Lloyds TSB-loansdirect Reviews
Newest Review: ... taking the loan out for between 12 to 84 months, the longer you take the loan over, the higher the rate. I have usually taken mine out for 60months and the APR the last time I took one was 9.2% which is not bad for a longer term loan, my loan was taken paid off a couple of years ago and so with the recession the rates are probably higher now. The loans direct is done directly using the internet or telephone, it can take about 20 minutes on the telephone to arrange or the same amount of time on the internet, provided you have all the details to hand to varify the details they need, as in places of work etc and postcode of the place of wo... more
Customer Lloyds TSB-loansdirect Reviews (4)
by - written on 07/03/10 (Very useful, 250 readings)
Rating:
Lloyds TSB is a good company that do very quick loans, sometimes on the same day. The rates of the loans are usually higher than some high street companies but the loans are processed faster than most. You have the choice of taking the loan out for between 12 to 84 months, the longer you take the loan over, the higher the rate. I have usually taken mine out for 60months and the APR the last time I took one was 9.2% which is not bad for a longer term loan, my loan was taken paid off a couple of years ago and so with the recession the rates are probably higher now. The loans direct is done directly using the internet or ... Read the complete review
by - written on 20/09/08 (Useful, 703 readings)
Rating:
My nightmare!!! How I wish I never bothered applying for this loan!!! Lloyds TSB are the biggest bunch of arseholes I've ever had the misfortune of dealing with. I tried 3 times to get some breathing space and ask them to lower my loan payments as I was struggling with the payments (mind you this was the actual bank I was dealing with) but was told no on 2 occasions and given hardly any help whatsoever on the 3rd occasion. After going on a debt management plan since Lloyds TSB couldn't help me (or rather couldn't be bothered) this bunch of twats decided to keep harassing me as they weren't getting what they wanted. They did ... Read the complete review
by - written on 21/06/08
Rating:
I,m a bit concerned. I was told that I could pay back my arranged £20000 loan over 4 years early with no penalty, it may not be so. Anyone know?
by - written on 24/06/02, updated on 20/09/04 (Very useful, 4666 readings)
Rating:
Last year I got 2 loans from Lloyds TSB’s Loans Direct one for £1000 and one for £3000. How I wish I had never bothered in the first place. The company has no sense of customer service as they ignore complaints or take too long to sort them out. I applied for these loans last year via their web site. The website suggests that it should only take 48hours for a decision of conformation. I sat and waited for 2 weeks and still no conformation on whether or not my first loan had been accepted. I decided to telephone the company and they confirmed that I had been successful with my application. No apologies or real explanations to why it had taken so long for them to ... Read the complete review
