General Comments in general Reviews

While I agree with consumer groups and government lobby groups that the financial services industry needs to learn a few lessons about responsible lending, I would suggest that, ultimately, it is still the consumer who has to sign on the dotted line whenever he( not being sexist!!) wants to borrow money. In essence, let us think about not onlyu ...  Read the complete review

Currently, eight million homeowners have mortgages that depend on an Endowment Policy to pay off their loan. But Insurance Companies now reckon that up to five million of these policies might not grow enough to clear the mortgage after 25 years. In my opinion, if that is what the Insurance Companies reckon, then I conclude that the true ...  Read the complete review

Remortgages Remortgaging is the concept of moving your mortgage from one lender to another, without moving house. There can be a range of reasons for remortgaging. The most common reason is simply to switch to a more competitive rate. The majority of lenders will offer incentives and discounts to tempt you to ...  Read the complete review

After the recent publicity there has been regarding Endowment Policies linked to Mortgages, I decided to look further into the matter, although us holders of this type of policy were told not to panic. I kept thinking that I did not want to still have a mortgage during my retirement years and the information I had been fed was not conclusive. ...  Read the complete review