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Standard Life Bank
Newest Review: ... go down if the Halifax, Abbey National, C&G and standard life banks variable rates average less than my capped rate. The only problem is that the Halifax and C&G keep their variable rates at above twice the BoE base rate. The average of these rates is 6.56% with the base rate at 4.5%. The bank of england would need to reduce rate by a further 0.5% for mwe to see my rate come down and even then it will only reduce by a few basis points. On the other hand I can rest assured that my mortgage will never go higher than the 6.25% I currently pay which gives me and my young family lots of security. My mortgage payments are less than a third of my ... more |
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by RobDickson - written on 28/08/02
Rating:
They still insist on sending me statements even thought I closed the account a year ago. - Advantages: Simple website, Basic products - Disadvantages: Response to questions, Not flexible
by Davedin - written on 10/04/02
Rating:
Much better than previous experience with the Halifax. - Advantages: Good, well organised, Flexible, Do what they say - Disadvantages: None
Standard Life Bank: 'Future Perfect' is not so perfect (408 words)
by stevenjw - written on 22/10/01 (Very useful, 789 readings)
Rating:
The mortgage on my previous house was with the Halifax and thought I had a good deal with my 10.35% rate fixed for five years. Subsequently the mortgage rates went down drastically and I could not afford the redemption penalties leaving me stuck on this rate from 1991-95. When I bought my current house I thought I had found the mortgage deal of a life time with the Future Perfect mortgage, the mortgage is capped at 6.25% for 25Yrs meaning I will never pay more than 6.25%. There is a possibility that the rate will go down if the Halifax, Abbey National, C&G and standard life banks variable rates average less than my capped rate. The only problem is that the ...
Standard Life Bank : Standard Life Mortgage - Above Standard Mortgagefrom megaroons
25/05/2001
Standard Life Bank : Flexibility and then some .....from Macliam
05/04/2001
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