Kensington Mortgage Company

We thought we had no choose but to go to Kensington; advice we took from a mortgage broker in 2006. Since then we found out that Halifax would have given us a self cert mortgage at the time. Now we are caught with Kensington as the credit crunch makes it impossible for anyone to self cert. We did not have a bad credit history but we could not prove our income. Recently my husband due to illness has retired and we had a back payment from D.W.P but in their wisdom they sent it to Kensington to take the arreas and refund us the difference. Simple we thought. But one month on we have had nothing but lies and deception from Kensington as they keep our ...  Read the complete review

in four years my mortgage with kensington has increased from 400 to 830. they are unhelpful in every way, charge 50 arrears management fee which is added to the mortgage balance. our interest rate is 12%!! we have 1500 a month more going out than we have coming in and i think our only option will be to sell. also have second mortgage with london mortgage company. just as bad as kmc. no communication between depts. will be glad to just sell up and rent to get these companies off our back. we are borrowing every month to pay the mortgages and given my time over i would never have gone to either of these companies. please, please, if you're desperate to get out of your old ...  Read the complete review

kensington mortgages are a lender i am really wary about, they kept putting my mortgage payment up frequently, it started as 1572 and had gone up in 2 years to 2560 per month, they were unhelpful and evicted me 3 days after i come out of hospital following major surgery, claiming that i havent been in hospital though i sent them proof. they sold the property at the lowest price hitting me with a shortfall of 44000. they have also registered the shortfall with experian as a default, entering the monthly figure as 3658 over 300 months.when they repossessed it was the second attempt they made originally i was told that if i paid £3900 they would cancel the eviction which i ...  Read the complete review

this mortgage has been nothing but trouble you can,t resolve any issues with them if you get in arrears due to there extortionate high interset, they refuse to help you or come to an agreement ,just want you in court and evicted ,luckily i bought my account up to date just in time, i,m going to try and swap again but its just more expense, please think before using this company they are only after your ...  Read the complete review

Kensngton Mortgages are a truly last option, & it may be better to sell rather than use them. Their rates for the first year are ok, high, but not too high, but in year two watch out for increases of 3/4%. My mortgage went from approximately £1200 per month to £1980 per month AND I have just been told there is a further 'interest rate rise' (one of several over the last year) because of Bank of England interest rate rises. Which given that the Bank of England interest rate has remained the same for the last year is most interesting. I would absolutely not recommend them, in my opinion they are little more than sharks preying on the ...  Read the complete review