General Comments

Is car insurance fair? I don't think so after my recent experience. After being rear ended twice in two months by 2 careless drivers, i am the one left out of pocket once again. My first unfortunate incident was in a queue of traffic where everyone was stationary in front and behind when all of a sudden the driver behind decided he wanted to go through me even though i hadn't moved and neither had the other 15 cars in front of me! The second was a driver on a motorway who decided to change lanes and not paying attention to the slowing traffic ahead slammed into the back of my 6 week old bumper! Neither accident i am sure you would agree was my fault. The ...

Being a relatively new driver, I feel that I should do an opinion on the money eater that is car insurance. Ok, most of you people reading this are probably seasoned drivers, and have a relatively low premium, but not me, you see I've only been driving for a year and a bit, and so my premium is SKY HIGH. Like I said, insurance is a real money eater, a money sponge is you will. I do understand that people my age are considered to be dangerous drivers, or 'boy racers', and I do understand because you see them everywhere, flying along at 70mph on a 30 road. This makes me so mad, those kinds of people mean that I have to pay more, I hate having to pay ...

I am not too sure what Insurance premium costs are like in the UK - but here in the Republic of Ireland they are absolutely ridiculous. However, it is not so much the massive price we have to pay that bothers me, it is that my girlfriend's premium is half what I pay. Let me make it clear that we are the same age. We both have full driving licenses. I have one year more driving experience than she does. Yet, my insurance costs 100% more. Can this possibly be fair I ask ? Ok you may argue that women are better drivers - i don't see many women in the F1 or WRC championships ?? I know that my premium is based on the fact that there is a large ...