BarclayLoan

Before writing this review I would caution you to really think long and hard before making the decision to take out a loan. However as I had given this quite a bit of thought, I initially went down the route of going to my local bank to find out what they could offer me in terms of the loan amount and most importantly the APR. Now the first thing I had done prior to setting out obtaining a loan was ensuring that my credit rating was in a good state. Having checked out my credit rating and being happy with the state of it, I then made an appointment to see a representative from Barclays. The lady was polite and there were a few initial questions ...  Read the complete review

Please note : I have not released any figures in this review. I took out a Barclay loan a few years ago now when I was in desperate need of cash - very silly thing to do but when your in a situation like that you do things like that! Anyway, when I went to speak someone in the bank about it (would just point out that I bank with Barclays anyway so that is why I took the loan out with them!). Instead of actual good advice, they literally pushed the loan in my face telling me it was the best way to solve my problems and that I should go ahead and do it. Feeling pressured and panicked I signed the form. Three years later I am still paying it ...  Read the complete review

As an established Barclaycard customer, I was regularly receiving invitations from Barclays for an instant loan - no questions asked. As I had quite a few debts here and there with other credit card and store card companies, I decided that taking out a loan would be a good idea - that way I could pay off my debts in a fixed repayment every month. I took a loan out for £4,000 which was enough to pay off my other store cards with a little to spare. I took out the loan for a five year period at £128 per month which meant a total of £7,680 was due to be repaid - not quite sure how that figure came from but it seemed awfully high at the time!! Anyway, 18 months ...  Read the complete review