Confused.com - it's true: you won't be! (Motor Insurance - Comments & Tips)

Name: dmandrew

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Product:	Motor Insurance - Comments & Tips
Date:	28.03.08 (51 review reads)
Rating:

Advantages: Quick, comprehensive, and should save you quite a bit

Disadvantages: Covers lots of insurance companies but not all of them

I decided to try www.confused.com after seeing the TV advertising.

It works really well, and you can use it for most of the sorts of insurance you would want. I have tried it for House and Car so far.

One great thing about it is that you don't have to keep on filling in your personal details. You register with the site, and it keeps them for you.

You then select the type of insurance you want to be quoted for and complete the easy forms. It takes between five and ten minutes to do. Press the magic button, wait for a couple of minutes and wait for the quotations to be stacked up for you. They come in ascending order of price, after which you can look at each one in a bit more detail.

If you decide to go ahead to look at the policy properly, then you press a link to the insurance company's own website, and then deal with them. Confused.com takes a commission, but you don't pay any extra for using them as it comes from the insurance company whose policy you take up.

It does look at a very good number of companies although it doesn't go everywhere. However, it gives a very good idea of market prices, and saves you a lot of time, as well as brokers' commissions.

You have to be renewing within a month of asking for a quote, or at least say that you are. The quotes remain valid for varying amounts of time, according to which company you use, but this is usually one to three months.

Do you save money? Sometimes it's excellent: we virtually halved our car insurance - twice! (House insurance came out less well for us, but we still got about £50 off.) And if you don't take it up, all you've lost is a bit of time.

Summary: Efficient way of testing the insurance market