Zopa is the online marketplace where people meet to lend and borrow money. The easiest way to describe it is like eBay for money - lenders lend money, borrowers borrow money, and by cutting out the banks, everyone gets a better deal. If you're looking for a loan at the mo', you'll get a competitive rate and Zopa don't have any sneaky fees or penalties if you want to repay early. Plus, you get that warm feeling inside, knowing that your repayments are helping real people rather than the fat cats. Or, if you've got some spare cash and fancy making a return, why not try lending at Zopa? Zopa credit-score and risk assess every borrower, you can lend ...  Read the complete review

Zopa is the online marketplace where people meet to lend and borrow money. The easiest way to describe it is like eBay for money - lenders lend money, borrowers borrow money, and by cutting out the banks, everyone gets a better deal.If you're looking for a loan at the mo', you'll get a competitive rate and Zopa don't have any sneaky fees or penalties if you want to repay early. Plus, you get that warm feeling inside, knowing that your repayments are helping real people rather than the fat cats.Or, if you've got some spare cash and fancy making a return, why not try lending at Zopa? Zopa credit-score and risk assess every borrower, you can lend each borrower as little as 10 pounds to minimise risk and all payments are collected on your behalf.***Click the link below to join, now!***http://www.zopa.com/member/djsl82

We took out a Current Account Mortgage with the Royal Bank of Scotland three years ago. Our mortgage until then for £120,000 was with Nat West, and was due to run until 2017. With the Current Account Mortgage, instead of having separt bank, mortgage and savings accounts, the whole lot is lumped together so that you (simply!) have an overdraft. To start with it looks a bit frightening when you see your bank statements, as it doesn't look that nice to have a six figure overdraft. But as soon as your pay goes in, down the overdraft goes. As the amount of interest you pay is calculated daily, then you soon start to get ahead of a normal mortgage. And if you have any ...  Read the complete review

I am a first time buyer, and I bought my house before i really thought about who to get a mortgage from. I spent a lot of time researching mortgages, and found Alliance and Leicester to be among the top 3 places for a mortgage i could find. In my opinion, theye were a good option for me. The fixed rate mortgage i got was a good rate at the time, and the situation I was in, I needed an offer quickly. This is what happened with A&L. My tip would be to find the best offer you can, and see a financial advisor who doesn't charge a consultation fee, and let them know. Then, they will looka at similar products and tell you which is best for you. There is mutual ...  Read the complete review

When we moved home the first time I just carried on my existing mortgage and increased the amount. Simple. When we moved again, the mortgage providers (Natwest) were very non co-operative, especially when we ran into problems with the purchase and it meant we would've needed a bridge over loan. Instead we redeemed the mortgage, which cost us a lot of money, but it was the best decision we ever made. We applied for a mortgage with Rugby & Hinkley Building Society. No arrangement fee, no valuation fee, a flexible variable rate mortgage. The interest rate was superb and the mortgage is still in the best buys of the financial press months later. I think it is ...  Read the complete review