by tiktak - written on 08/08/12
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They have confirmed on the telephone about a week ago that they are not lending any money at the moment to anyone....! ?
by worried - written on 16/02/12
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hi, am currently in process of trying to begin a mortgage with kensington have just read these reviews and am now very worried....... has anyone used them recently and have anything positive to say??????
by - written on 12/07/10
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I had a mortgage with KM and I lost my home. They overcharged. They fiddled figures. They sent out letters with differing amounts so I was totally confused. They lied about calls. They tricked me into owing 3 months mortgage by shuffling between capital repayment changing to interest only so they could bulldoze me to the courtroom. They pay judges to rule on reposession orders. They took no notice of the CAB who tried to help me. My mortgage was 37 thousand and I ended up paying them 45 thousand in the end. DO NOT TAKE A MORTGAGE OUT WITH THESE PEOPLE. I am now going to take steps to get back some of the outrageous charges and fiddled figures they slapped on my account. This company destroyed my life took my home and left me destitute.
by smith - written on 11/07/10
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Hi i curently ave a mortgage with kensington i got into arrears about a year ago due to loss of income i explianed my situation to them but they was not intrested so i went to my local mp who help me a great deal,having done this i was able to come to an arrangement of a lower payment plus the dwp payment has well i paid the payment ... Read the complete review
by stuy - written on 20/06/10
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our mortgage has been hell, they changed our repaymnt mortgage to an interest with no warning, we got into arrears with recession they send out expense form work out what to pay back which to them you should have nil left each month, we pay at bank cash to there account on the 30th or 1st when it should be in and then you get 50.00 late charge ? they say they have called us and spoken to some one and they havnt so who they speak to is a mystery as i got them to tell us our number and they have the right number strange again.one office in yorkshire tells us one thing and there special team in reading tell us another so who do you trust.....
by - written on 18/11/08 (Very useful, 407 readings)
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We thought we had no choose but to go to Kensington; advice we took from a mortgage broker in 2006. Since then we found out that Halifax would have given us a self cert mortgage at the time. Now we are caught with Kensington as the credit crunch makes it impossible for anyone to self cert. We did not have a bad credit history ... Read the complete review
by sheila - written on 30/05/08
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in four years my mortgage with kensington has increased from 400 to 830. they are unhelpful in every way, charge 50 arrears management fee which is added to the mortgage balance. our interest rate is 12%!! we have 1500 a month more going out than we have coming in and i think our only option will be to sell. also have second mortgage ... Read the complete review
by bhabbi - written on 21/05/07
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kensington mortgages are a lender i am really wary about, they kept putting my mortgage payment up frequently, it started as 1572 and had gone up in 2 years to 2560 per month, they were unhelpful and evicted me 3 days after i come out of hospital following major surgery, claiming that i havent been in hospital though i sent them proof. ... Read the complete review
by karen - written on 25/01/07
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this mortgage has been nothing but trouble you can,t resolve any issues with them if you get in arrears due to there extortionate high interset, they refuse to help you or come to an agreement ,just want you in court and evicted ,luckily i bought my account up to date just in time, i,m going to try and swap again but its just more ... Read the complete review
by - written on 04/08/05 (Somewhat useful, 971 readings)
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Kensngton Mortgages are a truly last option, & it may be better to sell rather than use them. Their rates for the first year are ok, high, but not too high, but in year two watch out for increases of 3/4%. My mortgage went from approximately £1200 per month to £1980 per month AND I have just been told there is a further ... Read the complete review
by - written on 09/08/00, updated on 06/01/05 (Very useful, 1819 readings)
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This is one lender that I would be very cautious to recommend to anyone. They are a specialist lender to people who would find it difficult to get mortgages elsewhere. In other words they are a high risk lender, lending to borrowers with less than perfect credit histories. The problem with this is that where a lender takes a ... Read the complete review
