Newest Review: ... term quick cash loans upto £750. I was a little short on my rent this month due to an unexpected dentists bill, so i had to top up my mo... more
Other Personal Loans
Member Name: fiona2105
Other Personal Loans
Please stay well clear of PROVIDENT loans. I was a single mum and first took one out when my first daughter was a couple of months old. I thought it was an ok idea as I could pay it back weekly with someone coming round to my door to collect money. This was fine to begin with until they decided they wanted me to take more. One point I had the manager round to get me to take one and they put so much pressure on you that you cave in eventually. All you see is the big wad of cash they are offering and you just think of everything you can do with it. The repayments got a bit much for me but I carried on as best I could and then they just stopped coming to my door. I got a couple of letters saying that they could never get me but I phoned and said I am usually in. Yet when the manager came round he always got me! Don't think the agent could care less.
A year later I moved house and had actually completely forgotten my loan which I had to repay. By this time I was living with my partner and was 7 months pregnant. The hassle really started, I received a letter sting I owed them a lot more than I actually did but I couldn't remember the figures. I phoned them and they were awful, calling me a liar, trying to put pressure on to me so they thought I would admit to that much debt. I was in tears so many times and the stress did me no good. They claimed that they had taped phonecalls admitting that I had that much debt but when I said I wanted a copy they refused. I phoned back the next day to speak to someone to get a copy and they said they didn't record calls.
In the end I got advice from a debt company and sent them a recorded letter asking for a statement proving that I owed them that much and copies of the statement which I signed. Have they ever been back in touch? Of course they haven't!
They are a bunch of cowards at the end of the day and preying on the most vulnerable!
Summary: Really awful please stay clear