loan companies are said to charge high reminder fees, so I didn't want to be paying too late.
Based on my own experience, I have no problem recommending Paydaddy to others.
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