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Virgin One 

Newest Review: ... the interest. We pay the minimum payment off each month, and only pay the full balance when the 0% period ends!to avoid paying any inte... more

Reviews - 12 reviews are available from the dooyooCommunity

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colcaz
Premium Review Virgin One: one account, a great account (148 words)
by colcaz - written on 29.01.07 (Somewhat useful, 2149 readings)
Rating:

We have had a virgin one account for about two years now, although it is all your accounts rolled in to one you can seperate them by creating pots{ of which we have many of}This seperates what you owe and what you actually have to spend, thus avoiding overspending what you dont really have. We are hoping to clear our mortgage in eight years! ...

Edward
I make bad deals all day... for the other guy. (131 words)
by Edward - written on 29.01.07
Rating:

It's simple logic as I see it... The Virgin One account is great for "The Bank" and not so great for "The Borrower"...on average. Any Bank or lender trying to sell you something that they claim will save 8/10 homeowners thousands in interest costs is definitely offset by a statistical probability that the bank will ...

neuromancer
Premium Review Virgin One: Great when times are good but beware... (620 words)
by neuromancer - written on 24.08.05 (Very useful, 4001 readings)
Rating:

All the good things written about the Virgin One Account seem to be true. It's a great way to pay off your borrowing early and can save a significant amount in interest payments. Great. Notice that I used the term 'borrowing'? This is important. The One Account is exactly that: an account. The term 'mortgage' is used in their ...

petercaulf
Premium Review Virgin on tearing my hair out! (591 words)
by petercaulf - written on 01.09.03 (Useful, 3436 readings)
Rating:

I have been with Virgin One for two years now and without doubt the only advantage is the huge saving I make in interest owed. Setting it up is fairly painless but you will need to take out life cover to protect the amount owed. I’m sure you all know the principal by now, but in case you’ve just arrived on the last ...

Daisy
Premium Review Virgin One: It's great with a Virgin ! (account of course!) (582 words)
by Daisy - written on 02.01.02 (Very useful, 3933 readings)
Rating:

Just over a year ago we were considering changing our mortgage to get a better deal I was intrigued by Virgin One?s advertising and decided to contact them. They claim that eight out of ten people would save thousand of pounds with this account. Obviously with a claim like this I had to find out more. I initially contacted them by phone ...

indychick_uk
Premium Review All banks are not the same (847 words)
by indychick_uk - written on 30.10.01 (Very useful, 2324 readings)
Rating:

Until recently I had a very low opinion of banks. I hated them in fact. Bunch of bankers. My opinion had been soured by years of bad service and downright incompetence at the hands of two of the biggest high street banks, NatWest and Royal Bank of Scotland. Then, last summer, a friend suggested that I should get a Virgin One ...

xcom
Premium Review Virgin One: The best money saving idea since ... sliced bread?? (527 words)
by xcom - written on 02.06.01 (Very useful, 2260 readings)
Rating:

This has to be one of the greatest finds of the 20th Century (I found it in 1999 before you start arguing!!). The history - at 25 I decided to buy a flat in sunny Worcester. The flat cost £51,000 and I needed a mortgage of £40,000. Having gone through the estate agent I was buying from to find a mortgage I eventually ended up with a ...

matwood
Premium Review Virgin Right One (128 words)
by matwood - written on 06.05.01 (Somewhat useful, 746 readings)
Rating:

I moved to this account last year after learning that the lousy endowment mortgage I had with the Abbey National was going to leave me out of pocket. It was easily the best financial decision I have ever made. The application process was quick and easy, the whole thing taking less than two weeks from start to finish. The on-line banking is superb, ...

Caroline+R
Premium Review Virgin One: Nice one, Richard! (303 words)
by Caroline R - written on 11.10.00 (Very useful, 1381 readings)
Rating:

The has to be the future of mortgages. My husband and I (Sorry to sound like the Queen) are fairly normal(?) people with average salaries - and we have a very real chance of paying off the mortgage within ten years. The Virgin One account works as a bank account into which you have to pay all your salary. If, for example, you wanted to ...

pebbles
Premium Review Get Rich Quicker (243 words)
by pebbles - written on 25.09.00 (Useful, 989 readings)
Rating:

This has got to be the best system ever! I have had bank accounts and mortgages for 15 years and it has always felt like an uphill struggle. If you are good with money and discplined about saving then this definately the account for you. You earn more by putting your savings into this account than you would any other high street bank or building ...

Sausage
Premium Review Virgin One: Virgin one saves us money (254 words)
by Sausage - written on 14.09.00 (Useful, 873 readings)
Rating:

This is a very good mortgage company to use. The basic idea is that you have one account for all your finances. This means any money you have saved comes off your mortgage and as soon as your wages come in it also comes off your mortgage. You can therefore pay off your mortgage more quickly than you would normally without having to give notice or ...

JonRose
Premium Review Good Honest Service (380 words)
by JonRose - written on 11.08.00 (Very useful, 1014 readings)
Rating:

Virgin one does offer an excellent account that pools all of your resources into one pot and allows you to save loads of money off interst on your mortgage. The way it works is you basically have one overdraft facility which is the value of your mortgage. Then any savings and money paid off your mortgate, salary etc all get paid into ...

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