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hi there here are some basics to work out a cost without vat divide the amount by 47 then times by 40 for example £125 divided by 47 = 2.66 2.66 times by 40 = £106.38 excl vat To calculate kph(kilometers per hour) to mph(miles per hour) simple divide the kph by 8 then times 5 for example 50kph to mph 50 divide by 8 = 6.25 6.25 times 5 = 31.25 mph to get mph to kph just simply divide the amount by 5 then times by 8. hope you found useful to know - very easy to remember- this would help the kids at ...  Read the complete review

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For all you First Time Buyers looking for that special deal, beware of the term 'Agreement in Principle' or 'The Promise' as some lenders term it. This is especially important if you are enquiring around Estate Agency Mortgage Advisers. The term Agreement in Principle means that a lender is willing to lend you the mortgage you are after once they have checked your credit history out through a credit reference agency either Experian or Equifax. When they do this they leave a footprint on your credit history to say they have been there, it does not state why though. Imagine that you have been around 5 or 6 lenders and you have ...  Read the complete review

Mortgage providers operate in a very competitive market, a variety of deals are always on offer so it's very worthwhile to shop around. I took out a cashback mortgage 5 years ago which gave a competitive interest rate together with £2500 back on completion. With the redemption penalties due to end this month I will be free to transfer to another lender. The financial search on Lineone.net is an excellant way of tracking down the most competitive loan. Simply type in your house value, loan and salary. Then choose either repayment or interest only followed by the choice of deal, eg. variable, discount, cashback etc. This will then list the best deals ...  Read the complete review