First National Bank Home Improvement Loan

**1st National Bank plc is now part of G E MONEY** (or Shylocks-R-us) Owned by US General Electric. I took out a home improvement loan to replace windows, doors, roof, etc. over 15 yrs. Insured payment protection. Higher than average interest. You spend the 1st few yrs clearing only the interest off the loan then start to clear the borrowed amount, basically if you find you are in a position to clear your loan early, you'll still have lost thousands in interest. Lost job a couple of yrs later, claimed insurance, they paid up for 1 yr then stopped. It's in the small print that they pay for 12 mths only. Continued unemployment means I've run up a ...  Read the complete review

Two Years ago My girlfriend and I decided tohave a fitted kitchen put in as the old one was falling to peices, So we picked out a kitchen design and fitting company to install our new kitchen. Every thing went great we got the finance the fitting was arranged and away we went, 1 month later we had the kitchen fitters ringing us as they had not yet been paid or the money had not cleared into their account, they wanted to know when they where going to get paid which is quite understandable, however our first payment had been taken out of the bank account so as we had got the finace through the fitting company all we could do was advise them to contact the ...  Read the complete review