Yes or No Cacr Credit (Yes Car Credit)

Member Name: Rossino

Product:	Yes Car Credit
Date:	20/09/05 (509 review reads)
Rating:

Advantages: A better car for people with poor credit.

Disadvantages: Like most poor credit deals its a rip off.

The problem with all companies that deal with poor credit loans , hp is that you are backed into a corner and the irony is people in debt have to pay more that people with good credit ( putting you more in debt ). Yes car credit are no different to any other car dealer across the country. The difference is you pay more because of the extra risk and because they know that there is little choice out there for people in debt they can offer you an outragest deal and you will take it (if you are desperate for a car and you need to get to work and keep in work to pay your debts).

It is more noticebale with Yes car credit that extra costs appear that are not on the adverts but is that not the same when you take up a normal credit deal with other car dealers its just not as steep. Obviously being in bad debt you wondering why other companies say NO , NO all the time and these say Yes and this is why you listen out more for the catch. Other companies also have hidden costs , insurance etc but maybe people are not as conscious of this when listening to their sales person.

Yes car credit are obviously running a set system when you arrive at one of their sites. People up and down the country are describing the same procedure on arrival.

Firstly the advert shows brand new , shiny cars. When you get to the site this is not the case. The first lot of cars they say are in your price range are awful. They thendon't want you to leave so after another twenty minutes of leaving you standing around state they have negotiated a deal and they can now let you look at another set of cars by this time your monthly repayment figure has now increased but you are so put off by the first set of cars your willing to let that slide.

The salesroom layout is clever too. There is an entrance but no visable exit. Once you are in , you are in , not even any windows in the Warrington branch just like one big warehouse , i don't know if that is the same set up nationwide. You are met by different people at set periods making sure you are there for a set time , ensuring that you get fed up , tired and then you are not taking everything in as you should. Remember they have already got you going before you arrive by the advert and the pack they send out and by this time, being in bad credit you cannot believe that you are on your way to an affordable new car. So by the time you have travelled to the Yes Car credit site and they are delaying , delaying you are at a vunerable state you have built yourself up to getting a new car ( one like on the advert) but at the same time you are getting bored , fed up with waiting around in the frame of mind to agree to a deal you probably can't afford but you want to get home with a decent car , not any of the run down ones you are shown at first.

Somewhere behind Yes cars logic , planning and customer care they are using a system to clinch a deal that normally would be laughed at but people in bad credit are easy targets.Yes it is a complete scam but unfortunetly they are one of the only companies that people can turn to with bad credit and get a better car , not a much better car though.

Summary: They will always get customers due to the amount of people in debt. A complete scam though.