Living in London I'm sure you all appreciate how things are with house prices. Obviously Its hard to get on the market. While looking around at various options I stumbled across the fact the RBS have some slightly different products to most banks which really helped me. The first discovery which made me think I could finally get a foot on the ladder was the discovery that they will now offer 5xSalary as maximum lending. Most banks are only 3.5 or so. Apparently this only applies to certain professions though like doctors, lawyers, accountants etc. Otherwise its the usual 3.75. So I can borrow enough now to get me on the market so went for a quote ...  Read the complete review

My partner and I are just taking our first step in the property game, purchasing a 2 bedroom flat in outer London. We decided to seek the assistance of an Independent Financial Advisor to help us organise our mortgage etc, as we had no idea ourselves what was involved. This was a good choice, for more than just that reason. I have only been in England for 2 years, and though I have a good income and no debts or bad credit incidences, financial institutions are still woe to trust me. We also wanted a 100% mortgage, so we could use our saved money to purchase everything you need (god there is a lot!) and to pay the legal and other fees. I will firstly ...  Read the complete review