Provident Personal Credit

After facing needing some money for my brothers wedding, and being turned down by my bank and an extension on my credit card i had two options, don't go to his wedding, or get a provident loan. After applying online (this is where they do your credit check) an agent called me within a couple of hours, and we arranged a meeting on the next monday. My agent came round, discussed the loan amount, the loan term, and the interest, and asked me to sign a couple of forms. She said she'll be round with the cash in 2 days and she was. I've had this loan for around 6 months now, and I actually like my agent. She's friendly, reliable chatty and always thanks me for paying on time, ...  Read the complete review

We have come into a bit of a monetary issue, we need a car desperately, just a little old banger really, but at the minute we have no money to get one, even if it's only for a couple of hundred pound, but we can't get credit, and wouldn't ever get credit on a car again after the problems it caused last time, and the huge cost of just the interest on it (tell me when a car is worth £3500, why we were paying 150% interest on that and paying £9000...this is for a 3 year old Ford Fiesta, bog standard!). So, we were looking at a loan, but as I don't work, and my husbands credit history is well...better left to the imagination shall we say, we were finding it very difficult to ...  Read the complete review

Ive been a Provident customer for around 3 Years now. Had both of their offerings, cash and voucher. They do offer a Credit Card also, but Ive never tried for it. So, the Vouchers. Spendable at some of the biggest names on the street. HMV, Farmfoods, Argos, Comet... many, many places, and a full list available from their website. Sadly, no places that sell beer. Hehe. The repayment on the vouchers are a lot cheaper than the cash. For £50 of vouchers, over 25 weeks. You pay 50% of the amount you got from them as interest. So, if you took £50 Vouchers, youd pay £75 (50% of £50 = £25) and if you took £100, youd pay £150, and so on. The 25 ...  Read the complete review

Provident Personal Credit is a company that offers people small, unsecured loans from as little as £50 up to £500. After you have received the loan, they issue you with a payment card and you pay it back on a weekly basis, where by you have a collector come to your home. Generally people with bad credit, unemployed and low income families use this company, basically people who can not get credit else where. You can choose to take vouchers instead of money, and you can use the vouchers in many well known high street stores, if you accept the vouchers then you pay slightly less interest. It may all seem above board, although the interest rates are ...  Read the complete review

we have used provident a few times in the past years. they are great for emergancies as they provide the cash really quickly. we have requested a loan and then have had it delivered a few hours later. the interest is high but that is to be expected with this type of loan. for example, if you get a loan for £300 then with 56 weekly payments of £9, the total amount you would pay back is £504 but if you pay more money each week than you have to, the interest amount goes down. provident provide cash loans and vouchers. we have used both. the vouchers have a lower interest rate and again, are usually delivered really quickly. they can be used in a wide range of shops ...  Read the complete review