“ Comapny: Paydaddy Ltd - Short term loans with no direct debit or documents required. „
There are few major factors to consider in the payday loan as it has many catch. But most of the times, we forget them after seeing the lucrative offers of instant cash, fast loan, etc. Few sites even share half messages which results as heavy interest rate, etc. I have been such a victim once and so I will never like anyone else to repeat the same mistake as it really hurts when you pay high amount for low amount of loan. On the other hand, there are many such sites too that has really good APR and they also share full information too like the penalties, the APR calculation chart, the total time, any hidden charges you might have to pay in any condition, etc.http://www.kwikpayday.co.uk
They claim guaranteed approval, which could be correct as I did get rejected at other payday loan providers due to an imperfect credit record - while Paydaddy approved the loan.
It's also not a requirement to have a debit card or current account, so you can pay them off with a savings account.
Customer service is a bit slow to respond to questions, but paying out the loan is done within some hours of applying. They actually only guarantee payout within 24 hours. There are loan providers that are quicker to pay, like Wonga - but I didn't get approved.
Paying back on time, I experienced no problems. I have no idea how their service is if I would have failed to pay them back. Some payday loan companies are said to charge high reminder fees, so I didn't want to be paying too late.
Based on my own experience, I have no problem recommending Paydaddy to others.