Cheap insurer (Admiral Car Insurance)

Member Name: kei102

Product:	Admiral Car Insurance
Date:	05/11/09 (45 review reads)
Rating:

Advantages: Cheaper than most competitors

Disadvantages: 10month bonus acclerator can be a catch

I have noticed there are mixed opinions on Admiral car insurance. This is my view of the company and service provided from them. The main reason I chose Admiral was that they were the only company that offered the cover I need for my car at the most competitive price in the market. (I used price comparison websites, brokers etc.)

The online quoter is straight forward to use and quick. It'll store your previous 5 quotes with individual reference numbers for when you call up the company to confirm the quotes at the price stated. I had no problems in doing so. I was greeted by friendly staff on the phone which made the process more enjoyable.

Just make sure you know exactly what kind of cover you need before calling as they WILL try to sell you things you wouldn't otherwise consider, or could get elsewhere for cheaper. The two times I called Admiral, they tried to sell me breakdown cover - which I didn't buy as I don't need it.

Another word of warning is their bonus accelerator plan. The idea is that you buy 10months worth of insurance and you'll get 1 year's NCB. The catch is that the 1 year NCB will only be valid with Admiral when you renew the policy and isn't transferable to other insurers (you'd be lucky to find another one that'll take the 10months as 1 year's NCB). SO, even if it's slightly more expensive - always buy the 12months policy!

Overall, it's a cheap insurer for young drivers and with the multicar discount, you can push down your premium further. Recommended.

Summary: Highly recommend this insurer if you're a young driver and there's more than one car in the family