Yes Car Credit -No thanks (Other Personal Loans)

Member Name: pingcuter

Product:	Other Personal Loans
Date:	28/07/02 (1298 review reads)
Rating:

Advantages: coffee

Disadvantages: Hard sell, shabby cars, VERY expensive

I went to Yes Car Credit today! At first they were charming, offering drink and a place to sit and chat in comfort.

All this was just lulling me into a false sense of security. They took away all my documents (licence and credit cards included), and went to check my credit. They came back, without the documents announcing I could afford almost any car in the place. I asked the price of certain models and was told there was no standard price, then they waffled on in a way I couldn't understand about laying out £200 per month for 4 years to get a lovely car. I said no. They asked why and I said £200 per month was way too much as I was putting a deposit of £2000 down. They went away and came back and showed me 3 very shoddy cars that were in the £100 a month price range. I said no. Still my documents had not re-appeared. A woman came in and started on the hard sell. I felt as though she was an ex double glazing or time share seller. I stuck to my guns and pointed out that with an APR of 19.9%, and repayments of £100 per month and my deposit the car would be nearly £7000 for a 4 year old used one which I could get new for less. The woman then accused me of not wanting a car. To which I replied that I did and would be going to a showroom down the road. I insisted on getting my documents back. Funny how the caring attitude changed when they realised they weren't getting my money.

I went down the road got a car a bit older for just £2995 in lovely condition. Not as new as I wanted, but better than the shonky ones I had been shown.

Don't believe the hype they do not just want to give you a car where the payments are suitable for you, they have to be suitable for them!

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