Provident Personal Credit Reviews

After facing needing some money for my brothers wedding, and being turned down by my bank and an extension on my credit card i had two options, don't go to his wedding, or get a provident loan. After applying online (this is where they do your credit check) an agent called me within a couple of hours, and we arranged a meeting on the next monday. ...  Read the complete review

We have come into a bit of a monetary issue, we need a car desperately, just a little old banger really, but at the minute we have no money to get one, even if it's only for a couple of hundred pound, but we can't get credit, and wouldn't ever get credit on a car again after the problems it caused last time, and the huge cost of just the interest ...  Read the complete review

Ive been a Provident customer for around 3 Years now. Had both of their offerings, cash and voucher. They do offer a Credit Card also, but Ive never tried for it. So, the Vouchers. Spendable at some of the biggest names on the street. HMV, Farmfoods, Argos, Comet... many, many places, and a full list available from their ...  Read the complete review

Provident Personal Credit is a company that offers people small, unsecured loans from as little as £50 up to £500. After you have received the loan, they issue you with a payment card and you pay it back on a weekly basis, where by you have a collector come to your home. Generally people with bad credit, unemployed and low income ...  Read the complete review

we have used provident a few times in the past years. they are great for emergancies as they provide the cash really quickly. we have requested a loan and then have had it delivered a few hours later. the interest is high but that is to be expected with this type of loan. for example, if you get a loan for £300 then with 56 weekly payments of £9, ...  Read the complete review

*i think provident has been fantastic :O)
also you can avoid lot of the cost of the really high apr by simply paying over your minimum payment.ive had two loans & about to have my third.for e.g i took 1000 i overpayed the 30.00 week minimum payment & now im nearly paid off 2 months instead of a year avoiding nearly 500 pounds of interest.Since i had my son 4 4yrs what with minimum wage & bills.never be able to afford or get loan elsewhere for an operation i need.but theyve helped me so much***id recommend them :O) esp in dorset area ~++:O) i couldnt of learn to drive without my loan from provident.or boughtmy son new bed etc.Long as u budget your payment its good!

Provident Personal Credit is part of Provident Financial PLC, which also operates Greenwood Personal Credit and Vanquis. Now if you're familiar with any of these companies, the alarm bells have probably already started ringing. Provident specializes in Home Collected Credit and has an estimated 60% of the HCC market. According to ...  Read the complete review