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Royal Bank of ScotlandNewest Review: ... given a £1000 credit card. Even though the amount was twice as much as my card he only had to pay £5 more a month than me. I approached the bank and asked if my card could have the limit raised and I would use the extra money to pay off my overdraft. Sounds stupid to take more money out to pay something and be left with a bigger bill, but the overdraft department were constantly phoning and writing and I was fed up of stressing about it. Eventually the bank replied and said I had been turned down. This was because they thought I couldn't afford an extra £5 a month. Now I wasn't very well off I admit, but I could still afford £5. ... more |
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by RD - written on 22/05/07
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I have been trying to open an account with RBS and they had problem with name change documents, being inefficient, loosing documents, forgetting to say I need to bring another documents and making to visit the branch again and again. The whole process took about 3 months with no outcome so far.
by - written on 04/04/03
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Royal Bank of Scotland - Advantages: Difficult to comment, My branch were generally helpful - Disadvantages: Poor attention to Detail, Internet set that allows five minute slot unless kept active, Service does not mean service
by - written on 08/08/02 (Useful, 561 readings)
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I unfortunatly took out a loan from this bank in March 2001. I would love to say it was a good idea, but that's not true - one of the worst mistakes of my life is a phrase that springs to mind. I was a student at the time and had a £500 credit card and £400 overdraft. As far as i'm aware this amount of debt is nothing unusual for a student. However the bank would often send me letters asking when I could make payments to reduce my overdraft, and when I explained that they knew I was a student, student loans aren't exactly much and I wasn't in a position to really make any repayments this was always met with a sigh. A few weeks ... Read the complete review
by - written on 16/06/02 (Very useful, 808 readings)
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I had a business bank account with a well known high street bank for twelve years, but due to them piling on the huge bank charges I decided to move to another bank. I looked around and decided on The Royal Bank of Scotland because they were offering free banking for the first year even though I was not a new business, this would save me quite a lot of money over the year. I phoned my local branch in Barrow in Furness Cumbria and asked for an appointment with their business manager, I was told that he would telephone me to arrange a convenient time, and he did just that within ten minutes. I was quite impressed with that because it is not very often ... Read the complete review
by - written on 19/08/00 (Somewhat useful, 145 readings)
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As an RBS customer they were the first place I went for a loan. They have a really easy site it is full interactive and they give you an in principal decision there and then. The forms are really easy to complete. They want to know all the usual stuff about you, your job and financial commitments. I didn’t go with them in the end as I got a better deal. This site is well worth a look, and the bonus is you don’t need to be a customer to get a loan online. ... Read the complete review
Royal Bank of Scotland : Manners cost Nothing!from rosiesmum
16/06/2002
from neo_one
19/08/2000

